OFG Bancorp Total Assets
OFG Bancorp total assets. Based on the latest financial reports, OFG Bancorp (OFG) holds total assets worth $12.47 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see market cap of OFG Bancorp for the company's overall valuation and market capitalisation.
Total Assets of OFG Bancorp (1988–2025)
Total assets of OFG Bancorp from 1988 to 2025. This chart illustrates how OFG Bancorp's total assets have evolved over time, based on quarterly financial data. See OFG Bancorp (OFG) stock price for real-time trading data and today's change.
OFG Bancorp - Asset Composition Analysis
OFG Bancorp Total Assets Breakdown (December 2025)
OFG Bancorp total assets breakdown as of December 2025. OFG Bancorp's total assets of $12.47 Billion consist of 9.8% current assets and 90.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 8.4% |
| Accounts Receivable | $161.97 Million | 1.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $9.86 Million | 0.1% |
| Goodwill | $84.24 Million | 0.7% |
Asset Composition Trend (1988–2025)
This chart illustrates how OFG Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore OFG Bancorp current assets vs equity to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: OFG Bancorp's current assets represent 9.8% of total assets in 2025, an increase from 4.4% in 1988.
- Cash Position: Cash and equivalents constituted 8.4% of total assets in 2025, up from 3.3% in 1988.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1988.
- Asset Diversification: The largest asset category is accounts receivable at 1.3% of total assets.
OFG Bancorp Competitors by Total Assets
Key competitors of OFG Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
OFG Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.12 | 0.32 | 0.34 |
| Quick Ratio | 0.12 | 0.32 | 0.34 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-9.37 Billion | $-6.61 Billion | $-5.89 Billion |
OFG Bancorp - Advanced Valuation Insights
This section examines the relationship between OFG Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.30 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 8.4% |
| Total Assets | $12.47 Billion |
| Market Capitalization | $1.84 Billion USD |
Valuation Analysis
Below Book Valuation: The market values OFG Bancorp's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: OFG Bancorp's assets grew by 8.4% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for OFG Bancorp (1988–2025)
The table below shows the annual total assets of OFG Bancorp from 1988 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $12.47 Billion | +8.39% |
| 2024-12-31 | $11.50 Billion | +1.38% |
| 2023-12-31 | $11.34 Billion | +15.54% |
| 2022-12-31 | $9.82 Billion | -0.82% |
| 2021-12-31 | $9.90 Billion | +0.75% |
| 2020-12-31 | $9.83 Billion | +5.68% |
| 2019-12-31 | $9.30 Billion | +41.23% |
| 2018-12-31 | $6.58 Billion | +6.37% |
| 2017-12-31 | $6.19 Billion | -4.81% |
| 2016-12-31 | $6.50 Billion | -8.41% |
| 2015-12-31 | $7.10 Billion | -4.70% |
| 2014-12-31 | $7.45 Billion | -8.48% |
| 2013-12-31 | $8.14 Billion | -11.47% |
| 2012-12-31 | $9.19 Billion | +37.35% |
| 2011-12-31 | $6.69 Billion | -8.47% |
| 2010-12-31 | $7.31 Billion | +11.63% |
| 2009-12-31 | $6.55 Billion | +5.56% |
| 2008-12-31 | $6.21 Billion | +3.43% |
| 2007-12-31 | $6.00 Billion | +37.18% |
| 2006-12-31 | $4.37 Billion | -3.55% |
| 2005-12-31 | $4.53 Billion | +35.60% |
| 2004-12-31 | $3.34 Billion | +19.20% |
| 2003-12-31 | $2.81 Billion | +12.71% |
| 2002-12-31 | $2.49 Billion | +42.40% |
| 2001-12-31 | $1.75 Billion | -5.53% |
| 2000-12-31 | $1.85 Billion | +16.56% |
| 1999-12-31 | $1.59 Billion | +32.00% |
| 1998-12-31 | $1.20 Billion | +12.53% |
| 1997-12-31 | $1.07 Billion | 0.00% |
| 1996-12-31 | $1.07 Billion | +21.79% |
| 1995-12-31 | $877.40 Million | +17.87% |
| 1994-12-31 | $744.40 Million | +42.50% |
| 1992-12-31 | $522.40 Million | +34.12% |
| 1991-12-31 | $389.50 Million | +23.89% |
| 1990-12-31 | $314.40 Million | +9.51% |
| 1989-12-31 | $287.10 Million | +14.06% |
| 1988-12-31 | $251.70 Million | -- |
About OFG Bancorp
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporat… Read more