Industrial and Commercial Bank of China Ltd (601398) — Net Asset Quality Index
Industrial and Commercial Bank of China Ltd (601398) has a Net Asset Quality Index of 7.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CN¥55.77 Trillion minus total liabilities of CN¥51.42 Trillion yields net assets of CN¥4.36 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Read Industrial and Commercial Bank of China (601398) financial obligations for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Industrial and Commercial Bank of China Ltd Net Asset Quality Index Over Time (2002–2025)
This chart shows how Industrial and Commercial Bank of China Ltd's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of March 2026, the index stands at 7.8%, representing net assets of CN¥4.36 Trillion against total assets of CN¥55.77 Trillion CNY. For live market cap and overall valuation, see market cap of Industrial and Commercial Bank of China .
Annual Net Asset Quality Index for Industrial and Commercial Bank of China Ltd (2002–2025)
The table below presents the year-by-year Net Asset Quality Index for Industrial and Commercial Bank of China Ltd from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check 601398 strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (CNY) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.5% | CN¥4.00 Trillion | CN¥53.48 Trillion | CN¥49.48 Trillion | ▼ -0.7 pp |
| 2024 | 8.2% | CN¥3.99 Trillion | CN¥48.82 Trillion | CN¥44.83 Trillion | ▼ -0.3 pp |
| 2023 | 8.4% | CN¥3.78 Trillion | CN¥44.70 Trillion | CN¥40.92 Trillion | ▼ -0.4 pp |
| 2022 | 8.9% | CN¥3.52 Trillion | CN¥39.61 Trillion | CN¥36.09 Trillion | ▼ -0.4 pp |
| 2021 | 9.3% | CN¥3.28 Trillion | CN¥35.17 Trillion | CN¥31.90 Trillion | ▲ +0.6 pp |
| 2020 | 8.7% | CN¥2.91 Trillion | CN¥33.35 Trillion | CN¥30.44 Trillion | ▼ -0.2 pp |
| 2019 | 8.9% | CN¥2.69 Trillion | CN¥30.11 Trillion | CN¥27.42 Trillion | ▲ +0.5 pp |
| 2018 | 8.5% | CN¥2.34 Trillion | CN¥27.70 Trillion | CN¥25.35 Trillion | ▲ +0.3 pp |
| 2017 | 8.2% | CN¥2.14 Trillion | CN¥26.09 Trillion | CN¥23.95 Trillion | ▼ 0.0 pp |
| 2016 | 8.2% | CN¥1.98 Trillion | CN¥24.14 Trillion | CN¥22.16 Trillion | ▲ +0.1 pp |
| 2015 | 8.1% | CN¥1.80 Trillion | CN¥22.21 Trillion | CN¥20.41 Trillion | ▲ +0.6 pp |
| 2014 | 7.5% | CN¥1.54 Trillion | CN¥20.61 Trillion | CN¥19.07 Trillion | ▲ +0.7 pp |
| 2013 | 6.8% | CN¥1.28 Trillion | CN¥18.92 Trillion | CN¥17.64 Trillion | ▲ +0.3 pp |
| 2012 | 6.4% | CN¥1.13 Trillion | CN¥17.54 Trillion | CN¥16.41 Trillion | ▲ +0.2 pp |
| 2011 | 6.2% | CN¥957.82 Billion | CN¥15.48 Trillion | CN¥14.52 Trillion | ▲ +0.1 pp |
| 2010 | 6.1% | CN¥821.66 Billion | CN¥13.46 Trillion | CN¥12.64 Trillion | ▲ +0.3 pp |
| 2009 | 5.8% | CN¥678.93 Billion | CN¥11.79 Trillion | CN¥11.11 Trillion | ▼ -0.5 pp |
| 2008 | 6.2% | CN¥607.14 Billion | CN¥9.76 Trillion | CN¥9.15 Trillion | ▼ 0.0 pp |
| 2007 | 6.3% | CN¥544.25 Billion | CN¥8.68 Trillion | CN¥8.14 Trillion | ▼ 0.0 pp |
| 2006 | 6.3% | CN¥471.80 Billion | CN¥7.51 Trillion | CN¥7.04 Trillion | ▲ +2.2 pp |
| 2005 | 4.0% | CN¥260.98 Billion | CN¥6.46 Trillion | CN¥6.20 Trillion | ▲ +14.0 pp |
| 2004 | -9.9% | CN¥-504.50 Billion | CN¥5.07 Trillion | CN¥5.58 Trillion | ▲ +1.8 pp |
| 2003 | -11.7% | CN¥-535.48 Billion | CN¥4.56 Trillion | CN¥5.10 Trillion | ▼ -15.6 pp |
| 2002 | 3.8% | CN¥182.01 Billion | CN¥4.78 Trillion | CN¥4.59 Trillion | — |