Nelnet Inc

NYSE:NNI USA Credit Services
Market Cap
$3.24 Billion
Market Cap Rank
#5176 Global
#3098 in USA
Share Price
$128.04
Change (1 day)
-0.38%
52-Week Range
$101.27 - $141.13
All Time High
$141.13
About

Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment pro… Read more

Nelnet Inc - Asset Resilience Ratio

Latest as of September 2025: 9.89%

Nelnet Inc (NNI) has an Asset Resilience Ratio of 9.89% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$1.37 Billion
Cash + Short-term Investments
Total Assets
$13.88 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2001–2024)

This chart shows how Nelnet Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Nelnet Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $216.43 Million 1.56%
Short-term Investments $1.16 Billion 8.33%
Total Liquid Assets $1.37 Billion 9.89%

Asset Resilience Insights

  • Limited Liquidity: Nelnet Inc maintains only 9.89% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Nelnet Inc Industry Peers by Asset Resilience Ratio

Compare Nelnet Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Card Co. Ltd.
KO:029780
Credit Services 0.18%
Yiren Digital Ltd
F:19YA
Credit Services 3.32%
Aeon Credit Service Bhd
KLSE:5139
Credit Services 0.25%
ELK-Desa Resources Bhd
KLSE:5228
Credit Services 2.82%
Chailease Holding Co Ltd
TW:5871
Credit Services 6.79%
Genertec Universal Medical Group Company Limited
F:5UM
Credit Services 0.00%
AVIC Capital Co Ltd
SHG:600705
Credit Services 12.64%

Annual Asset Resilience Ratio for Nelnet Inc (2001–2024)

The table below shows the annual Asset Resilience Ratio data for Nelnet Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 8.55% $1.18 Billion $13.78 Billion +1.93pp
2023-12-31 6.62% $1.11 Billion $16.71 Billion -4.89pp
2022-12-31 11.51% $2.23 Billion $19.37 Billion +6.64pp
2021-12-31 4.87% $1.06 Billion $21.68 Billion +2.79pp
2020-12-31 2.07% $469.86 Million $22.65 Billion +1.29pp
2019-12-31 0.79% $186.61 Million $23.71 Billion +0.10pp
2018-12-31 0.69% $174.39 Million $25.22 Billion +0.09pp
2017-12-31 0.60% $143.73 Million $23.96 Billion -0.04pp
2016-12-31 0.64% $173.55 Million $27.18 Billion +0.17pp
2015-12-31 0.47% $142.01 Million $30.49 Billion 0.00pp
2014-12-31 0.47% $141.29 Million $30.10 Billion -0.18pp
2013-12-31 0.65% $181.08 Million $27.77 Billion +0.38pp
2012-12-31 0.27% $72.85 Million $26.61 Billion -2.10pp
2011-12-31 2.38% $614.32 Million $25.85 Billion -0.55pp
2010-12-31 2.92% $757.28 Million $25.89 Billion +4.18pp
2009-12-31 -1.26% $-325.88 Million $25.88 Billion -5.42pp
2008-12-31 4.16% $1.16 Billion $27.85 Billion +0.99pp
2007-12-31 3.17% $923.87 Million $29.16 Billion -2.59pp
2006-12-31 5.76% $1.54 Billion $26.80 Billion +5.05pp
2005-12-31 0.70% $160.48 Million $22.80 Billion -5.77pp
2004-12-31 6.47% $981.14 Million $15.16 Billion -0.03pp
2003-12-31 6.50% $776.10 Million $11.93 Billion -0.69pp
2002-12-31 7.20% $703.08 Million $9.77 Billion +3.76pp
2001-12-31 3.44% $279.45 Million $8.13 Billion --
pp = percentage points