Visa Inc. Class A - Asset Resilience Ratio
Visa Inc. Class A (V) has an Asset Resilience Ratio of 16.94% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Visa Inc. Class A for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Visa Inc. Class A's Asset Resilience Ratio has changed over time. See shareholders equity of Visa Inc. Class A for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Visa Inc. Class A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Visa Inc. Class A stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $14.76 Billion | 15.24% |
| Short-term Investments | $1.64 Billion | 1.7% |
| Total Liquid Assets | $16.40 Billion | 16.94% |
Asset Resilience Insights
- Good Liquidity Position: Visa Inc. Class A maintains a healthy 16.94% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Visa Inc. Class A Industry Peers by Asset Resilience Ratio
Compare Visa Inc. Class A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Western Union Co
NYSE:WU |
Credit Services | 30.80% |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS |
Credit Services | 4.75% |
|
Muthoot Microfin Limited
NSE:MUTHOOTMF |
Credit Services | 4.11% |
|
PTC India Financial Services Limited
NSE:PFS |
Credit Services | 16.15% |
|
Arman Financial Services Limited
NSE:ARMANFIN |
Credit Services | 35.70% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for Visa Inc. Class A (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Visa Inc. Class A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 19.07% | $19.00 Billion | $99.63 Billion | +3.01pp |
| 2024-09-30 | 16.06% | $15.18 Billion | $94.51 Billion | -6.18pp |
| 2023-09-30 | 22.24% | $20.13 Billion | $90.50 Billion | +0.58pp |
| 2022-09-30 | 21.66% | $18.52 Billion | $85.50 Billion | -0.67pp |
| 2021-09-30 | 22.33% | $18.51 Billion | $82.90 Billion | -2.44pp |
| 2020-09-30 | 24.77% | $20.04 Billion | $80.92 Billion | +8.13pp |
| 2019-09-30 | 16.64% | $12.07 Billion | $72.57 Billion | -0.28pp |
| 2018-09-30 | 16.91% | $11.71 Billion | $69.22 Billion | -2.85pp |
| 2017-09-30 | 19.77% | $13.44 Billion | $67.98 Billion | +5.81pp |
| 2016-09-30 | 13.96% | $8.94 Billion | $64.03 Billion | +7.62pp |
| 2015-09-30 | 6.34% | $2.50 Billion | $39.37 Billion | +1.21pp |
| 2014-09-30 | 5.13% | $1.98 Billion | $38.57 Billion | -0.62pp |
| 2013-09-30 | 5.75% | $2.07 Billion | $35.96 Billion | +3.90pp |
| 2012-09-30 | 1.86% | $743.00 Million | $40.01 Billion | -1.80pp |
| 2011-09-30 | 3.66% | $1.27 Billion | $34.76 Billion | +3.11pp |
| 2010-09-30 | 0.55% | $184.00 Million | $33.41 Billion | +0.19pp |
| 2009-09-30 | 0.36% | $115.00 Million | $32.28 Billion | -0.66pp |
| 2008-09-30 | 1.01% | $355.00 Million | $34.98 Billion | -16.00pp |
| 2007-09-30 | 17.02% | $747.08 Million | $4.39 Billion | -5.27pp |
| 2006-09-30 | 22.28% | $660.45 Million | $2.96 Billion | -2.53pp |
| 2005-09-30 | 24.81% | $681.14 Million | $2.75 Billion | -- |
About Visa Inc. Class A
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movemen… Read more