Wells Fargo & Company
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The Consumer Banking and Lending segm… Read more
Wells Fargo & Company - Asset Resilience Ratio
Wells Fargo & Company (WFC) has an Asset Resilience Ratio of 9.94% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1990–2025)
This chart shows how Wells Fargo & Company's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Wells Fargo & Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $213.57 Billion | 9.94% |
| Total Liquid Assets | $213.57 Billion | 9.94% |
Asset Resilience Insights
- Limited Liquidity: Wells Fargo & Company maintains only 9.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Wells Fargo & Company Industry Peers by Asset Resilience Ratio
Compare Wells Fargo & Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Communications Co
SHG:601328 |
Banks - Diversified | -15.60% |
|
ABN AMRO Bank N.V
PINK:AAVMY |
Banks - Diversified | 5.84% |
|
ABN Amro Group NV
AS:ABN |
Banks - Diversified | 0.77% |
|
Agricultural Bank of China PK
PINK:ACGBY |
Banks - Diversified | -17.41% |
|
Alior Bank S.A.
WAR:ALR |
Banks - Diversified | -0.22% |
|
Bank of America Corp
NYSE:BAC |
Banks - Diversified | 21.46% |
|
Bank of China Ltd H
PINK:BACHF |
Banks - Diversified | -20.31% |
|
Banco Bilbao Vizcaya Argentaria S.A
PINK:BBVXF |
Banks - Diversified | 6.84% |
Annual Asset Resilience Ratio for Wells Fargo & Company (1990–2025)
The table below shows the annual Asset Resilience Ratio data for Wells Fargo & Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.94% | $213.57 Billion | $2.15 Trillion | +1.64pp |
| 2024-12-31 | 8.30% | $160.10 Billion | $1.93 Trillion | +1.81pp |
| 2023-12-31 | 6.49% | $125.39 Billion | $1.93 Trillion | +0.45pp |
| 2022-12-31 | 6.04% | $113.59 Billion | $1.88 Trillion | -3.06pp |
| 2021-12-31 | 9.10% | $177.24 Billion | $1.95 Trillion | -2.19pp |
| 2020-12-31 | 11.29% | $220.39 Billion | $1.95 Trillion | -2.38pp |
| 2019-12-31 | 13.67% | $263.46 Billion | $1.93 Trillion | -0.57pp |
| 2018-12-31 | 14.24% | $269.91 Billion | $1.90 Trillion | +0.04pp |
| 2017-12-31 | 14.20% | $277.08 Billion | $1.95 Trillion | -1.78pp |
| 2016-12-31 | 15.98% | $308.36 Billion | $1.93 Trillion | +15.74pp |
| 2015-12-31 | 0.24% | $4.22 Billion | $1.79 Trillion | -15.02pp |
| 2014-12-31 | 15.26% | $257.44 Billion | $1.69 Trillion | -1.28pp |
| 2013-12-31 | 16.54% | $252.01 Billion | $1.52 Trillion | +0.01pp |
| 2012-12-31 | 16.53% | $235.20 Billion | $1.42 Trillion | -0.41pp |
| 2011-12-31 | 16.94% | $222.61 Billion | $1.31 Trillion | +3.22pp |
| 2010-12-31 | 13.72% | $172.65 Billion | $1.26 Trillion | -0.16pp |
| 2009-12-31 | 13.89% | $172.71 Billion | $1.24 Trillion | +2.31pp |
| 2008-12-31 | 11.57% | $151.57 Billion | $1.31 Trillion | -1.10pp |
| 2007-12-31 | 12.68% | $72.95 Billion | $575.44 Billion | +3.83pp |
| 2006-12-31 | 8.84% | $42.63 Billion | $482.00 Billion | +0.16pp |
| 2005-12-31 | 8.68% | $41.83 Billion | $481.74 Billion | +5.01pp |
| 2004-12-31 | 3.68% | $15.73 Billion | $427.85 Billion | +0.21pp |
| 2003-12-31 | 3.46% | $13.43 Billion | $387.80 Billion | -0.81pp |
| 2002-12-31 | 4.28% | $14.93 Billion | $349.20 Billion | +3.45pp |
| 2001-12-31 | 0.82% | $2.53 Billion | $307.57 Billion | +0.24pp |
| 2000-12-31 | 0.59% | $1.60 Billion | $272.43 Billion | -0.13pp |
| 1999-12-31 | 0.71% | $1.72 Billion | $241.05 Billion | -0.03pp |
| 1998-12-31 | 0.75% | $1.52 Billion | $202.47 Billion | -0.08pp |
| 1997-12-31 | 0.83% | $1.54 Billion | $185.69 Billion | +0.59pp |
| 1996-12-31 | 0.23% | $186.50 Million | $80.18 Billion | +0.02pp |
| 1995-12-31 | 0.21% | $150.60 Million | $72.13 Billion | -0.08pp |
| 1994-12-31 | 0.29% | $172.30 Million | $59.32 Billion | -0.26pp |
| 1993-12-31 | 0.55% | $279.10 Million | $50.78 Billion | +0.25pp |
| 1992-12-31 | 0.30% | $132.00 Million | $44.56 Billion | -0.11pp |
| 1991-12-31 | 0.41% | $157.90 Million | $38.50 Billion | +0.08pp |
| 1990-12-31 | 0.33% | $99.80 Million | $30.63 Billion | -- |