OFG Bancorp - Asset Resilience Ratio
OFG Bancorp (OFG) has an Asset Resilience Ratio of 0.00% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read OFG Bancorp total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1999–2025)
This chart shows how OFG Bancorp's Asset Resilience Ratio has changed over time. See net assets of OFG Bancorp for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down OFG Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of OFG Bancorp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $23.00K | 0.0% |
| Total Liquid Assets | $23.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: OFG Bancorp maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OFG Bancorp Industry Peers by Asset Resilience Ratio
Compare OFG Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for OFG Bancorp (1999–2025)
The table below shows the annual Asset Resilience Ratio data for OFG Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.00% | $23.00K | $12.47 Billion | -20.33pp |
| 2024-12-31 | 20.33% | $2.34 Billion | $11.50 Billion | +1.83pp |
| 2023-12-31 | 18.50% | $2.10 Billion | $11.34 Billion | +4.12pp |
| 2022-12-31 | 14.39% | $1.41 Billion | $9.82 Billion | +9.23pp |
| 2021-12-31 | 5.16% | $510.71 Million | $9.90 Billion | +0.62pp |
| 2020-12-31 | 4.54% | $446.44 Million | $9.83 Billion | -7.01pp |
| 2019-12-31 | 11.55% | $1.07 Billion | $9.30 Billion | -1.23pp |
| 2018-12-31 | 12.79% | $841.86 Million | $6.58 Billion | +2.35pp |
| 2017-12-31 | 10.43% | $645.80 Million | $6.19 Billion | -1.12pp |
| 2016-12-31 | 11.56% | $751.48 Million | $6.50 Billion | -2.17pp |
| 2015-12-31 | 13.73% | $974.61 Million | $7.10 Billion | -2.60pp |
| 2014-12-31 | 16.33% | $1.22 Billion | $7.45 Billion | -3.18pp |
| 2013-12-31 | 19.51% | $1.59 Billion | $8.14 Billion | -4.35pp |
| 2012-12-31 | 23.87% | $2.19 Billion | $9.19 Billion | -20.35pp |
| 2011-12-31 | 44.22% | $2.96 Billion | $6.69 Billion | -6.38pp |
| 2010-12-31 | 50.60% | $3.70 Billion | $7.31 Billion | +50.59pp |
| 2009-12-31 | 0.00% | $150.00K | $6.55 Billion | -0.84pp |
| 2008-12-31 | 0.84% | $52.00 Million | $6.21 Billion | -0.26pp |
| 2007-12-31 | 1.10% | $66.12 Million | $6.00 Billion | +0.56pp |
| 2006-12-31 | 0.54% | $23.73 Million | $4.37 Billion | -0.33pp |
| 2005-12-31 | 0.88% | $39.79 Million | $4.53 Billion | -0.31pp |
| 2004-12-31 | 1.19% | $39.79 Million | $3.34 Billion | +0.91pp |
| 2003-12-31 | 0.28% | $7.75 Million | $2.81 Billion | +0.23pp |
| 2002-12-31 | 0.04% | $1.03 Million | $2.49 Billion | -0.02pp |
| 2001-12-31 | 0.06% | $1.03 Million | $1.75 Billion | -1.03pp |
| 2000-12-31 | 1.09% | $20.10 Million | $1.85 Billion | +1.00pp |
| 1999-12-31 | 0.09% | $1.35 Million | $1.59 Billion | -- |
About OFG Bancorp
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporat… Read more