Nelnet Inc - Asset Resilience Ratio

Latest as of December 2025: 10.13%

Nelnet Inc (NNI) has an Asset Resilience Ratio of 10.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Nelnet Inc to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$1.43 Billion
Cash + Short-term Investments

Total Assets

$14.06 Billion
All company assets

Resilience Assessment

Moderate
Financial Resilience Level

Asset Resilience Ratio Trend (2001–2025)

This chart shows how Nelnet Inc's Asset Resilience Ratio has changed over time. See Nelnet Inc (NNI) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Nelnet Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NNI market cap.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $295.98 Million 2.1%
Short-term Investments $1.13 Billion 8.03%
Total Liquid Assets $1.43 Billion 10.13%

Asset Resilience Insights

  • Moderate Liquidity: Nelnet Inc has 10.13% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Nelnet Inc Industry Peers by Asset Resilience Ratio

Compare Nelnet Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Credit Acceptance Corporation
NASDAQ:CACC
Credit Services 1.26%
Upstart Holdings Inc
NASDAQ:UPST
Credit Services 1.39%
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
Credit Services 3.39%
Beijing Cuiwei Tower Co Ltd
SHG:603123
Credit Services 1.79%
BFI Finance Indonesia Tbk
JK:BFIN
Credit Services 1.84%
IndoStar Capital Finance Limited
NSE:INDOSTAR
Credit Services 2.88%
Hexa Tradex Limited
NSE:HEXATRADEX
Credit Services 0.09%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%

Annual Asset Resilience Ratio for Nelnet Inc (2001–2025)

The table below shows the annual Asset Resilience Ratio data for Nelnet Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 10.13% $1.43 Billion $14.06 Billion +1.58pp
2024-12-31 8.55% $1.18 Billion $13.78 Billion +1.93pp
2023-12-31 6.62% $1.11 Billion $16.71 Billion -4.89pp
2022-12-31 11.51% $2.23 Billion $19.37 Billion +6.64pp
2021-12-31 4.87% $1.06 Billion $21.68 Billion +2.79pp
2020-12-31 2.07% $469.86 Million $22.65 Billion +1.29pp
2019-12-31 0.79% $186.61 Million $23.71 Billion +0.10pp
2018-12-31 0.69% $174.39 Million $25.22 Billion +0.09pp
2017-12-31 0.60% $143.73 Million $23.96 Billion -0.04pp
2016-12-31 0.64% $173.55 Million $27.18 Billion +0.17pp
2015-12-31 0.47% $142.01 Million $30.49 Billion 0.00pp
2014-12-31 0.47% $141.29 Million $30.10 Billion -0.18pp
2013-12-31 0.65% $181.08 Million $27.77 Billion +0.38pp
2012-12-31 0.27% $72.85 Million $26.61 Billion -2.10pp
2011-12-31 2.38% $614.32 Million $25.85 Billion -0.55pp
2010-12-31 2.92% $757.28 Million $25.89 Billion +4.18pp
2009-12-31 -1.26% $-325.88 Million $25.88 Billion -5.42pp
2008-12-31 4.16% $1.16 Billion $27.85 Billion +0.99pp
2007-12-31 3.17% $923.87 Million $29.16 Billion -2.59pp
2006-12-31 5.76% $1.54 Billion $26.80 Billion +5.05pp
2005-12-31 0.70% $160.48 Million $22.80 Billion -5.77pp
2004-12-31 6.47% $981.14 Million $15.16 Billion -0.03pp
2003-12-31 6.50% $776.10 Million $11.93 Billion -0.69pp
2002-12-31 7.20% $703.08 Million $9.77 Billion +3.76pp
2001-12-31 3.44% $279.45 Million $8.13 Billion --
pp = percentage points

About Nelnet Inc

NYSE:NNI USA Credit Services
Market Cap
$3.32 Billion
Market Cap Rank
#4738 Global
#1571 in USA
Share Price
$130.95
Change (1 day)
+2.11%
52-Week Range
$113.36 - $144.23
All Time High
$144.23
About

Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment pro… Read more