Harel Insurance Investments & Financial Services Ltd

TA:HARL Israel Insurance - Diversified
Market Cap
$9.64 Billion
ILA3.59 Trillion ILA
Market Cap Rank
#19725 Global
#17 in Israel
Share Price
ILA17450.00
Change (1 day)
-4.64%
52-Week Range
ILA5583.00 - ILA18950.00
All Time High
ILA18950.00
About

Harel Insurance Investments & Financial Services Ltd offers insurance and financial services in Israel, Europe, and internationally. The company operates through Life insurance and long-term savings, Health insurance, Non-life insurance, Insurance companies overseas, Financial services, Credit, and Other segments. It offers various classes of life insurance products, which provide coverage for ri… Read more

Harel Insurance Investments & Financial Services Ltd - Asset Resilience Ratio

Latest as of December 2024: 9.88%

Harel Insurance Investments & Financial Services Ltd (HARL) has an Asset Resilience Ratio of 9.88% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
ILA15.67 Billion
Cash + Short-term Investments
Total Assets
ILA158.66 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2007–2024)

This chart shows how Harel Insurance Investments & Financial Services Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Harel Insurance Investments & Financial Services Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ILA0.00 0%
Short-term Investments ILA15.67 Billion 9.88%
Total Liquid Assets ILA15.67 Billion 9.88%

Asset Resilience Insights

  • Limited Liquidity: Harel Insurance Investments & Financial Services Ltd maintains only 9.88% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Harel Insurance Investments & Financial Services Ltd Industry Peers by Asset Resilience Ratio

Compare Harel Insurance Investments & Financial Services Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Union Insurance Co Ltd
TW:2816
Insurance - Diversified 9.42%
SEOUL GUARANTEE INSURANCE
KO:031210
Insurance - Diversified 66.46%
Allianz Malaysia Bhd
KLSE:1163
Insurance - Diversified 52.02%
MAA Group Bhd
KLSE:1198
Insurance - Diversified 12.94%
A Plus Asset Advisor Co Ltd
KO:244920
Insurance - Diversified 21.82%
Alm. Brand A/S
PINK:ABDBY
Insurance - Diversified 0.24%
Arch Capital Group Ltd
NASDAQ:ACGL
Insurance - Diversified 15.73%
Agesa Hayat ve Emeklilik AS
IS:AGESA
Insurance - Diversified 2.38%

Annual Asset Resilience Ratio for Harel Insurance Investments & Financial Services Ltd (2007–2024)

The table below shows the annual Asset Resilience Ratio data for Harel Insurance Investments & Financial Services Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 9.88% ILA15.67 Billion ILA158.66 Billion +0.19pp
2023-12-31 9.69% ILA14.03 Billion ILA144.81 Billion -2.51pp
2022-12-31 12.20% ILA16.51 Billion ILA135.27 Billion -1.31pp
2021-12-31 13.52% ILA18.61 Billion ILA137.67 Billion +0.65pp
2020-12-31 12.87% ILA15.41 Billion ILA119.75 Billion -0.22pp
2019-12-31 13.08% ILA15.01 Billion ILA114.72 Billion +2.18pp
2018-12-31 10.90% ILA10.90 Billion ILA100.02 Billion +0.70pp
2017-12-31 10.20% ILA9.27 Billion ILA90.90 Billion +0.41pp
2016-12-31 9.79% ILA9.41 Billion ILA96.17 Billion -0.52pp
2015-12-31 10.31% ILA9.43 Billion ILA91.49 Billion -0.87pp
2014-12-31 11.18% ILA9.97 Billion ILA89.25 Billion -0.20pp
2013-12-31 11.37% ILA8.95 Billion ILA78.68 Billion -1.43pp
2012-12-31 12.80% ILA8.11 Billion ILA63.37 Billion -0.21pp
2011-12-31 13.01% ILA7.15 Billion ILA54.93 Billion +12.39pp
2010-12-31 0.62% ILA321.92 Million ILA52.31 Billion +0.50pp
2009-12-31 0.12% ILA51.65 Million ILA43.53 Billion -0.92pp
2008-12-31 1.04% ILA354.45 Million ILA33.99 Billion -10.89pp
2007-12-31 11.93% ILA4.04 Billion ILA33.84 Billion --
pp = percentage points