LendingClub Corp Asset Resilience Ratio
LendingClub Corp asset resilience ratio. LendingClub Corp (LC) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See LendingClub Corp defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of LendingClub Corp (2012–2025)
Asset resilience ratio of LendingClub Corp from 2012 to 2025. This chart shows how LendingClub Corp's Asset Resilience Ratio has changed over time. Read total liabilities of LendingClub Corp for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down LendingClub Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see LendingClub Corp balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.98 Million | 0.02% |
| Total Liquid Assets | $2.98 Million | 0.02% |
Asset Resilience Insights
- Limited Liquidity: LendingClub Corp maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
LendingClub Corp Industry Peers by Asset Resilience Ratio
Compare LendingClub Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
LendingClub Corp Asset Resilience Ratio by Year (2012–2025)
LendingClub Corp asset resilience ratio by year from 2012 to 2025. The table below shows the annual Asset Resilience Ratio data for LendingClub Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 39.87% | $4.61 Billion | $11.57 Billion | -1.43pp |
| 2024-12-31 | 41.31% | $4.39 Billion | $10.63 Billion | +8.93pp |
| 2023-12-31 | 32.37% | $2.86 Billion | $8.83 Billion | +15.08pp |
| 2022-12-31 | 17.29% | $1.38 Billion | $7.98 Billion | -1.38pp |
| 2021-12-31 | 18.67% | $914.99 Million | $4.90 Billion | -17.14pp |
| 2020-12-31 | 35.81% | $667.19 Million | $1.86 Billion | +18.55pp |
| 2019-12-31 | 17.26% | $514.71 Million | $2.98 Billion | +3.03pp |
| 2018-12-31 | 14.23% | $543.44 Million | $3.82 Billion | +3.04pp |
| 2017-12-31 | 11.19% | $519.29 Million | $4.64 Billion | -3.24pp |
| 2016-12-31 | 14.43% | $802.74 Million | $5.56 Billion | +9.30pp |
| 2015-12-31 | 5.13% | $297.21 Million | $5.79 Billion | +5.11pp |
| 2014-12-31 | 0.02% | $657.00K | $3.89 Billion | +0.01pp |
| 2013-12-31 | 0.01% | $193.00K | $1.94 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $403.33 Million | -- |
About LendingClub Corp
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and un… Read more