Wuxi Rural Commercial Bank Co Ltd
Wuxi Rural Commercial Bank Co.,Ltd provides various financial services in China. It offers financial management, funds, insurance, deposit account, trade settlement and finance business, cross border RMB finance, remittance and letter of credit, and online and mobile banking services, as well as debit and credit cards. The company also provides personal loans, such as consumer and operating loans… Read more
Wuxi Rural Commercial Bank Co Ltd - Asset Resilience Ratio
Wuxi Rural Commercial Bank Co Ltd (600908) has an Asset Resilience Ratio of 8.11% as of September 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2018)
This chart shows how Wuxi Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Wuxi Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥13.21 Billion | 8.11% |
| Total Liquid Assets | CN¥13.21 Billion | 8.11% |
Asset Resilience Insights
- Limited Liquidity: Wuxi Rural Commercial Bank Co Ltd maintains only 8.11% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Wuxi Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio
Compare Wuxi Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Wuxi Rural Commercial Bank Co Ltd (2011–2018)
The table below shows the annual Asset Resilience Ratio data for Wuxi Rural Commercial Bank Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 4.70% | CN¥7.26 Billion | CN¥154.39 Billion | +2.39pp |
| 2017-12-31 | 2.31% | CN¥3.17 Billion | CN¥137.12 Billion | -1.12pp |
| 2016-12-31 | 3.43% | CN¥4.27 Billion | CN¥124.63 Billion | -4.92pp |
| 2015-12-31 | 8.35% | CN¥9.64 Billion | CN¥115.49 Billion | +7.47pp |
| 2014-12-31 | 0.88% | CN¥918.22 Million | CN¥104.46 Billion | +0.76pp |
| 2013-12-31 | 0.12% | CN¥100.00 Million | CN¥83.77 Billion | +15.58pp |
| 2011-12-31 | -15.46% | CN¥-9.27 Billion | CN¥59.94 Billion | -- |