Industrial and Commercial Bank of China Ltd - Asset Resilience Ratio

Latest as of December 2019: 2.81%

Industrial and Commercial Bank of China Ltd (601398) has an Asset Resilience Ratio of 2.81% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore 601398 asset base for the complete picture of this company's asset base.

Liquid Assets

CN¥845.19 Billion

≈ $123.68 Billion USD Cash + Short-term Investments

Total Assets

CN¥30.11 Trillion

≈ $4.41 Trillion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2025)

This chart shows how Industrial and Commercial Bank of China Ltd's Asset Resilience Ratio has changed over time. See Industrial and Commercial Bank of China net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Industrial and Commercial Bank of China Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Industrial and Commercial Bank of China (601398) total market value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥845.19 Billion	2.81%
Total Liquid Assets	CN¥845.19 Billion	2.81%

Asset Resilience Insights

Limited Liquidity: Industrial and Commercial Bank of China Ltd maintains only 2.81% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Industrial and Commercial Bank of China Ltd Industry Peers by Asset Resilience Ratio

Compare Industrial and Commercial Bank of China Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ING Groep N.V F:INNA	Banks - Diversified	5.22%
Banco de Valores SA BA:VALO	Banks - Diversified	2.91%
Westpac Banking Corporation AU:WBCPI	Banks - Diversified	9.53%
Commonwealth Bank of Australia AU:CBA	Banks - Diversified	-11.41%
Westpac Banking Corporation AU:WBC	Banks - Diversified	9.53%
ANZ Group Holdings Ltd AU:ANZ	Banks - Diversified	-26.51%
National Australia Bank Ltd AU:NAB	Banks - Diversified	3.96%
Royal Bank of Canada TO:RY	Banks - Diversified	3.35%

Annual Asset Resilience Ratio for Industrial and Commercial Bank of China Ltd (2015–2025)

The table below shows the annual Asset Resilience Ratio data for Industrial and Commercial Bank of China Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	1.98%	CN¥1.06 Trillion ≈ $155.13 Billion	CN¥53.48 Trillion ≈ $7.83 Trillion	-0.82pp
2019-12-31	2.81%	CN¥845.19 Billion ≈ $123.68 Billion	CN¥30.11 Trillion ≈ $4.41 Trillion	-1.46pp
2018-12-31	4.27%	CN¥1.18 Trillion ≈ $172.90 Billion	CN¥27.70 Trillion ≈ $4.05 Trillion	-0.89pp
2017-12-31	5.16%	CN¥1.35 Trillion ≈ $196.98 Billion	CN¥26.09 Trillion ≈ $3.82 Trillion	+0.88pp
2016-12-31	4.28%	CN¥1.03 Trillion ≈ $151.27 Billion	CN¥24.14 Trillion ≈ $3.53 Trillion	-1.27pp
2015-12-31	5.55%	CN¥1.23 Trillion ≈ $180.38 Billion	CN¥22.21 Trillion ≈ $3.25 Trillion	--

pp = percentage points

About Industrial and Commercial Bank of China Ltd

SHG:601398 China Banks - Diversified

Market Cap

$289.58 Billion

CN¥1.98 Trillion CNY

Market Cap Rank

#56 Global

#2 in China

Share Price

CN¥7.34

Change (1 day)

+0.55%

52-Week Range

CN¥6.92 - CN¥8.31

All Time High

CN¥8.31