Visa Inc. Class A
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movemen… Read more
Visa Inc. Class A - Asset Resilience Ratio
Visa Inc. Class A (V) has an Asset Resilience Ratio of 16.94% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Visa Inc. Class A's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Visa Inc. Class A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $14.76 Billion | 15.24% |
| Short-term Investments | $1.64 Billion | 1.7% |
| Total Liquid Assets | $16.40 Billion | 16.94% |
Asset Resilience Insights
- Good Liquidity Position: Visa Inc. Class A maintains a healthy 16.94% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Visa Inc. Class A Industry Peers by Asset Resilience Ratio
Compare Visa Inc. Class A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
Annual Asset Resilience Ratio for Visa Inc. Class A (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Visa Inc. Class A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 19.07% | $19.00 Billion | $99.63 Billion | +3.01pp |
| 2024-09-30 | 16.06% | $15.18 Billion | $94.51 Billion | -6.18pp |
| 2023-09-30 | 22.24% | $20.13 Billion | $90.50 Billion | +0.58pp |
| 2022-09-30 | 21.66% | $18.52 Billion | $85.50 Billion | -0.67pp |
| 2021-09-30 | 22.33% | $18.51 Billion | $82.90 Billion | -2.44pp |
| 2020-09-30 | 24.77% | $20.04 Billion | $80.92 Billion | +8.13pp |
| 2019-09-30 | 16.64% | $12.07 Billion | $72.57 Billion | -0.28pp |
| 2018-09-30 | 16.91% | $11.71 Billion | $69.22 Billion | -2.85pp |
| 2017-09-30 | 19.77% | $13.44 Billion | $67.98 Billion | +5.81pp |
| 2016-09-30 | 13.96% | $8.94 Billion | $64.03 Billion | +7.62pp |
| 2015-09-30 | 6.34% | $2.50 Billion | $39.37 Billion | +1.21pp |
| 2014-09-30 | 5.13% | $1.98 Billion | $38.57 Billion | -0.62pp |
| 2013-09-30 | 5.75% | $2.07 Billion | $35.96 Billion | +3.90pp |
| 2012-09-30 | 1.86% | $743.00 Million | $40.01 Billion | -1.80pp |
| 2011-09-30 | 3.66% | $1.27 Billion | $34.76 Billion | +3.11pp |
| 2010-09-30 | 0.55% | $184.00 Million | $33.41 Billion | +0.19pp |
| 2009-09-30 | 0.36% | $115.00 Million | $32.28 Billion | -0.66pp |
| 2008-09-30 | 1.01% | $355.00 Million | $34.98 Billion | -16.00pp |
| 2007-09-30 | 17.02% | $747.08 Million | $4.39 Billion | -5.27pp |
| 2006-09-30 | 22.28% | $660.45 Million | $2.96 Billion | -2.53pp |
| 2005-09-30 | 24.81% | $681.14 Million | $2.75 Billion | -- |