LendingClub Corp Cash Flow Conversion Efficiency
LendingClub Corp cash flow conversion efficiency. Based on the latest financial reports, LendingClub Corp (LC) has a cash flow conversion efficiency ratio of -0.406x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-618.99 Million) by net assets ($1.52 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of LendingClub Corp (2008–2025)
Cash flow conversion efficiency of LendingClub Corp from 2008 to 2025. This chart illustrates how LendingClub Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View LC live share price for real-time trading data and today's change.
LendingClub Corp Cash Flow Conversion Ratio Explained
LendingClub Corp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
LendingClub Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of LendingClub Corp ranked by their cash flow conversion efficiency. Also see LendingClub Corp market cap and net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Nuintek Co.Ltd
KQ:012340
|
0.145x |
|
RIAS A/S
CO:RIAS-B
|
0.130x |
|
Mgenplus Co. Ltd.
KQ:032790
|
-0.049x |
|
Rossell India Limited
NSE:ROSSELLIND
|
-0.043x |
|
Eagon Ind
KO:008250
|
0.033x |
|
Jindo.Co. Ltd
KO:088790
|
0.016x |
|
Inbar Group Finance Ltd
TA:INBR
|
0.190x |
|
Gold Strike Resources Corp.
V:GSR
|
-0.169x |
Annual Cash Flow Conversion Efficiency for LendingClub Corp (2008–2025)
The table below shows the annual cash flow conversion efficiency of LendingClub Corp from 2008 to 2025. Review LC cash flow after capex ratio to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.50 Billion | $-2.73 Billion | -1.817x | +7.43% |
| 2024-12-31 | $1.34 Billion | $-2.63 Billion | -1.963x | -116.23% |
| 2023-12-31 | $1.25 Billion | $-1.14 Billion | -0.908x | -381.47% |
| 2022-12-31 | $1.16 Billion | $375.57 Million | 0.323x | +14.34% |
| 2021-12-31 | $850.24 Million | $239.87 Million | 0.282x | -51.13% |
| 2020-12-31 | $724.17 Million | $418.03 Million | 0.577x | +292.00% |
| 2019-12-31 | $900.19 Million | $-270.64 Million | -0.301x | +59.07% |
| 2018-12-31 | $870.98 Million | $-639.74 Million | -0.735x | -18.85% |
| 2017-12-31 | $927.76 Million | $-573.39 Million | -0.618x | -110753.54% |
| 2016-12-31 | $975.77 Million | $545.00K | 0.001x | -99.22% |
| 2015-12-31 | $1.04 Billion | $74.74 Million | 0.072x | +39.86% |
| 2014-12-31 | $973.22 Million | $49.92 Million | 0.051x | +206.65% |
| 2013-12-31 | $68.09 Million | $1.14 Million | 0.017x | -92.69% |
| 2012-12-31 | $-48.47 Million | $-11.09 Million | 0.229x | 0.00% |
| 2011-12-31 | $-48.47 Million | $-11.09 Million | 0.229x | +137.32% |
| 2010-12-31 | $15.50 Million | $-9.50 Million | -0.613x | +83.41% |
| 2009-12-31 | $2.20 Million | $-8.13 Million | -3.695x | -334.50% |
| 2008-12-31 | $12.09 Billion | $-10.28 Billion | -0.851x | -- |
About LendingClub Corp
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and un… Read more