Unico American Corporation
Unico American Corporation, an insurance holding company, underwrites property and casualty insurance in Arizona, California, Nevada, Oregon, and Washington. The company offers property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. Its commercial property coverage insures against loss or damage to buildings, inventory, … Read more
Unico American Corporation - Asset Resilience Ratio
Unico American Corporation (UNAM) has an Asset Resilience Ratio of 53.53% as of December 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2022)
This chart shows how Unico American Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Unico American Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $47.22 Million | 53.53% |
| Total Liquid Assets | $47.22 Million | 53.53% |
Asset Resilience Insights
- Very High Liquidity: Unico American Corporation maintains exceptional liquid asset reserves at 53.53% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Unico American Corporation Industry Peers by Asset Resilience Ratio
Compare Unico American Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Unico American Corporation (1995–2022)
The table below shows the annual Asset Resilience Ratio data for Unico American Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | 57.99% | $73.57 Million | $126.87 Million | 0.00pp |
| 2021-12-31 | 57.99% | $73.57 Million | $126.87 Million | -5.40pp |
| 2020-12-31 | 63.39% | $83.61 Million | $131.90 Million | -2.38pp |
| 2019-12-31 | 65.77% | $85.70 Million | $130.31 Million | +0.81pp |
| 2018-12-31 | 64.96% | $81.60 Million | $125.62 Million | +56.95pp |
| 2017-12-31 | 8.01% | $10.44 Million | $130.30 Million | -57.53pp |
| 2016-12-31 | 65.54% | $90.59 Million | $138.22 Million | -4.23pp |
| 2015-12-31 | 69.77% | $97.80 Million | $140.17 Million | -9.20pp |
| 2014-12-31 | 78.97% | $107.42 Million | $136.02 Million | +8.36pp |
| 2013-12-31 | 70.61% | $93.81 Million | $132.85 Million | -15.02pp |
| 2012-12-31 | 85.63% | $119.88 Million | $140.01 Million | +60.26pp |
| 2011-12-31 | 25.36% | $38.14 Million | $150.38 Million | +21.26pp |
| 2010-12-31 | 4.10% | $6.47 Million | $157.68 Million | -1.28pp |
| 2009-12-31 | 5.38% | $9.16 Million | $170.11 Million | +0.24pp |
| 2008-12-31 | 5.15% | $9.50 Million | $184.60 Million | +1.34pp |
| 2007-12-31 | 3.80% | $7.36 Million | $193.38 Million | +0.17pp |
| 2006-12-31 | 3.63% | $6.82 Million | $187.80 Million | +1.23pp |
| 2005-12-31 | 2.40% | $4.48 Million | $186.30 Million | +0.60pp |
| 2004-12-31 | 1.81% | $3.12 Million | $172.57 Million | -2.67pp |
| 2003-12-31 | 4.48% | $7.23 Million | $161.49 Million | -1.59pp |
| 2002-12-31 | 6.07% | $9.02 Million | $148.69 Million | +3.85pp |
| 2001-12-31 | 2.22% | $2.86 Million | $128.82 Million | -0.48pp |
| 2000-12-31 | 2.71% | $3.36 Million | $123.95 Million | -2.19pp |
| 1999-12-31 | 4.89% | $5.97 Million | $121.98 Million | -0.51pp |
| 1998-12-31 | 5.40% | $6.57 Million | $121.72 Million | -0.03pp |
| 1997-12-31 | 5.43% | $6.14 Million | $112.94 Million | +0.78pp |
| 1996-12-31 | 4.65% | $4.86 Million | $104.45 Million | +1.04pp |
| 1995-12-31 | 3.62% | $3.47 Million | $95.82 Million | -- |