Línea Directa Aseguradora S.A
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Motor, Home, Health, Other Insurance, and Other Activities segments. The Motor segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, fire, and ae… Read more
Línea Directa Aseguradora S.A - Asset Resilience Ratio
Línea Directa Aseguradora S.A (LNDAF) has an Asset Resilience Ratio of 74.38% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2024)
This chart shows how Línea Directa Aseguradora S.A's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Línea Directa Aseguradora S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $973.83 Million | 74.38% |
| Total Liquid Assets | $973.83 Million | 74.38% |
Asset Resilience Insights
- Very High Liquidity: Línea Directa Aseguradora S.A maintains exceptional liquid asset reserves at 74.38% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Línea Directa Aseguradora S.A Industry Peers by Asset Resilience Ratio
Compare Línea Directa Aseguradora S.A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Línea Directa Aseguradora S.A (2018–2024)
The table below shows the annual Asset Resilience Ratio data for Línea Directa Aseguradora S.A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 79.54% | $983.24 Million | $1.24 Billion | +6.38pp |
| 2023-12-31 | 73.17% | $823.35 Million | $1.13 Billion | +15.37pp |
| 2022-12-31 | 57.79% | $690.85 Million | $1.20 Billion | -5.42pp |
| 2021-12-31 | 63.21% | $864.98 Million | $1.37 Billion | -0.63pp |
| 2020-12-31 | 63.84% | $917.07 Million | $1.44 Billion | +64.00pp |
| 2019-12-31 | -0.16% | $-2.10 Million | $1.33 Billion | -0.32pp |
| 2018-12-31 | 0.16% | $2.10 Million | $1.29 Billion | -- |