Harel Insurance Investments & Financial Services Ltd Asset Resilience Ratio

Latest as of December 2024: 9.88%

Harel Insurance Investments & Financial Services Ltd asset resilience ratio. Harel Insurance Investments & Financial Services Ltd (HARL) has an Asset Resilience Ratio of 9.88% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Harel Insurance Investments & Financial (HARL) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

ILA15.67 Billion

≈ $42.02 Million USD Cash + Short-term Investments

Total Assets

ILA158.66 Billion

≈ $425.37 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of Harel Insurance Investments & Financial Services Ltd (2007–2024)

Asset resilience ratio of Harel Insurance Investments & Financial Services Ltd from 2007 to 2024. This chart shows how Harel Insurance Investments & Financial Services Ltd's Asset Resilience Ratio has changed over time. See HARL FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Liquid Assets Composition Over Time

This chart breaks down Harel Insurance Investments & Financial Services Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Harel Insurance Investments & Financial assets under control.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ILA0.00	0%
Short-term Investments	ILA15.67 Billion	9.88%
Total Liquid Assets	ILA15.67 Billion	9.88%

Asset Resilience Insights

Limited Liquidity: Harel Insurance Investments & Financial Services Ltd maintains only 9.88% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Harel Insurance Investments & Financial Services Ltd Industry Peers by Asset Resilience Ratio

Compare Harel Insurance Investments & Financial Services Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Sampo Oyj A HE:SAMPO	Insurance - Diversified	5.84%
Peña Verde S.A.B MX:PV	Insurance - Diversified	0.13%
Vienna Insurance Group AG VI:VIG	Insurance - Diversified	48.65%
UNIQA Insurance Group AG VI:UQA	Insurance - Diversified	45.14%
BB Seguridade Participacoes SA SA:BBSE3	Insurance - Diversified	43.47%
Porto Seguro S.A SA:PSSA3	Insurance - Diversified	2.90%
Sun Life Financial Inc. TO:SLF	Insurance - Diversified	6.77%
iA Financial Corporation Inc TO:IAG	Insurance - Diversified	0.65%

Harel Insurance Investments & Financial Services Ltd Asset Resilience Ratio by Year (2007–2024)

Harel Insurance Investments & Financial Services Ltd asset resilience ratio by year from 2007 to 2024. The table below shows the annual Asset Resilience Ratio data for Harel Insurance Investments & Financial Services Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	9.88%	ILA15.67 Billion ≈ $42.02 Million	ILA158.66 Billion ≈ $425.37 Million	+0.19pp
2023-12-31	9.69%	ILA14.03 Billion ≈ $37.62 Million	ILA144.81 Billion ≈ $388.22 Million	-2.51pp
2022-12-31	12.20%	ILA16.51 Billion ≈ $44.26 Million	ILA135.27 Billion ≈ $362.66 Million	-1.31pp
2021-12-31	13.52%	ILA18.61 Billion ≈ $49.89 Million	ILA137.67 Billion ≈ $369.09 Million	+0.65pp
2020-12-31	12.87%	ILA15.41 Billion ≈ $41.30 Million	ILA119.75 Billion ≈ $321.03 Million	-0.22pp
2019-12-31	13.08%	ILA15.01 Billion ≈ $40.24 Million	ILA114.72 Billion ≈ $307.55 Million	+2.18pp
2018-12-31	10.90%	ILA10.90 Billion ≈ $29.23 Million	ILA100.02 Billion ≈ $268.15 Million	+0.70pp
2017-12-31	10.20%	ILA9.27 Billion ≈ $24.86 Million	ILA90.90 Billion ≈ $243.69 Million	+0.41pp
2016-12-31	9.79%	ILA9.41 Billion ≈ $25.24 Million	ILA96.17 Billion ≈ $257.83 Million	-0.52pp
2015-12-31	10.31%	ILA9.43 Billion ≈ $25.28 Million	ILA91.49 Billion ≈ $245.27 Million	-0.87pp
2014-12-31	11.18%	ILA9.97 Billion ≈ $26.74 Million	ILA89.25 Billion ≈ $239.28 Million	-0.20pp
2013-12-31	11.37%	ILA8.95 Billion ≈ $23.99 Million	ILA78.68 Billion ≈ $210.95 Million	-1.43pp
2012-12-31	12.80%	ILA8.11 Billion ≈ $21.75 Million	ILA63.37 Billion ≈ $169.90 Million	-0.21pp
2011-12-31	13.01%	ILA7.15 Billion ≈ $19.16 Million	ILA54.93 Billion ≈ $147.25 Million	+12.39pp
2010-12-31	0.62%	ILA321.92 Million ≈ $863.04K	ILA52.31 Billion ≈ $140.25 Million	+0.50pp
2009-12-31	0.12%	ILA51.65 Million ≈ $138.48K	ILA43.53 Billion ≈ $116.71 Million	-0.92pp
2008-12-31	1.04%	ILA354.45 Million ≈ $950.27K	ILA33.99 Billion ≈ $91.14 Million	-10.89pp
2007-12-31	11.93%	ILA4.04 Billion ≈ $10.83 Million	ILA33.84 Billion ≈ $90.72 Million	--

pp = percentage points

About Harel Insurance Investments & Financial Services Ltd

TA:HARL Israel Insurance - Diversified

Market Cap

$10.20 Billion

ILA3.81 Trillion ILA

Market Cap Rank

#2135 Global

#7 in Israel

Share Price

ILA18520.00

Change (1 day)

-2.06%

52-Week Range

ILA11400.00 - ILA20590.00

All Time High

ILA20590.00