OneMain Holdings Inc
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntar… Read more
OneMain Holdings Inc - Asset Resilience Ratio
OneMain Holdings Inc (OMF) has an Asset Resilience Ratio of 9.14% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how OneMain Holdings Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down OneMain Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $914.00 Million | 3.34% |
| Short-term Investments | $1.59 Billion | 5.81% |
| Total Liquid Assets | $2.50 Billion | 9.14% |
Asset Resilience Insights
- Limited Liquidity: OneMain Holdings Inc maintains only 9.14% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
OneMain Holdings Inc Industry Peers by Asset Resilience Ratio
Compare OneMain Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for OneMain Holdings Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for OneMain Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.14% | $2.50 Billion | $27.39 Billion | +1.17pp |
| 2024-12-31 | 7.97% | $2.06 Billion | $25.91 Billion | -3.28pp |
| 2023-12-31 | 11.25% | $2.73 Billion | $24.29 Billion | +6.76pp |
| 2022-12-31 | 4.49% | $1.01 Billion | $22.53 Billion | -0.11pp |
| 2021-12-31 | 4.60% | $1.02 Billion | $22.08 Billion | -6.19pp |
| 2020-12-31 | 10.79% | $2.42 Billion | $22.47 Billion | +2.85pp |
| 2019-12-31 | 7.94% | $1.81 Billion | $22.82 Billion | +2.19pp |
| 2018-12-31 | 5.75% | $1.16 Billion | $20.09 Billion | -1.93pp |
| 2017-12-31 | 7.68% | $1.49 Billion | $19.43 Billion | +1.75pp |
| 2016-12-31 | 5.94% | $1.08 Billion | $18.12 Billion | -2.87pp |
| 2015-12-31 | 8.81% | $1.87 Billion | $21.19 Billion | -17.73pp |
| 2014-12-31 | 26.54% | $2.93 Billion | $11.06 Billion | +22.76pp |
| 2013-12-31 | 3.78% | $582.09 Million | $15.40 Billion | +2.70pp |
| 2012-12-31 | 1.08% | $157.84 Million | $14.67 Billion | +0.65pp |
| 2011-12-31 | 0.43% | $66.30 Million | $15.49 Billion | -1.48pp |
| 2010-12-31 | 1.91% | $325.78 Million | $17.09 Billion | +1.87pp |
| 2009-12-31 | 0.03% | $6.90 Million | $21.71 Billion | -0.01pp |
| 2008-12-31 | 0.05% | $12.04 Million | $26.55 Billion | -0.01pp |
| 2007-12-31 | 0.05% | $16.59 Million | $30.62 Billion | -0.07pp |
| 2006-12-31 | 0.12% | $33.38 Million | $27.77 Billion | +0.09pp |
| 2005-12-31 | 0.03% | $7.29 Million | $25.80 Billion | -0.20pp |
| 2004-12-31 | 0.22% | $49.81 Million | $22.24 Billion | +0.09pp |
| 2003-12-31 | 0.13% | $22.52 Million | $17.01 Billion | -0.02pp |
| 2002-12-31 | 0.15% | $23.71 Million | $15.48 Billion | -0.18pp |
| 2001-12-31 | 0.33% | $45.26 Million | $13.53 Billion | +0.23pp |
| 2000-12-31 | 0.10% | $13.62 Million | $13.41 Billion | -- |