Velocity Financial Llc Asset Resilience Ratio
Velocity Financial Llc asset resilience ratio. Velocity Financial Llc (VEL) has an Asset Resilience Ratio of 1.42% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See VEL cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Velocity Financial Llc (2016–2024)
Asset resilience ratio of Velocity Financial Llc from 2016 to 2024. This chart shows how Velocity Financial Llc's Asset Resilience Ratio has changed over time. Read VEL total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Velocity Financial Llc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Velocity Financial Llc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $98.96 Million | 1.42% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $98.96 Million | 1.42% |
Asset Resilience Insights
- Limited Liquidity: Velocity Financial Llc maintains only 1.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Velocity Financial Llc Industry Peers by Asset Resilience Ratio
Compare Velocity Financial Llc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 0.61% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
UWM Holdings Corp
NYSE:UWMC |
Mortgage Finance | 0.51% |
|
Reliance Home Finance Limited
NSE:RHFL |
Mortgage Finance | 1.18% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
Velocity Financial Llc Asset Resilience Ratio by Year (2016–2024)
Velocity Financial Llc asset resilience ratio by year from 2016 to 2024. The table below shows the annual Asset Resilience Ratio data for Velocity Financial Llc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.91% | $50.11 Million | $5.53 Billion | -0.01pp |
| 2023-12-31 | 0.92% | $40.38 Million | $4.40 Billion | -87.58pp |
| 2022-12-31 | 88.49% | $3.32 Billion | $3.75 Billion | -2.65pp |
| 2021-12-31 | 91.15% | $2.56 Billion | $2.81 Billion | +90.52pp |
| 2020-12-31 | 0.63% | $13.27 Million | $2.10 Billion | -0.34pp |
| 2019-12-31 | 0.97% | $21.46 Million | $2.21 Billion | +0.11pp |
| 2018-12-31 | 0.86% | $15.01 Million | $1.74 Billion | -0.26pp |
| 2017-12-31 | 1.12% | $15.42 Million | $1.37 Billion | -3.29pp |
| 2016-12-31 | 4.41% | $49.98 Million | $1.13 Billion | -- |
About Velocity Financial Llc
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides wa… Read more