OFG Bancorp Asset Resilience Ratio
OFG Bancorp asset resilience ratio. OFG Bancorp (OFG) has an Asset Resilience Ratio of 0.00% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OFG defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of OFG Bancorp (1999–2025)
Asset resilience ratio of OFG Bancorp from 1999 to 2025. This chart shows how OFG Bancorp's Asset Resilience Ratio has changed over time. Read OFG Bancorp balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down OFG Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see OFG total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $23.00K | 0.0% |
| Total Liquid Assets | $23.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: OFG Bancorp maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OFG Bancorp Industry Peers by Asset Resilience Ratio
Compare OFG Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
OFG Bancorp Asset Resilience Ratio by Year (1999–2025)
OFG Bancorp asset resilience ratio by year from 1999 to 2025. The table below shows the annual Asset Resilience Ratio data for OFG Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.00% | $23.00K | $12.47 Billion | -20.33pp |
| 2024-12-31 | 20.33% | $2.34 Billion | $11.50 Billion | +1.83pp |
| 2023-12-31 | 18.50% | $2.10 Billion | $11.34 Billion | +4.12pp |
| 2022-12-31 | 14.39% | $1.41 Billion | $9.82 Billion | +9.23pp |
| 2021-12-31 | 5.16% | $510.71 Million | $9.90 Billion | +0.62pp |
| 2020-12-31 | 4.54% | $446.44 Million | $9.83 Billion | -7.01pp |
| 2019-12-31 | 11.55% | $1.07 Billion | $9.30 Billion | -1.23pp |
| 2018-12-31 | 12.79% | $841.86 Million | $6.58 Billion | +2.35pp |
| 2017-12-31 | 10.43% | $645.80 Million | $6.19 Billion | -1.12pp |
| 2016-12-31 | 11.56% | $751.48 Million | $6.50 Billion | -2.17pp |
| 2015-12-31 | 13.73% | $974.61 Million | $7.10 Billion | -2.60pp |
| 2014-12-31 | 16.33% | $1.22 Billion | $7.45 Billion | -3.18pp |
| 2013-12-31 | 19.51% | $1.59 Billion | $8.14 Billion | -4.35pp |
| 2012-12-31 | 23.87% | $2.19 Billion | $9.19 Billion | -20.35pp |
| 2011-12-31 | 44.22% | $2.96 Billion | $6.69 Billion | -6.38pp |
| 2010-12-31 | 50.60% | $3.70 Billion | $7.31 Billion | +50.59pp |
| 2009-12-31 | 0.00% | $150.00K | $6.55 Billion | -0.84pp |
| 2008-12-31 | 0.84% | $52.00 Million | $6.21 Billion | -0.26pp |
| 2007-12-31 | 1.10% | $66.12 Million | $6.00 Billion | +0.56pp |
| 2006-12-31 | 0.54% | $23.73 Million | $4.37 Billion | -0.33pp |
| 2005-12-31 | 0.88% | $39.79 Million | $4.53 Billion | -0.31pp |
| 2004-12-31 | 1.19% | $39.79 Million | $3.34 Billion | +0.91pp |
| 2003-12-31 | 0.28% | $7.75 Million | $2.81 Billion | +0.23pp |
| 2002-12-31 | 0.04% | $1.03 Million | $2.49 Billion | -0.02pp |
| 2001-12-31 | 0.06% | $1.03 Million | $1.75 Billion | -1.03pp |
| 2000-12-31 | 1.09% | $20.10 Million | $1.85 Billion | +1.00pp |
| 1999-12-31 | 0.09% | $1.35 Million | $1.59 Billion | -- |
About OFG Bancorp
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporat… Read more