Nelnet Inc Asset Resilience Ratio
Nelnet Inc asset resilience ratio. Nelnet Inc (NNI) has an Asset Resilience Ratio of 10.13% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Nelnet Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Nelnet Inc (2001–2025)
Asset resilience ratio of Nelnet Inc from 2001 to 2025. This chart shows how Nelnet Inc's Asset Resilience Ratio has changed over time. Read NNI total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Nelnet Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see NNI asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $295.98 Million | 2.1% |
| Short-term Investments | $1.13 Billion | 8.03% |
| Total Liquid Assets | $1.43 Billion | 10.13% |
Asset Resilience Insights
- Moderate Liquidity: Nelnet Inc has 10.13% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Nelnet Inc Industry Peers by Asset Resilience Ratio
Compare Nelnet Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Nelnet Inc Asset Resilience Ratio by Year (2001–2025)
Nelnet Inc asset resilience ratio by year from 2001 to 2025. The table below shows the annual Asset Resilience Ratio data for Nelnet Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.13% | $1.43 Billion | $14.06 Billion | +1.58pp |
| 2024-12-31 | 8.55% | $1.18 Billion | $13.78 Billion | +1.93pp |
| 2023-12-31 | 6.62% | $1.11 Billion | $16.71 Billion | -4.89pp |
| 2022-12-31 | 11.51% | $2.23 Billion | $19.37 Billion | +6.64pp |
| 2021-12-31 | 4.87% | $1.06 Billion | $21.68 Billion | +2.79pp |
| 2020-12-31 | 2.07% | $469.86 Million | $22.65 Billion | +1.29pp |
| 2019-12-31 | 0.79% | $186.61 Million | $23.71 Billion | +0.10pp |
| 2018-12-31 | 0.69% | $174.39 Million | $25.22 Billion | +0.09pp |
| 2017-12-31 | 0.60% | $143.73 Million | $23.96 Billion | -0.04pp |
| 2016-12-31 | 0.64% | $173.55 Million | $27.18 Billion | +0.17pp |
| 2015-12-31 | 0.47% | $142.01 Million | $30.49 Billion | 0.00pp |
| 2014-12-31 | 0.47% | $141.29 Million | $30.10 Billion | -0.18pp |
| 2013-12-31 | 0.65% | $181.08 Million | $27.77 Billion | +0.38pp |
| 2012-12-31 | 0.27% | $72.85 Million | $26.61 Billion | -2.10pp |
| 2011-12-31 | 2.38% | $614.32 Million | $25.85 Billion | -0.55pp |
| 2010-12-31 | 2.92% | $757.28 Million | $25.89 Billion | +4.18pp |
| 2009-12-31 | -1.26% | $-325.88 Million | $25.88 Billion | -5.42pp |
| 2008-12-31 | 4.16% | $1.16 Billion | $27.85 Billion | +0.99pp |
| 2007-12-31 | 3.17% | $923.87 Million | $29.16 Billion | -2.59pp |
| 2006-12-31 | 5.76% | $1.54 Billion | $26.80 Billion | +5.05pp |
| 2005-12-31 | 0.70% | $160.48 Million | $22.80 Billion | -5.77pp |
| 2004-12-31 | 6.47% | $981.14 Million | $15.16 Billion | -0.03pp |
| 2003-12-31 | 6.50% | $776.10 Million | $11.93 Billion | -0.69pp |
| 2002-12-31 | 7.20% | $703.08 Million | $9.77 Billion | +3.76pp |
| 2001-12-31 | 3.44% | $279.45 Million | $8.13 Billion | -- |
About Nelnet Inc
Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment pro… Read more