Powszechny Zaklad Ubezpieczen SA
Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance; Mass Insurance; Group Insurance and Individually Continued Insurance; Individual Insurance; Life Investment Insurance; Investments; Banking; Pension Insurance; Baltic Countries; Ukraine; and Investment Contracts segments. T… Read more
Powszechny Zaklad Ubezpieczen SA - Asset Resilience Ratio
Powszechny Zaklad Ubezpieczen SA (PZAKY) has an Asset Resilience Ratio of 12.86% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Powszechny Zaklad Ubezpieczen SA's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Powszechny Zaklad Ubezpieczen SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $68.85 Billion | 12.86% |
| Total Liquid Assets | $68.85 Billion | 12.86% |
Asset Resilience Insights
- Moderate Liquidity: Powszechny Zaklad Ubezpieczen SA has 12.86% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Powszechny Zaklad Ubezpieczen SA Industry Peers by Asset Resilience Ratio
Compare Powszechny Zaklad Ubezpieczen SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Powszechny Zaklad Ubezpieczen SA (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Powszechny Zaklad Ubezpieczen SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.86% | $68.85 Billion | $535.48 Billion | +2.30pp |
| 2024-12-31 | 10.56% | $53.13 Billion | $503.26 Billion | +1.08pp |
| 2023-12-31 | 9.48% | $44.37 Billion | $467.89 Billion | +0.37pp |
| 2022-12-31 | 9.11% | $39.73 Billion | $436.12 Billion | -2.06pp |
| 2021-12-31 | 11.16% | $44.90 Billion | $402.13 Billion | -5.79pp |
| 2020-12-31 | 16.95% | $64.25 Billion | $378.97 Billion | +0.87pp |
| 2019-12-31 | 16.08% | $55.21 Billion | $343.34 Billion | +4.29pp |
| 2018-12-31 | 11.79% | $38.74 Billion | $328.55 Billion | -3.50pp |
| 2017-12-31 | 15.29% | $48.52 Billion | $317.40 Billion | +6.00pp |
| 2016-12-31 | 9.28% | $11.63 Billion | $125.34 Billion | +1.94pp |
| 2015-12-31 | 7.35% | $7.74 Billion | $105.43 Billion | +2.93pp |
| 2014-12-31 | 4.42% | $2.99 Billion | $67.57 Billion | +1.34pp |
| 2013-12-31 | 3.08% | $1.92 Billion | $62.36 Billion | -3.94pp |
| 2012-12-31 | 7.02% | $3.92 Billion | $55.91 Billion | -- |