Banco de Credito e Inversiones
Banco de Crédito e Inversiones provides various banking products and services in Chile, United States, and Peru. The company offers checking and current accounts; cards; mortgage and consumer credit, insurance, and investment services. It also offers short term and long term commercial credit, guarantee note, factoring, overdraft line, and leasing services. In addition, the company provides proje… Read more
Banco de Credito e Inversiones - Asset Resilience Ratio
Banco de Credito e Inversiones (BCI) has an Asset Resilience Ratio of 0.39% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2019)
This chart shows how Banco de Credito e Inversiones's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Banco de Credito e Inversiones's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CL$0.00 | 0% |
| Short-term Investments | CL$196.01 Billion | 0.39% |
| Total Liquid Assets | CL$196.01 Billion | 0.39% |
Asset Resilience Insights
- Limited Liquidity: Banco de Credito e Inversiones maintains only 0.39% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Credito e Inversiones Industry Peers by Asset Resilience Ratio
Compare Banco de Credito e Inversiones's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Banco de Credito e Inversiones (2015–2019)
The table below shows the annual Asset Resilience Ratio data for Banco de Credito e Inversiones.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 0.39% | CL$196.01 Billion | CL$50.34 Trillion | +0.21pp |
| 2018-12-31 | 0.18% | CL$73.86 Billion | CL$41.35 Trillion | -0.57pp |
| 2017-12-31 | 0.75% | CL$252.60 Billion | CL$33.88 Trillion | +0.37pp |
| 2016-12-31 | 0.38% | CL$116.46 Billion | CL$30.85 Trillion | -0.98pp |
| 2015-12-31 | 1.36% | CL$389.89 Billion | CL$28.68 Trillion | -- |