Harel Insurance Investments & Financial Services Ltd (HARL) - Cash Flow Conversion Efficiency

Latest as of March 2026: -0.233x

Based on the latest financial reports, Harel Insurance Investments & Financial Services Ltd (HARL) has a cash flow conversion efficiency ratio of -0.233x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (ILA-2.84 Billion ≈ $-7.62 Million USD) by net assets (ILA12.21 Billion ≈ $32.74 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See HARL defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Harel Insurance Investments & Financial Services Ltd - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Harel Insurance Investments & Financial Services Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Harel Insurance Investments & Financial Services Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Harel Insurance Investments & Financial Services Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
MITSUIO.S.K.LINES ADR/1/2 F:MIL	N/A
Wuhan Jingce Electronic Technology Co Ltd SHE:300567	-0.001x
NTPC Green Energy Limited NSE:NTPCGREEN	0.059x
T&S Communications Co Ltd SHE:300570	-0.035x
Jack Henry & Associates Inc NASDAQ:JKHY	0.087x
GEA GROUP XETRA:G1A	-0.049x
ViaSat Inc NASDAQ:VSAT	0.068x
Campbell’s Co NYSE:CPB	0.069x

Annual Cash Flow Conversion Efficiency for Harel Insurance Investments & Financial Services Ltd (2004–2025)

The table below shows the annual cash flow conversion efficiency of Harel Insurance Investments & Financial Services Ltd from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see Harel Insurance Investments & Financial (HARL) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	ILA12.19 Billion ≈ $32.69 Million	ILA5.47 Billion ≈ $14.67 Million	0.449x	+235.07%
2024-12-31	ILA9.20 Billion ≈ $24.68 Million	ILA-3.06 Billion ≈ $-8.20 Million	-0.332x	-185.70%
2023-12-31	ILA8.95 Billion ≈ $24.00 Million	ILA3.47 Billion ≈ $9.31 Million	0.388x	+48.86%
2022-12-31	ILA8.39 Billion ≈ $22.49 Million	ILA2.19 Billion ≈ $5.86 Million	0.261x	+55.91%
2021-12-31	ILA8.89 Billion ≈ $23.84 Million	ILA1.49 Billion ≈ $3.98 Million	0.167x	-8.30%
2020-12-31	ILA7.75 Billion ≈ $20.79 Million	ILA1.41 Billion ≈ $3.79 Million	0.182x	+449.31%
2019-12-31	ILA6.92 Billion ≈ $18.55 Million	ILA-361.00 Million ≈ $-967.83K	-0.052x	-130.58%
2018-12-31	ILA5.92 Billion ≈ $15.87 Million	ILA1.01 Billion ≈ $2.71 Million	0.171x	-28.20%
2017-12-31	ILA4.32 Billion ≈ $11.59 Million	ILA1.03 Billion ≈ $2.75 Million	0.238x	-63.75%
2016-12-31	ILA5.17 Billion ≈ $13.85 Million	ILA3.39 Billion ≈ $9.08 Million	0.656x	+211.59%
2015-12-31	ILA4.91 Billion ≈ $13.17 Million	ILA1.03 Billion ≈ $2.77 Million	0.210x	+139.99%
2014-12-31	ILA4.72 Billion ≈ $12.66 Million	ILA-2.48 Billion ≈ $-6.66 Million	-0.526x	+45.35%
2013-12-31	ILA4.51 Billion ≈ $12.10 Million	ILA-4.34 Billion ≈ $-11.64 Million	-0.963x	-58.29%
2012-12-31	ILA4.15 Billion ≈ $11.13 Million	ILA-2.53 Billion ≈ $-6.77 Million	-0.608x	-980.90%
2011-12-31	ILA3.53 Billion ≈ $9.46 Million	ILA243.65 Million ≈ $653.21K	0.069x	+113.24%
2010-12-31	ILA3.58 Billion ≈ $9.60 Million	ILA-1.87 Billion ≈ $-5.01 Million	-0.521x	-383.37%
2009-12-31	ILA3.22 Billion ≈ $8.63 Million	ILA-347.17 Million ≈ $-930.74K	-0.108x	-379.53%
2008-12-31	ILA2.48 Billion ≈ $6.64 Million	ILA95.65 Million ≈ $256.43K	0.039x	-89.41%
2007-12-31	ILA3.00 Billion ≈ $8.06 Million	ILA1.10 Billion ≈ $2.94 Million	0.365x	+780.22%
2006-12-31	ILA2.50 Billion ≈ $6.70 Million	ILA-133.94 Million ≈ $-359.09K	-0.054x	-123.32%
2005-12-31	ILA2.19 Billion ≈ $5.88 Million	ILA503.75 Million ≈ $1.35 Million	0.230x	+15.83%
2004-12-31	ILA1.80 Billion ≈ $4.82 Million	ILA356.60 Million ≈ $956.03K	0.198x	--

About Harel Insurance Investments & Financial Services Ltd

TA:HARL Israel Insurance - Diversified

Market Cap

$8.83 Billion

ILA3.29 Trillion ILA

Market Cap Rank

#2470 Global

#10 in Israel

Share Price

ILA16000.00

Change (1 day)

+0.00%

52-Week Range

ILA8053.00 - ILA20590.00

All Time High

ILA20590.00