ZhongAn Online P & C Insurance Co. Ltd
ZhongAn Online P & C Insurance Co., Ltd., an Internet-based Insurtech company, provides internet insurance and insurance information technology services in the People's Republic of China. It operates through Insurance, Technology, Banking, and Others segments. The company offers critical illness, health, and outpatient and emergency insurance; e-commerce insurance; flight accident, flight delay, … Read more
ZhongAn Online P & C Insurance Co. Ltd - Asset Resilience Ratio
ZhongAn Online P & C Insurance Co. Ltd (ZZHGF) has an Asset Resilience Ratio of 22.48% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2024)
This chart shows how ZhongAn Online P & C Insurance Co. Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down ZhongAn Online P & C Insurance Co. Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.77 Billion | 22.48% |
| Total Liquid Assets | $9.77 Billion | 22.48% |
Asset Resilience Insights
- Good Liquidity Position: ZhongAn Online P & C Insurance Co. Ltd maintains a healthy 22.48% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
ZhongAn Online P & C Insurance Co. Ltd Industry Peers by Asset Resilience Ratio
Compare ZhongAn Online P & C Insurance Co. Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for ZhongAn Online P & C Insurance Co. Ltd (2014–2024)
The table below shows the annual Asset Resilience Ratio data for ZhongAn Online P & C Insurance Co. Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 24.99% | $11.32 Billion | $45.28 Billion | +5.94pp |
| 2023-12-31 | 19.06% | $8.17 Billion | $42.86 Billion | -2.69pp |
| 2022-12-31 | 21.75% | $11.87 Billion | $54.56 Billion | -20.70pp |
| 2021-12-31 | 42.45% | $21.98 Billion | $51.77 Billion | +0.75pp |
| 2020-12-31 | 41.70% | $19.05 Billion | $45.67 Billion | +2.23pp |
| 2019-12-31 | 39.47% | $12.20 Billion | $30.91 Billion | +14.52pp |
| 2018-12-31 | 24.95% | $6.57 Billion | $26.34 Billion | +9.86pp |
| 2017-12-31 | 15.09% | $3.19 Billion | $21.15 Billion | -24.24pp |
| 2016-12-31 | 39.33% | $3.67 Billion | $9.33 Billion | -4.75pp |
| 2015-12-31 | 44.08% | $3.56 Billion | $8.07 Billion | +17.20pp |
| 2014-12-31 | 26.88% | $368.13 Million | $1.37 Billion | -- |