Harel Insurance Investments & Financial Services Ltd
Harel Insurance Investments & Financial Services Ltd offers insurance and financial services in Israel, Europe, and internationally. The company operates through Life insurance and long-term savings, Health insurance, Non-life insurance, Insurance companies overseas, Financial services, Credit, and Other segments. It offers various classes of life insurance products, which provide coverage for ri… Read more
Harel Insurance Investments & Financial Services Ltd - Asset Resilience Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has an Asset Resilience Ratio of 9.88% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Harel Insurance Investments & Financial Services Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA15.67 Billion | 9.88% |
| Total Liquid Assets | ILA15.67 Billion | 9.88% |
Asset Resilience Insights
- Limited Liquidity: Harel Insurance Investments & Financial Services Ltd maintains only 9.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Harel Insurance Investments & Financial Services Ltd Industry Peers by Asset Resilience Ratio
Compare Harel Insurance Investments & Financial Services Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Union Insurance Co Ltd
TW:2816 |
Insurance - Diversified | 9.42% |
|
SEOUL GUARANTEE INSURANCE
KO:031210 |
Insurance - Diversified | 66.46% |
|
Allianz Malaysia Bhd
KLSE:1163 |
Insurance - Diversified | 52.02% |
|
MAA Group Bhd
KLSE:1198 |
Insurance - Diversified | 12.94% |
|
A Plus Asset Advisor Co Ltd
KO:244920 |
Insurance - Diversified | 21.82% |
|
Alm. Brand A/S
PINK:ABDBY |
Insurance - Diversified | 0.24% |
|
Arch Capital Group Ltd
NASDAQ:ACGL |
Insurance - Diversified | 15.73% |
|
Agesa Hayat ve Emeklilik AS
IS:AGESA |
Insurance - Diversified | 2.38% |
Annual Asset Resilience Ratio for Harel Insurance Investments & Financial Services Ltd (2007–2024)
The table below shows the annual Asset Resilience Ratio data for Harel Insurance Investments & Financial Services Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 9.88% | ILA15.67 Billion | ILA158.66 Billion | +0.19pp |
| 2023-12-31 | 9.69% | ILA14.03 Billion | ILA144.81 Billion | -2.51pp |
| 2022-12-31 | 12.20% | ILA16.51 Billion | ILA135.27 Billion | -1.31pp |
| 2021-12-31 | 13.52% | ILA18.61 Billion | ILA137.67 Billion | +0.65pp |
| 2020-12-31 | 12.87% | ILA15.41 Billion | ILA119.75 Billion | -0.22pp |
| 2019-12-31 | 13.08% | ILA15.01 Billion | ILA114.72 Billion | +2.18pp |
| 2018-12-31 | 10.90% | ILA10.90 Billion | ILA100.02 Billion | +0.70pp |
| 2017-12-31 | 10.20% | ILA9.27 Billion | ILA90.90 Billion | +0.41pp |
| 2016-12-31 | 9.79% | ILA9.41 Billion | ILA96.17 Billion | -0.52pp |
| 2015-12-31 | 10.31% | ILA9.43 Billion | ILA91.49 Billion | -0.87pp |
| 2014-12-31 | 11.18% | ILA9.97 Billion | ILA89.25 Billion | -0.20pp |
| 2013-12-31 | 11.37% | ILA8.95 Billion | ILA78.68 Billion | -1.43pp |
| 2012-12-31 | 12.80% | ILA8.11 Billion | ILA63.37 Billion | -0.21pp |
| 2011-12-31 | 13.01% | ILA7.15 Billion | ILA54.93 Billion | +12.39pp |
| 2010-12-31 | 0.62% | ILA321.92 Million | ILA52.31 Billion | +0.50pp |
| 2009-12-31 | 0.12% | ILA51.65 Million | ILA43.53 Billion | -0.92pp |
| 2008-12-31 | 1.04% | ILA354.45 Million | ILA33.99 Billion | -10.89pp |
| 2007-12-31 | 11.93% | ILA4.04 Billion | ILA33.84 Billion | -- |