Nu Holdings Ltd - Asset Resilience Ratio
Nu Holdings Ltd (NU) has an Asset Resilience Ratio of 1.52% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Nu Holdings Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2025)
This chart shows how Nu Holdings Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see NU total asset value.
Liquid Assets Composition Over Time
This chart breaks down Nu Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Nu Holdings Ltd to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.14 Billion | 1.52% |
| Total Liquid Assets | $1.14 Billion | 1.52% |
Asset Resilience Insights
- Limited Liquidity: Nu Holdings Ltd maintains only 1.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Nu Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Nu Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Nu Holdings Ltd (2018–2025)
The table below shows the annual Asset Resilience Ratio data for Nu Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.52% | $1.14 Billion | $74.89 Billion | -17.53pp |
| 2024-12-31 | 19.05% | $9.51 Billion | $49.93 Billion | -0.91pp |
| 2023-12-31 | 19.97% | $8.65 Billion | $43.35 Billion | -13.27pp |
| 2022-12-31 | 33.23% | $9.95 Billion | $29.93 Billion | -7.89pp |
| 2021-12-31 | 41.12% | $8.17 Billion | $19.86 Billion | +23.40pp |
| 2020-12-31 | 17.72% | $1.80 Billion | $10.15 Billion | +13.60pp |
| 2019-12-31 | 4.12% | $278.23 Million | $6.76 Billion | -2.95pp |
| 2018-12-31 | 7.07% | $196.96 Million | $2.79 Billion | -- |
About Nu Holdings Ltd
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment … Read more