Intercorp Financial Services Inc
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment… Read more
Intercorp Financial Services Inc - Asset Resilience Ratio
Intercorp Financial Services Inc (IFS) has an Asset Resilience Ratio of 22.37% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2024)
This chart shows how Intercorp Financial Services Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Intercorp Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $21.72 Billion | 22.37% |
| Total Liquid Assets | $21.72 Billion | 22.37% |
Asset Resilience Insights
- Good Liquidity Position: Intercorp Financial Services Inc maintains a healthy 22.37% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Intercorp Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Intercorp Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Intercorp Financial Services Inc (2011–2024)
The table below shows the annual Asset Resilience Ratio data for Intercorp Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 22.18% | $21.18 Billion | $95.50 Billion | -2.02pp |
| 2023-12-31 | 24.20% | $21.69 Billion | $89.62 Billion | +4.14pp |
| 2022-12-31 | 20.06% | $17.55 Billion | $87.48 Billion | -0.55pp |
| 2021-12-31 | 20.62% | $18.54 Billion | $89.95 Billion | -1.51pp |
| 2020-12-31 | 22.13% | $19.53 Billion | $88.24 Billion | +0.73pp |
| 2019-12-31 | 21.40% | $15.31 Billion | $71.56 Billion | -0.84pp |
| 2018-12-31 | 22.24% | $14.17 Billion | $63.74 Billion | -3.36pp |
| 2017-12-31 | 25.60% | $15.46 Billion | $60.39 Billion | +7.19pp |
| 2016-12-31 | 18.40% | $9.52 Billion | $51.72 Billion | +2.27pp |
| 2015-12-31 | 16.13% | $8.07 Billion | $50.00 Billion | -4.44pp |
| 2014-12-31 | 20.57% | $8.30 Billion | $40.37 Billion | +5.23pp |
| 2013-12-31 | 15.34% | $5.55 Billion | $36.18 Billion | +3.92pp |
| 2012-12-31 | 11.42% | $3.04 Billion | $26.60 Billion | -4.20pp |
| 2011-12-31 | 15.63% | $3.55 Billion | $22.71 Billion | -- |