FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company… Read more
FinVolution Group - Asset Resilience Ratio
FinVolution Group (FINV) has an Asset Resilience Ratio of 10.65% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how FinVolution Group's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down FinVolution Group's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.80 Billion | 10.65% |
| Total Liquid Assets | $2.80 Billion | 10.65% |
Asset Resilience Insights
- Moderate Liquidity: FinVolution Group has 10.65% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
FinVolution Group Industry Peers by Asset Resilience Ratio
Compare FinVolution Group's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
Annual Asset Resilience Ratio for FinVolution Group (2015–2024)
The table below shows the annual Asset Resilience Ratio data for FinVolution Group.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.00% | $2.83 Billion | $23.61 Billion | -1.91pp |
| 2023-12-31 | 13.90% | $2.96 Billion | $21.29 Billion | -2.12pp |
| 2022-12-31 | 16.03% | $3.43 Billion | $21.38 Billion | +9.38pp |
| 2021-12-31 | 6.64% | $1.20 Billion | $18.14 Billion | -6.60pp |
| 2020-12-31 | 13.24% | $1.97 Billion | $14.88 Billion | +12.62pp |
| 2019-12-31 | 0.63% | $114.56 Million | $18.30 Billion | -12.27pp |
| 2018-12-31 | 12.89% | $1.69 Billion | $13.14 Billion | -9.91pp |
| 2017-12-31 | 22.81% | $1.96 Billion | $8.60 Billion | +10.70pp |
| 2016-12-31 | 12.11% | $260.00 Million | $2.15 Billion | +7.43pp |
| 2015-12-31 | 4.68% | $34.47 Million | $736.92 Million | -- |