Harel Insurance Investments & Financial Services Ltd (HARL) - Cash Flow Conversion Efficiency

Latest as of June 2026: 0.179x

Based on the latest financial reports, Harel Insurance Investments & Financial Services Ltd (HARL) has a cash flow conversion efficiency ratio of 0.179x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ILA2.26 Billion ≈ $6.06 Million USD) by net assets (ILA12.65 Billion ≈ $33.93 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see HARL market cap for the company's overall valuation and market capitalisation.

Harel Insurance Investments & Financial Services Ltd - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Harel Insurance Investments & Financial Services Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Harel Insurance Investments & Financial Services Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Harel Insurance Investments & Financial Services Ltd ranked by their cash flow conversion efficiency. Explore Harel Insurance Investments & Financial (HARL) cash flow quality to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
VAT GROUP AG UNSP.ADR 10 F:19V0	N/A
Avidity Biosciences, Inc NASDAQ:RNAM	-0.101x
REXEL S.A. ADR EO 5 F:E7V0	N/A
CSPC PHARMACEUT.GR. ADR4 F:CVGU	N/A
Ningbo Deye Technology Co Ltd SHG:605117	0.107x
SANLAM LTD RC-01 ADR/2 F:LA6S	N/A
Posco Chemical Co Ltd KO:003670	-0.012x
ORIGIN ENERGY UNSP.ADR/1 F:ORL0	N/A

Annual Cash Flow Conversion Efficiency for Harel Insurance Investments & Financial Services Ltd (2004–2025)

The table below shows the annual cash flow conversion efficiency of Harel Insurance Investments & Financial Services Ltd from 2004 to 2025. View current stock price of Harel Insurance Investments & Financial for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ILA12.19 Billion ≈ $32.69 Million	ILA5.47 Billion ≈ $14.67 Million	0.449x	+235.07%
2024-12-31	ILA9.20 Billion ≈ $24.68 Million	ILA-3.06 Billion ≈ $-8.20 Million	-0.332x	-185.70%
2023-12-31	ILA8.95 Billion ≈ $24.00 Million	ILA3.47 Billion ≈ $9.31 Million	0.388x	+48.86%
2022-12-31	ILA8.39 Billion ≈ $22.49 Million	ILA2.19 Billion ≈ $5.86 Million	0.261x	+55.91%
2021-12-31	ILA8.89 Billion ≈ $23.84 Million	ILA1.49 Billion ≈ $3.98 Million	0.167x	-8.30%
2020-12-31	ILA7.75 Billion ≈ $20.79 Million	ILA1.41 Billion ≈ $3.79 Million	0.182x	+449.31%
2019-12-31	ILA6.92 Billion ≈ $18.55 Million	ILA-361.00 Million ≈ $-967.83K	-0.052x	-130.58%
2018-12-31	ILA5.92 Billion ≈ $15.87 Million	ILA1.01 Billion ≈ $2.71 Million	0.171x	-28.20%
2017-12-31	ILA4.32 Billion ≈ $11.59 Million	ILA1.03 Billion ≈ $2.75 Million	0.238x	-63.75%
2016-12-31	ILA5.17 Billion ≈ $13.85 Million	ILA3.39 Billion ≈ $9.08 Million	0.656x	+211.59%
2015-12-31	ILA4.91 Billion ≈ $13.17 Million	ILA1.03 Billion ≈ $2.77 Million	0.210x	+139.99%
2014-12-31	ILA4.72 Billion ≈ $12.66 Million	ILA-2.48 Billion ≈ $-6.66 Million	-0.526x	+45.35%
2013-12-31	ILA4.51 Billion ≈ $12.10 Million	ILA-4.34 Billion ≈ $-11.64 Million	-0.963x	-58.29%
2012-12-31	ILA4.15 Billion ≈ $11.13 Million	ILA-2.53 Billion ≈ $-6.77 Million	-0.608x	-980.90%
2011-12-31	ILA3.53 Billion ≈ $9.46 Million	ILA243.65 Million ≈ $653.21K	0.069x	+113.24%
2010-12-31	ILA3.58 Billion ≈ $9.60 Million	ILA-1.87 Billion ≈ $-5.01 Million	-0.521x	-383.37%
2009-12-31	ILA3.22 Billion ≈ $8.63 Million	ILA-347.17 Million ≈ $-930.74K	-0.108x	-379.53%
2008-12-31	ILA2.48 Billion ≈ $6.64 Million	ILA95.65 Million ≈ $256.43K	0.039x	-89.41%
2007-12-31	ILA3.00 Billion ≈ $8.06 Million	ILA1.10 Billion ≈ $2.94 Million	0.365x	+780.22%
2006-12-31	ILA2.50 Billion ≈ $6.70 Million	ILA-133.94 Million ≈ $-359.09K	-0.054x	-123.32%
2005-12-31	ILA2.19 Billion ≈ $5.88 Million	ILA503.75 Million ≈ $1.35 Million	0.230x	+15.83%
2004-12-31	ILA1.80 Billion ≈ $4.82 Million	ILA356.60 Million ≈ $956.03K	0.198x	--

About Harel Insurance Investments & Financial Services Ltd

TA:HARL Israel Insurance - Diversified

Market Cap

$11.02 Billion

ILA4.11 Trillion ILA

Market Cap Rank

#2079 Global

#7 in Israel

Share Price

ILA20000.00

Change (1 day)

+0.70%

52-Week Range

ILA9351.00 - ILA20590.00

All Time High

ILA20590.00