Velocity Financial Llc (VEL) - Total Assets
Based on the latest financial reports, Velocity Financial Llc (VEL) holds total assets worth $6.96 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore VEL operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Velocity Financial Llc - Total Assets Trend (2014–2024)
This chart illustrates how Velocity Financial Llc's total assets have evolved over time, based on quarterly financial data. See net assets of Velocity Financial Llc for net asset value and shareholders' equity analysis.
Velocity Financial Llc - Asset Composition Analysis
Current Asset Composition (December 2024)
Velocity Financial Llc's total assets of $6.96 Billion consist of 3.8% current assets and 96.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $49.90 Million | 0.9% |
| Accounts Receivable | $160.09 Million | 2.9% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $4.15 Million | 0.1% |
| Intangible Assets | $13.71 Million | 0.3% |
| Goodwill | $6.78 Million | 0.1% |
Asset Composition Trend (2014–2024)
This chart illustrates how Velocity Financial Llc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Velocity Financial Llc (VEL) total market value.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Velocity Financial Llc's current assets represent 3.8% of total assets in 2024, an increase from 0.0% in 2014.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2024, down from 1.3% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2014.
- Asset Diversification: The largest asset category is accounts receivable at 2.9% of total assets.
Velocity Financial Llc Competitors by Total Assets
Key competitors of Velocity Financial Llc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
INDIA SHELTER FINANCE CORPORATION LIMITED
NSE:INDIASHLTR
|
India | Rs85.80 Billion |
|
ECN Capital Corp
TO:ECN
|
Canada | CA$991.84 Million |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Resimac Group Ltd
AU:RMC
|
Australia | AU$16.65 Billion |
|
N1 Holdings Ltd
AU:N1H
|
Australia | AU$169.64 Million |
|
First National Financial Corp
TO:FN
|
Canada | CA$54.40 Billion |
|
MCAN Mortgage Corporation
TO:MKP
|
Canada | CA$6.66 Billion |
|
Atrium Mortgage Investment Corp
TO:AI
|
Canada | CA$894.42 Million |
Velocity Financial Llc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.45 | 0.30 | 0.21 |
| Quick Ratio | 0.45 | 0.30 | 0.21 |
| Cash Ratio | 0.30 | 0.08 | 0.00 |
| Working Capital | $-184.11 Million | $-399.58 Million | $-50.09 Million |
Velocity Financial Llc - Advanced Valuation Insights
This section examines the relationship between Velocity Financial Llc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.11 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | 25.5% |
| Total Assets | $5.53 Billion |
| Market Capitalization | $687.36 Million USD |
Valuation Analysis
Below Book Valuation: The market values Velocity Financial Llc's assets below their book value (0.12x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Velocity Financial Llc's assets grew by 25.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Velocity Financial Llc (2014–2024)
The table below shows the annual total assets of Velocity Financial Llc from 2014 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $5.53 Billion | +25.49% |
| 2023-12-31 | $4.40 Billion | +17.49% |
| 2022-12-31 | $3.75 Billion | +33.30% |
| 2021-12-31 | $2.81 Billion | +33.74% |
| 2020-12-31 | $2.10 Billion | -5.05% |
| 2019-12-31 | $2.21 Billion | +27.43% |
| 2018-12-31 | $1.74 Billion | +26.69% |
| 2017-12-31 | $1.37 Billion | +21.07% |
| 2016-12-31 | $1.13 Billion | +24.16% |
| 2015-12-31 | $912.65 Million | +103.48% |
| 2014-12-31 | $448.53 Million | -- |
About Velocity Financial Llc
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides wa… Read more