Velocity Financial Llc (VEL) - Total Liabilities
Based on the latest financial reports, Velocity Financial Llc (VEL) has total liabilities worth $6.32 Billion USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Velocity Financial Llc - Total Liabilities Trend (2014–2024)
This chart illustrates how Velocity Financial Llc's total liabilities have evolved over time, based on quarterly financial data. See VEL net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Velocity Financial Llc Competitors by Total Liabilities
The table below lists competitors of Velocity Financial Llc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Wuxi Delinhai Environmental Technology Co Ltd
SHG:688069
|
China | CN¥363.44 Million |
|
AECI Ltd
JSE:AFE
|
South Africa | ZAC12.35 Billion |
|
Alpargatas S.A
SA:ALPA3
|
Brazil | R$2.83 Billion |
|
Beijing Vastdata Technology Co Ltd
SHG:603138
|
China | CN¥249.59 Million |
|
Baramulti Suksessarana Tbk
JK:BSSR
|
Indonesia | Rp92.81 Million |
|
J Resources Asia Pasifik Tbk
JK:PSAB
|
Indonesia | Rp257.62 Million |
|
Minerva S.A
SA:BEEF3
|
Brazil | R$39.79 Billion |
|
Inspur Software Co Ltd
SHG:600756
|
China | CN¥1.92 Billion |
Liability Composition Analysis (2014–2024)
This chart breaks down Velocity Financial Llc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market cap of Velocity Financial Llc.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.45 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | 0.30 | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.97 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Velocity Financial Llc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Velocity Financial Llc (2014–2024)
The table below shows the annual total liabilities of Velocity Financial Llc from 2014 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $5.01 Billion | +26.20% |
| 2023-12-31 | $3.97 Billion | +17.79% |
| 2022-12-31 | $3.37 Billion | +36.49% |
| 2021-12-31 | $2.47 Billion | +31.05% |
| 2020-12-31 | $1.88 Billion | -8.66% |
| 2019-12-31 | $2.06 Billion | +29.01% |
| 2018-12-31 | $1.60 Billion | +28.80% |
| 2017-12-31 | $1.24 Billion | +26.01% |
| 2016-12-31 | $984.75 Million | +19.19% |
| 2015-12-31 | $826.22 Million | +123.75% |
| 2014-12-31 | $369.25 Million | -- |
About Velocity Financial Llc
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides wa… Read more