Visa Inc. Class A - Asset Resilience Ratio

Latest as of March 2026: 1.59%

Visa Inc. Class A (V) has an Asset Resilience Ratio of 1.59% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Visa Inc. Class A strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$1.51 Billion

Cash + Short-term Investments

Total Assets

$95.05 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how Visa Inc. Class A's Asset Resilience Ratio has changed over time. See Visa Inc. Class A balance sheet quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Visa Inc. Class A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Visa Inc. Class A stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$1.51 Billion	1.59%
Total Liquid Assets	$1.51 Billion	1.59%

Asset Resilience Insights

Limited Liquidity: Visa Inc. Class A maintains only 1.59% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Visa Inc. Class A Industry Peers by Asset Resilience Ratio

Compare Visa Inc. Class A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
BFI Finance Indonesia Tbk JK:BFIN	Credit Services	1.84%
IndoStar Capital Finance Limited NSE:INDOSTAR	Credit Services	2.88%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for Visa Inc. Class A (2005–2025)

The table below shows the annual Asset Resilience Ratio data for Visa Inc. Class A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-09-30	19.07%	$19.00 Billion	$99.63 Billion	+3.01pp
2024-09-30	16.06%	$15.18 Billion	$94.51 Billion	-6.18pp
2023-09-30	22.24%	$20.13 Billion	$90.50 Billion	+0.58pp
2022-09-30	21.66%	$18.52 Billion	$85.50 Billion	-0.67pp
2021-09-30	22.33%	$18.51 Billion	$82.90 Billion	-2.44pp
2020-09-30	24.77%	$20.04 Billion	$80.92 Billion	+8.13pp
2019-09-30	16.64%	$12.07 Billion	$72.57 Billion	-0.28pp
2018-09-30	16.91%	$11.71 Billion	$69.22 Billion	-2.85pp
2017-09-30	19.77%	$13.44 Billion	$67.98 Billion	+5.81pp
2016-09-30	13.96%	$8.94 Billion	$64.03 Billion	+7.62pp
2015-09-30	6.34%	$2.50 Billion	$39.37 Billion	+1.21pp
2014-09-30	5.13%	$1.98 Billion	$38.57 Billion	-0.62pp
2013-09-30	5.75%	$2.07 Billion	$35.96 Billion	+3.90pp
2012-09-30	1.86%	$743.00 Million	$40.01 Billion	-1.80pp
2011-09-30	3.66%	$1.27 Billion	$34.76 Billion	+3.11pp
2010-09-30	0.55%	$184.00 Million	$33.41 Billion	+0.19pp
2009-09-30	0.36%	$115.00 Million	$32.28 Billion	-0.66pp
2008-09-30	1.01%	$355.00 Million	$34.98 Billion	-16.00pp
2007-09-30	17.02%	$747.08 Million	$4.39 Billion	-5.27pp
2006-09-30	22.28%	$660.45 Million	$2.96 Billion	-2.53pp
2005-09-30	24.81%	$681.14 Million	$2.75 Billion	--

pp = percentage points

About Visa Inc. Class A

NYSE:V USA Credit Services

Market Cap

$552.88 Billion

Market Cap Rank

#28 Global

#20 in USA

Share Price

$333.12

Change (1 day)

+2.87%

52-Week Range

$295.52 - $358.86

All Time High

$373.31