LendingClub Corp - Asset Resilience Ratio
LendingClub Corp (LC) has an Asset Resilience Ratio of 0.02% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of LendingClub Corp to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how LendingClub Corp's Asset Resilience Ratio has changed over time. See net asset quality index of LendingClub Corp to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down LendingClub Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LendingClub Corp market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.98 Million | 0.02% |
| Total Liquid Assets | $2.98 Million | 0.02% |
Asset Resilience Insights
- Limited Liquidity: LendingClub Corp maintains only 0.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
LendingClub Corp Industry Peers by Asset Resilience Ratio
Compare LendingClub Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for LendingClub Corp (2012–2025)
The table below shows the annual Asset Resilience Ratio data for LendingClub Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 39.87% | $4.61 Billion | $11.57 Billion | -1.43pp |
| 2024-12-31 | 41.31% | $4.39 Billion | $10.63 Billion | +8.93pp |
| 2023-12-31 | 32.37% | $2.86 Billion | $8.83 Billion | +15.08pp |
| 2022-12-31 | 17.29% | $1.38 Billion | $7.98 Billion | -1.38pp |
| 2021-12-31 | 18.67% | $914.99 Million | $4.90 Billion | -17.14pp |
| 2020-12-31 | 35.81% | $667.19 Million | $1.86 Billion | +18.55pp |
| 2019-12-31 | 17.26% | $514.71 Million | $2.98 Billion | +3.03pp |
| 2018-12-31 | 14.23% | $543.44 Million | $3.82 Billion | +3.04pp |
| 2017-12-31 | 11.19% | $519.29 Million | $4.64 Billion | -3.24pp |
| 2016-12-31 | 14.43% | $802.74 Million | $5.56 Billion | +9.30pp |
| 2015-12-31 | 5.13% | $297.21 Million | $5.79 Billion | +5.11pp |
| 2014-12-31 | 0.02% | $657.00K | $3.89 Billion | +0.01pp |
| 2013-12-31 | 0.01% | $193.00K | $1.94 Billion | -- |
| 2012-12-31 | 0.00% | $0.00 | $403.33 Million | -- |
About LendingClub Corp
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and un… Read more