Nu Holdings Ltd (NU) - Total Assets
Based on the latest financial reports, Nu Holdings Ltd (NU) holds total assets worth $74.89 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Nu Holdings Ltd - Total Assets Trend (2018–2025)
This chart illustrates how Nu Holdings Ltd's total assets have evolved over time, based on quarterly financial data. Also see NU market cap for the company's overall valuation and market capitalisation.
Nu Holdings Ltd - Asset Composition Analysis
Current Asset Composition (December 2025)
Nu Holdings Ltd's total assets of $74.89 Billion consist of 47.3% current assets and 52.7% non-current assets. Review Nu Holdings Ltd (NU) total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 20.0% |
| Accounts Receivable | $19.27 Billion | 25.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $49.79 Million | 0.1% |
| Intangible Assets | $601.67 Million | 0.8% |
| Goodwill | $409.37 Million | 0.6% |
Asset Composition Trend (2018–2025)
This chart illustrates how Nu Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See today's stock price for Nu Holdings Ltd for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Nu Holdings Ltd's current assets represent 47.3% of total assets in 2025, a decrease from 75.0% in 2018.
- Cash Position: Cash and equivalents constituted 20.0% of total assets in 2025, up from 16.7% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 25.7% of total assets.
Nu Holdings Ltd Competitors by Total Assets
Key competitors of Nu Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Nu Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.59 | 7.16 | 0.58 |
| Quick Ratio | 0.59 | 7.16 | 0.58 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-24.38 Billion | $7.90 Billion | $-3.94 Billion |
Nu Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between Nu Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 6.10 |
| Latest Market Cap to Assets Ratio | 0.71 |
| Asset Growth Rate (YoY) | 50.0% |
| Total Assets | $74.89 Billion |
| Market Capitalization | $53.00 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Nu Holdings Ltd's assets below their book value (0.71x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Nu Holdings Ltd's assets grew by 50.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Nu Holdings Ltd (2018–2025)
The table below shows the annual total assets of Nu Holdings Ltd from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $74.89 Billion | +49.99% |
| 2024-12-31 | $49.93 Billion | +15.19% |
| 2023-12-31 | $43.35 Billion | +44.80% |
| 2022-12-31 | $29.93 Billion | +50.74% |
| 2021-12-31 | $19.86 Billion | +95.57% |
| 2020-12-31 | $10.15 Billion | +50.21% |
| 2019-12-31 | $6.76 Billion | +142.66% |
| 2018-12-31 | $2.79 Billion | -- |
About Nu Holdings Ltd
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment … Read more