Nu Holdings Ltd (NU) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Nu Holdings Ltd (NU) has a cash flow conversion efficiency ratio of 0.073x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($831.03 Million) by net assets ($11.32 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is Nu Holdings Ltd's balance sheet to measure how much of total assets are equity-financed.
Nu Holdings Ltd - Cash Flow Conversion Efficiency Trend (2018–2025)
This chart illustrates how Nu Holdings Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Nu Holdings Ltd cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Nu Holdings Ltd Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Nu Holdings Ltd ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Ford Motor Company
NYSE:F
|
0.156x |
|
Nordea Bank Abp
HE:NDA-FI
|
0.022x |
|
JAPAN TOBACCO UNSP.ADR1/2
F:JATA
|
N/A |
|
Loblaw Companies Limited
TO:L
|
0.109x |
|
ONEOK Inc
NYSE:OKE
|
0.073x |
|
ASS.GENERALI ADR 1/2/EO 1
F:ASG0
|
N/A |
|
Rheinmetall AG
F:RHM
|
0.446x |
|
KDDI CORP.UNSP.ADR 4
F:DIP0
|
N/A |
Annual Cash Flow Conversion Efficiency for Nu Holdings Ltd (2018–2025)
The table below shows the annual cash flow conversion efficiency of Nu Holdings Ltd from 2018 to 2025. For the full company profile with market capitalisation and key ratios, see Nu Holdings Ltd market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $11.32 Billion | $3.50 Billion | 0.309x | -1.45% |
| 2024-12-31 | $7.65 Billion | $2.40 Billion | 0.314x | +58.73% |
| 2023-12-31 | $6.41 Billion | $1.27 Billion | 0.198x | +27.93% |
| 2022-12-31 | $4.89 Billion | $755.57 Million | 0.154x | +123.47% |
| 2021-12-31 | $4.44 Billion | $-2.92 Billion | -0.658x | -129.59% |
| 2020-12-31 | $438.11 Million | $974.52 Million | 2.224x | +393.19% |
| 2019-12-31 | $612.25 Million | $276.14 Million | 0.451x | +2557.43% |
| 2018-12-31 | $296.73 Million | $-5.45 Million | -0.018x | -- |
About Nu Holdings Ltd
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment … Read more