LendingClub Corp (LC) - Total Assets
Based on the latest financial reports, LendingClub Corp (LC) holds total assets worth $11.94 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check LC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
LendingClub Corp - Total Assets Trend (2008–2025)
This chart illustrates how LendingClub Corp's total assets have evolved over time, based on quarterly financial data. Explore how much of LendingClub Corp's assets are long-term investments to see how much of total assets are deployed in long-term investments.
LendingClub Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
LendingClub Corp's total assets of $11.94 Billion consist of 8.4% current assets and 91.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $905.90 Million | 7.9% |
| Accounts Receivable | $43.92 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $254.09 Million | 2.2% |
| Intangible Assets | $7.42 Million | 0.1% |
| Goodwill | $75.72 Million | 0.7% |
Asset Composition Trend (2008–2025)
This chart illustrates how LendingClub Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see LendingClub Corp (LC) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: LendingClub Corp's current assets represent 8.4% of total assets in 2025, a decrease from 38.8% in 2008.
- Cash Position: Cash and equivalents constituted 7.9% of total assets in 2025, down from 38.6% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2008.
- Asset Diversification: The largest asset category is cash and equivalents at 7.9% of total assets.
LendingClub Corp Competitors by Total Assets
Key competitors of LendingClub Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Société Générale Société anonyme
F:SGE1
|
Germany | €1.63 Trillion |
|
Nu Holdings Ltd
NYSE:NU
|
USA | $74.89 Billion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Bank Mandiri Persero Tbk PT
JK:BMRI
|
Indonesia | Rp2433.04 Trillion |
|
Axos Financial Inc
NYSE:AX
|
USA | $27.43 Billion |
|
Bank of Nanjing Co Ltd
SHG:601009
|
China | CN¥3.21 Trillion |
LendingClub Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.08 | 0.11 | 11.04 |
| Quick Ratio | 0.08 | 0.11 | 11.04 |
| Cash Ratio | 0.00 | 0.10 | 6.69 |
| Working Capital | $-9.42 Billion | $-8.02 Billion | $769.48 Million |
LendingClub Corp - Advanced Valuation Insights
This section examines the relationship between LendingClub Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.26 |
| Latest Market Cap to Assets Ratio | 0.17 |
| Asset Growth Rate (YoY) | 8.8% |
| Total Assets | $11.57 Billion |
| Market Capitalization | $1.92 Billion USD |
Valuation Analysis
Below Book Valuation: The market values LendingClub Corp's assets below their book value (0.17x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: LendingClub Corp's assets grew by 8.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for LendingClub Corp (2008–2025)
The table below shows the annual total assets of LendingClub Corp from 2008 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $11.57 Billion | +8.82% |
| 2024-12-31 | $10.63 Billion | +20.43% |
| 2023-12-31 | $8.83 Billion | +10.62% |
| 2022-12-31 | $7.98 Billion | +62.84% |
| 2021-12-31 | $4.90 Billion | +162.99% |
| 2020-12-31 | $1.86 Billion | -37.52% |
| 2019-12-31 | $2.98 Billion | -21.92% |
| 2018-12-31 | $3.82 Billion | -17.70% |
| 2017-12-31 | $4.64 Billion | -16.57% |
| 2016-12-31 | $5.56 Billion | -3.99% |
| 2015-12-31 | $5.79 Billion | +48.93% |
| 2014-12-31 | $3.89 Billion | +100.17% |
| 2013-12-31 | $1.94 Billion | +381.84% |
| 2012-12-31 | $403.33 Million | 0.00% |
| 2011-12-31 | $403.33 Million | +137.39% |
| 2010-12-31 | $169.90 Million | +149.85% |
| 2009-12-31 | $68.00 Million | -99.78% |
| 2008-12-31 | $31.09 Billion | -- |
About LendingClub Corp
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and un… Read more