Nu Holdings Ltd - Asset Resilience Ratio
Nu Holdings Ltd (NU) has an Asset Resilience Ratio of 1.52% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Nu Holdings Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2025)
This chart shows how Nu Holdings Ltd's Asset Resilience Ratio has changed over time. See NU net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Nu Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Nu Holdings Ltd market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.14 Billion | 1.52% |
| Total Liquid Assets | $1.14 Billion | 1.52% |
Asset Resilience Insights
- Limited Liquidity: Nu Holdings Ltd maintains only 1.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Nu Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Nu Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Nu Holdings Ltd (2018–2025)
The table below shows the annual Asset Resilience Ratio data for Nu Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.52% | $1.14 Billion | $74.89 Billion | -17.53pp |
| 2024-12-31 | 19.05% | $9.51 Billion | $49.93 Billion | -0.91pp |
| 2023-12-31 | 19.97% | $8.65 Billion | $43.35 Billion | -13.27pp |
| 2022-12-31 | 33.23% | $9.95 Billion | $29.93 Billion | -7.89pp |
| 2021-12-31 | 41.12% | $8.17 Billion | $19.86 Billion | +23.40pp |
| 2020-12-31 | 17.72% | $1.80 Billion | $10.15 Billion | +13.60pp |
| 2019-12-31 | 4.12% | $278.23 Million | $6.76 Billion | -2.95pp |
| 2018-12-31 | 7.07% | $196.96 Million | $2.79 Billion | -- |
About Nu Holdings Ltd
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment … Read more