LendingClub Corp - Asset Resilience Ratio
LendingClub Corp (LC) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how LendingClub Corp's Asset Resilience Ratio has changed over time. Check LendingClub Corp (LC) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down LendingClub Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LC market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.98 Million | 0.02% |
| Total Liquid Assets | $2.98 Million | 0.02% |
Asset Resilience Insights
- Limited Liquidity: LendingClub Corp maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
LendingClub Corp Industry Peers by Asset Resilience Ratio
Compare LendingClub Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for LendingClub Corp (2012–2025)
The table below shows the annual Asset Resilience Ratio data for LendingClub Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 39.87% | $4.61 Billion | $11.57 Billion | -1.43pp |
| 2024-12-31 | 41.31% | $4.39 Billion | $10.63 Billion | +8.93pp |
| 2023-12-31 | 32.37% | $2.86 Billion | $8.83 Billion | +15.08pp |
| 2022-12-31 | 17.29% | $1.38 Billion | $7.98 Billion | -1.38pp |
| 2021-12-31 | 18.67% | $914.99 Million | $4.90 Billion | -17.14pp |
| 2020-12-31 | 35.81% | $667.19 Million | $1.86 Billion | +18.55pp |
| 2019-12-31 | 17.26% | $514.71 Million | $2.98 Billion | +3.03pp |
| 2018-12-31 | 14.23% | $543.44 Million | $3.82 Billion | +3.04pp |
| 2017-12-31 | 11.19% | $519.29 Million | $4.64 Billion | -3.24pp |
| 2016-12-31 | 14.43% | $802.74 Million | $5.56 Billion | +9.30pp |
| 2015-12-31 | 5.13% | $297.21 Million | $5.79 Billion | +5.11pp |
| 2014-12-31 | 0.02% | $657.00K | $3.89 Billion | +0.01pp |
| 2013-12-31 | 0.01% | $193.00K | $1.94 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $403.33 Million | -- |
About LendingClub Corp
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and un… Read more