Temecula Valley Bancorp Inc
Temecula Valley Bancorp Inc. operates as the bank holding company for Temecula Valley Bank that provides various banking products and services in California. Its deposit accounts include demand, savings, money market, and time accounts, as well as certificates of deposit. The company principally originates construction and/or real estate secured loans, including construction loans on one-to-four-… Read more
Temecula Valley Bancorp Inc - Asset Resilience Ratio
Temecula Valley Bancorp Inc (TMCV) has an Asset Resilience Ratio of 2.84% as of March 2009. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2008)
This chart shows how Temecula Valley Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Temecula Valley Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $42.40 Million | 2.84% |
| Total Liquid Assets | $42.40 Million | 2.84% |
Asset Resilience Insights
- Limited Liquidity: Temecula Valley Bancorp Inc maintains only 2.84% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Temecula Valley Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Temecula Valley Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for Temecula Valley Bancorp Inc (2001–2008)
The table below shows the annual Asset Resilience Ratio data for Temecula Valley Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2008-12-31 | 0.37% | $5.59 Million | $1.51 Billion | -0.17pp |
| 2007-12-31 | 0.54% | $7.12 Million | $1.32 Billion | -1.09pp |
| 2006-12-31 | 1.63% | $20.18 Million | $1.24 Billion | -2.55pp |
| 2005-12-31 | 4.18% | $36.30 Million | $868.99 Million | +1.02pp |
| 2004-12-31 | 3.16% | $19.18 Million | $606.83 Million | -2.07pp |
| 2003-12-31 | 5.23% | $22.55 Million | $431.21 Million | +4.76pp |
| 2002-12-31 | 0.47% | $1.46 Million | $310.51 Million | -8.16pp |
| 2001-12-31 | 8.63% | $16.40 Million | $190.02 Million | -- |