Industrial and Commercial Bank of China Ltd (601398) — Net Asset Quality Index

Latest as of March 2026: 7.8%

Industrial and Commercial Bank of China Ltd (601398) has a Net Asset Quality Index of 7.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CN¥55.77 Trillion minus total liabilities of CN¥51.42 Trillion yields net assets of CN¥4.36 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check 601398 asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

7.8%
Equity / Total Assets

Net Assets

CN¥4.36 Trillion
CNY

Total Assets

CN¥55.77 Trillion
CNY

Total Liabilities

CN¥51.42 Trillion
CNY

Industrial and Commercial Bank of China Ltd Net Asset Quality Index Over Time (2002–2025)

This chart shows how Industrial and Commercial Bank of China Ltd's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of March 2026, the index stands at 7.8%, representing net assets of CN¥4.36 Trillion against total assets of CN¥55.77 Trillion CNY. See working capital position of Industrial and Commercial Bank of China to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Industrial and Commercial Bank of China Ltd (2002–2025)

The table below presents the year-by-year Net Asset Quality Index for Industrial and Commercial Bank of China Ltd from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of Industrial and Commercial Bank of China .

Year Quality Index Net Assets (CNY) Total Assets Total Liabilities Change (pp)
2025 7.5% CN¥4.00 Trillion CN¥53.48 Trillion CN¥49.48 Trillion ▼ -0.7 pp
2024 8.2% CN¥3.99 Trillion CN¥48.82 Trillion CN¥44.83 Trillion ▼ -0.3 pp
2023 8.4% CN¥3.78 Trillion CN¥44.70 Trillion CN¥40.92 Trillion ▼ -0.4 pp
2022 8.9% CN¥3.52 Trillion CN¥39.61 Trillion CN¥36.09 Trillion ▼ -0.4 pp
2021 9.3% CN¥3.28 Trillion CN¥35.17 Trillion CN¥31.90 Trillion ▲ +0.6 pp
2020 8.7% CN¥2.91 Trillion CN¥33.35 Trillion CN¥30.44 Trillion ▼ -0.2 pp
2019 8.9% CN¥2.69 Trillion CN¥30.11 Trillion CN¥27.42 Trillion ▲ +0.5 pp
2018 8.5% CN¥2.34 Trillion CN¥27.70 Trillion CN¥25.35 Trillion ▲ +0.3 pp
2017 8.2% CN¥2.14 Trillion CN¥26.09 Trillion CN¥23.95 Trillion ▼ 0.0 pp
2016 8.2% CN¥1.98 Trillion CN¥24.14 Trillion CN¥22.16 Trillion ▲ +0.1 pp
2015 8.1% CN¥1.80 Trillion CN¥22.21 Trillion CN¥20.41 Trillion ▲ +0.6 pp
2014 7.5% CN¥1.54 Trillion CN¥20.61 Trillion CN¥19.07 Trillion ▲ +0.7 pp
2013 6.8% CN¥1.28 Trillion CN¥18.92 Trillion CN¥17.64 Trillion ▲ +0.3 pp
2012 6.4% CN¥1.13 Trillion CN¥17.54 Trillion CN¥16.41 Trillion ▲ +0.2 pp
2011 6.2% CN¥957.82 Billion CN¥15.48 Trillion CN¥14.52 Trillion ▲ +0.1 pp
2010 6.1% CN¥821.66 Billion CN¥13.46 Trillion CN¥12.64 Trillion ▲ +0.3 pp
2009 5.8% CN¥678.93 Billion CN¥11.79 Trillion CN¥11.11 Trillion ▼ -0.5 pp
2008 6.2% CN¥607.14 Billion CN¥9.76 Trillion CN¥9.15 Trillion ▼ 0.0 pp
2007 6.3% CN¥544.25 Billion CN¥8.68 Trillion CN¥8.14 Trillion ▼ 0.0 pp
2006 6.3% CN¥471.80 Billion CN¥7.51 Trillion CN¥7.04 Trillion ▲ +2.2 pp
2005 4.0% CN¥260.98 Billion CN¥6.46 Trillion CN¥6.20 Trillion ▲ +14.0 pp
2004 -9.9% CN¥-504.50 Billion CN¥5.07 Trillion CN¥5.58 Trillion ▲ +1.8 pp
2003 -11.7% CN¥-535.48 Billion CN¥4.56 Trillion CN¥5.10 Trillion ▼ -15.6 pp
2002 3.8% CN¥182.01 Billion CN¥4.78 Trillion CN¥4.59 Trillion
pp = percentage points