Intact Financial Corporation
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongin… Read more
Intact Financial Corporation - Asset Resilience Ratio
Intact Financial Corporation (IFCZF) has an Asset Resilience Ratio of 28.39% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how Intact Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Intact Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $17.85 Billion | 28.39% |
| Total Liquid Assets | $17.85 Billion | 28.39% |
Asset Resilience Insights
- Very High Liquidity: Intact Financial Corporation maintains exceptional liquid asset reserves at 28.39% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Intact Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Intact Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Intact Financial Corporation (2002–2025)
The table below shows the annual Asset Resilience Ratio data for Intact Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 28.39% | $17.85 Billion | $62.87 Billion | -1.86pp |
| 2024-12-31 | 30.25% | $18.00 Billion | $59.53 Billion | +27.77pp |
| 2023-12-31 | 2.47% | $1.38 Billion | $55.98 Billion | -32.68pp |
| 2022-12-31 | 35.15% | $22.84 Billion | $64.96 Billion | +0.91pp |
| 2021-12-31 | 34.24% | $22.72 Billion | $66.35 Billion | +29.83pp |
| 2020-12-31 | 4.42% | $1.55 Billion | $35.12 Billion | -0.12pp |
| 2019-12-31 | 4.54% | $1.47 Billion | $32.29 Billion | +0.44pp |
| 2018-12-31 | 4.09% | $1.17 Billion | $28.46 Billion | -0.95pp |
| 2017-12-31 | 5.05% | $1.41 Billion | $27.93 Billion | -0.94pp |
| 2016-12-31 | 5.99% | $1.38 Billion | $22.99 Billion | +0.17pp |
| 2015-12-31 | 5.82% | $1.24 Billion | $21.24 Billion | -0.35pp |
| 2014-12-31 | 6.16% | $1.27 Billion | $20.58 Billion | +0.14pp |
| 2013-12-31 | 6.02% | $1.19 Billion | $19.77 Billion | -0.36pp |
| 2012-12-31 | 6.37% | $1.26 Billion | $19.81 Billion | +5.47pp |
| 2011-12-31 | 0.90% | $178.00 Million | $19.75 Billion | -1.69pp |
| 2010-12-31 | 2.59% | $314.20 Million | $12.15 Billion | -0.22pp |
| 2009-12-31 | 2.81% | $318.50 Million | $11.35 Billion | +0.13pp |
| 2008-12-31 | 2.67% | $261.30 Million | $9.77 Billion | -0.06pp |
| 2007-12-31 | 2.73% | $283.84 Million | $10.39 Billion | -0.62pp |
| 2006-12-31 | 3.35% | $347.92 Million | $10.38 Billion | +1.68pp |
| 2005-12-31 | 1.67% | $165.78 Million | $9.93 Billion | +0.52pp |
| 2004-12-31 | 1.15% | $111.49 Million | $9.66 Billion | -0.13pp |
| 2003-12-31 | 1.28% | $88.72 Million | $6.91 Billion | -0.70pp |
| 2002-12-31 | 1.98% | $78.85 Million | $3.98 Billion | -- |