OFG Bancorp Cash Flow Conversion Efficiency
OFG Bancorp cash flow conversion efficiency. Based on the latest financial reports, OFG Bancorp (OFG) has a cash flow conversion efficiency ratio of 0.029x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($39.50 Million) by net assets ($1.38 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of OFG Bancorp (1988–2024)
Cash flow conversion efficiency of OFG Bancorp from 1988 to 2024. This chart illustrates how OFG Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View OFG Bancorp (OFG) stock price for real-time trading data and today's change.
OFG Bancorp Cash Flow Conversion Ratio Explained
OFG Bancorp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
OFG Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of OFG Bancorp ranked by their cash flow conversion efficiency. Also see market cap of OFG Bancorp for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Dongfang Electronics Co Ltd
SHE:000682
|
0.033x |
|
WG Tech JiangXi Co Ltd
SHG:603773
|
0.044x |
|
Ratnamani Metals & Tubes Limited
NSE:RATNAMANI
|
0.176x |
|
Shaanxi Ligeance Mineral Resources Co Ltd
SHE:000697
|
0.002x |
|
Foryou Corp
SHE:002906
|
0.041x |
|
Precigen Inc
NASDAQ:PGEN
|
-0.409x |
|
TBO Tek Ltd
NSE:TBOTEK
|
0.021x |
|
Formula Systems (1985) Ltd
F:FSY
|
N/A |
Annual Cash Flow Conversion Efficiency for OFG Bancorp (1988–2024)
The table below shows the annual cash flow conversion efficiency of OFG Bancorp from 1988 to 2024. Review how much free cash does OFG Bancorp generate to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $1.25 Billion | $252.50 Million | 0.201x | -18.74% |
| 2023-12-31 | $1.19 Billion | $295.66 Million | 0.248x | +57.02% |
| 2022-12-31 | $1.04 Billion | $164.46 Million | 0.158x | +68.60% |
| 2021-12-31 | $1.07 Billion | $100.04 Million | 0.094x | +214.67% |
| 2020-12-31 | $1.09 Billion | $-88.62 Million | -0.082x | -780.61% |
| 2019-12-31 | $9.14 Billion | $109.62 Million | 0.012x | -91.01% |
| 2018-12-31 | $999.88 Million | $133.35 Million | 0.133x | -16.77% |
| 2017-12-31 | $945.11 Million | $151.44 Million | 0.160x | +87.85% |
| 2016-12-31 | $920.41 Million | $78.51 Million | 0.085x | -21.18% |
| 2015-12-31 | $897.08 Million | $97.08 Million | 0.108x | -41.73% |
| 2014-12-31 | $942.20 Million | $175.00 Million | 0.186x | -5.44% |
| 2013-12-31 | $884.91 Million | $173.82 Million | 0.196x | +237.64% |
| 2012-12-31 | $863.61 Million | $50.24 Million | 0.058x | +201.85% |
| 2011-12-31 | $695.55 Million | $-39.73 Million | -0.057x | -28.93% |
| 2010-12-31 | $732.33 Million | $-32.44 Million | -0.044x | +66.75% |
| 2009-12-31 | $330.17 Million | $-43.99 Million | -0.133x | -142.61% |
| 2008-12-31 | $261.32 Million | $-14.35 Million | -0.055x | +49.21% |
| 2007-12-31 | $359.46 Million | $-38.87 Million | -0.108x | +38.16% |
| 2006-12-31 | $336.43 Million | $-58.82 Million | -0.175x | -630.28% |
| 2005-12-31 | $341.79 Million | $11.27 Million | 0.033x | +117.33% |
| 2004-12-31 | $223.52 Million | $-42.52 Million | -0.190x | +27.59% |
| 2003-12-31 | $193.58 Million | $-50.86 Million | -0.263x | -196.64% |
| 2002-12-31 | $166.43 Million | $-14.74 Million | -0.089x | -138.09% |
| 2001-12-31 | $110.11 Million | $25.60 Million | 0.233x | -29.25% |
| 2000-12-31 | $117.87 Million | $38.74 Million | 0.329x | -71.76% |
| 1999-12-31 | $124.00 Million | $144.30 Million | 1.164x | +6834.15% |
| 1998-12-31 | $101.30 Million | $1.70 Million | 0.017x | +111.11% |
| 1997-12-31 | $89.40 Million | $-13.50 Million | -0.151x | +20.12% |
| 1996-12-31 | $89.40 Million | $-16.90 Million | -0.189x | -176.28% |
| 1995-12-31 | $79.90 Million | $19.80 Million | 0.248x | +819.68% |
| 1994-12-31 | $69.70 Million | $-2.40 Million | -0.034x | +90.26% |
| 1992-12-31 | $31.10 Million | $-11.00 Million | -0.354x | -234.85% |
| 1991-12-31 | $24.40 Million | $6.40 Million | 0.262x | +244.07% |
| 1990-12-31 | $22.30 Million | $1.70 Million | 0.076x | -69.36% |
| 1989-12-31 | $21.30 Million | $5.30 Million | 0.249x | +54.91% |
| 1988-12-31 | $19.30 Million | $3.10 Million | 0.161x | -- |
About OFG Bancorp
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporat… Read more