Qliro AB
Qliro AB (publ) operates as a fintech company. The company offers payment solutions, such as complete checkout with various relevant payment options for direct payments (Pay Now) and invoicing and installments (Pay Later) in the Nordics for enterprise and small and medium enterprise merchants and their customers primarily in e-commerce. It also provides consumer financing, personal loans, and sav… Read more
Qliro AB - Asset Resilience Ratio
Qliro AB (QLIRO) has an Asset Resilience Ratio of 22.75% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Qliro AB's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Qliro AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Skr0.00 | 0% |
| Short-term Investments | Skr767.90 Million | 22.75% |
| Total Liquid Assets | Skr767.90 Million | 22.75% |
Asset Resilience Insights
- Good Liquidity Position: Qliro AB maintains a healthy 22.75% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Qliro AB Industry Peers by Asset Resilience Ratio
Compare Qliro AB's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Qliro AB (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Qliro AB.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 22.75% | Skr767.90 Million | Skr3.38 Billion | +17.76pp |
| 2024-12-31 | 4.98% | Skr172.20 Million | Skr3.45 Billion | -10.34pp |
| 2023-12-31 | 15.32% | Skr566.10 Million | Skr3.69 Billion | +12.99pp |
| 2022-12-31 | 2.33% | Skr97.90 Million | Skr4.20 Billion | -7.86pp |
| 2021-12-31 | 10.19% | Skr354.00 Million | Skr3.47 Billion | +1.11pp |
| 2020-12-31 | 9.08% | Skr290.10 Million | Skr3.20 Billion | +1.09pp |
| 2019-12-31 | 7.99% | Skr229.95 Million | Skr2.88 Billion | +1.17pp |
| 2018-12-31 | 6.82% | Skr132.03 Million | Skr1.94 Billion | +4.97pp |
| 2017-12-31 | 1.85% | Skr25.02 Million | Skr1.35 Billion | -- |