MGIC Investment Corp
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, an… Read more
MGIC Investment Corp - Asset Resilience Ratio
MGIC Investment Corp (MTG) has an Asset Resilience Ratio of 5.56% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how MGIC Investment Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down MGIC Investment Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $368.99 Million | 5.56% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $368.99 Million | 5.56% |
Asset Resilience Insights
- Limited Liquidity: MGIC Investment Corp maintains only 5.56% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
MGIC Investment Corp Industry Peers by Asset Resilience Ratio
Compare MGIC Investment Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
|
ACMAT Corporation
PINK:ACMT |
Insurance - Specialty | 10.59% |
|
Enact Holdings Inc
NASDAQ:ACT |
Insurance - Specialty | 26.14% |
|
Assured Guaranty Ltd
NYSE:AGO |
Insurance - Specialty | 19.30% |
|
Ambac Financial Group Inc
NYSE:AMBC |
Insurance - Specialty | 19.88% |
|
AMERISAFE Inc
NASDAQ:AMSF |
Insurance - Specialty | 39.23% |
|
AXIS Capital Holdings Ltd
NYSE:AXS |
Insurance - Specialty | 4.09% |
|
Beazley plc
PINK:BZLYF |
Insurance - Specialty | 0.00% |
Annual Asset Resilience Ratio for MGIC Investment Corp (1996–2025)
The table below shows the annual Asset Resilience Ratio data for MGIC Investment Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.56% | $368.99 Million | $6.64 Billion | -87.32pp |
| 2024-12-31 | 92.88% | $6.08 Billion | $6.55 Billion | -0.21pp |
| 2023-12-31 | 93.09% | $6.09 Billion | $6.54 Billion | +0.76pp |
| 2022-12-31 | 92.33% | $5.74 Billion | $6.21 Billion | -1.49pp |
| 2021-12-31 | 93.82% | $6.87 Billion | $7.33 Billion | -0.67pp |
| 2020-12-31 | 94.49% | $6.95 Billion | $7.35 Billion | -0.21pp |
| 2019-12-31 | 94.71% | $5.90 Billion | $6.23 Billion | +1.17pp |
| 2018-12-31 | 93.54% | $5.31 Billion | $5.68 Billion | +2.95pp |
| 2017-12-31 | 90.58% | $5.09 Billion | $5.62 Billion | +6.05pp |
| 2016-12-31 | 84.54% | $4.85 Billion | $5.73 Billion | +5.22pp |
| 2015-12-31 | 79.31% | $4.66 Billion | $5.88 Billion | -8.27pp |
| 2014-12-31 | 87.59% | $4.61 Billion | $5.27 Billion | +0.70pp |
| 2013-12-31 | 86.89% | $4.87 Billion | $5.60 Billion | +11.00pp |
| 2012-12-31 | 75.89% | $4.23 Billion | $5.57 Billion | -4.81pp |
| 2011-12-31 | 80.70% | $5.82 Billion | $7.22 Billion | +0.79pp |
| 2010-12-31 | 79.91% | $7.46 Billion | $9.33 Billion | +77.92pp |
| 2009-12-31 | 1.99% | $187.16 Million | $9.40 Billion | +1.23pp |
| 2008-12-31 | 0.76% | $69.90 Million | $9.15 Billion | -1.40pp |
| 2007-12-31 | 2.16% | $166.88 Million | $7.72 Billion | -0.56pp |
| 2006-12-31 | 2.72% | $180.25 Million | $6.62 Billion | -0.28pp |
| 2005-12-31 | 3.00% | $190.64 Million | $6.36 Billion | +0.43pp |
| 2004-12-31 | 2.56% | $163.64 Million | $6.38 Billion | +0.24pp |
| 2003-12-31 | 2.33% | $137.73 Million | $5.92 Billion | +0.40pp |
| 2002-12-31 | 1.93% | $102.23 Million | $5.30 Billion | -1.57pp |
| 2001-12-31 | 3.50% | $159.96 Million | $4.57 Billion | -0.43pp |
| 2000-12-31 | 3.93% | $151.59 Million | $3.86 Billion | +0.46pp |
| 1999-12-31 | 3.47% | $107.75 Million | $3.10 Billion | -2.17pp |
| 1998-12-31 | 5.65% | $172.21 Million | $3.05 Billion | +1.26pp |
| 1997-12-31 | 4.38% | $114.73 Million | $2.62 Billion | -1.92pp |
| 1996-12-31 | 6.30% | $140.11 Million | $2.22 Billion | -- |