Harel Insurance Investments & Financial Services Ltd - Asset Resilience Ratio

Latest as of December 2024: 9.88%

Harel Insurance Investments & Financial Services Ltd (HARL) has an Asset Resilience Ratio of 9.88% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read HARL current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

ILA15.67 Billion

≈ $42.02 Million USD Cash + Short-term Investments

Total Assets

ILA158.66 Billion

≈ $425.37 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2024)

This chart shows how Harel Insurance Investments & Financial Services Ltd's Asset Resilience Ratio has changed over time. See Harel Insurance Investments & Financial (HARL) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Harel Insurance Investments & Financial Services Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see HARL market cap overview.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ILA0.00	0%
Short-term Investments	ILA15.67 Billion	9.88%
Total Liquid Assets	ILA15.67 Billion	9.88%

Asset Resilience Insights

Limited Liquidity: Harel Insurance Investments & Financial Services Ltd maintains only 9.88% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Harel Insurance Investments & Financial Services Ltd Industry Peers by Asset Resilience Ratio

Compare Harel Insurance Investments & Financial Services Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ageas SA/NV BR:AGS	Insurance - Diversified	57.24%
Alm. Brand CO:ALMB	Insurance - Diversified	0.24%
FG Financial Group NASDAQ:FGF	Insurance - Diversified	4.71%
Vienna Insurance Group AG VI:VIG	Insurance - Diversified	48.85%
UNIQA Insurance Group AG VI:UQA	Insurance - Diversified	45.14%
BB Seguridade Participacoes SA SA:BBSE3	Insurance - Diversified	43.47%
Porto Seguro S.A SA:PSSA3	Insurance - Diversified	2.90%
Sun Life Financial Inc. TO:SLF	Insurance - Diversified	6.77%

Annual Asset Resilience Ratio for Harel Insurance Investments & Financial Services Ltd (2007–2024)

The table below shows the annual Asset Resilience Ratio data for Harel Insurance Investments & Financial Services Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	9.88%	ILA15.67 Billion ≈ $42.02 Million	ILA158.66 Billion ≈ $425.37 Million	+0.19pp
2023-12-31	9.69%	ILA14.03 Billion ≈ $37.62 Million	ILA144.81 Billion ≈ $388.22 Million	-2.51pp
2022-12-31	12.20%	ILA16.51 Billion ≈ $44.26 Million	ILA135.27 Billion ≈ $362.66 Million	-1.31pp
2021-12-31	13.52%	ILA18.61 Billion ≈ $49.89 Million	ILA137.67 Billion ≈ $369.09 Million	+0.65pp
2020-12-31	12.87%	ILA15.41 Billion ≈ $41.30 Million	ILA119.75 Billion ≈ $321.03 Million	-0.22pp
2019-12-31	13.08%	ILA15.01 Billion ≈ $40.24 Million	ILA114.72 Billion ≈ $307.55 Million	+2.18pp
2018-12-31	10.90%	ILA10.90 Billion ≈ $29.23 Million	ILA100.02 Billion ≈ $268.15 Million	+0.70pp
2017-12-31	10.20%	ILA9.27 Billion ≈ $24.86 Million	ILA90.90 Billion ≈ $243.69 Million	+0.41pp
2016-12-31	9.79%	ILA9.41 Billion ≈ $25.24 Million	ILA96.17 Billion ≈ $257.83 Million	-0.52pp
2015-12-31	10.31%	ILA9.43 Billion ≈ $25.28 Million	ILA91.49 Billion ≈ $245.27 Million	-0.87pp
2014-12-31	11.18%	ILA9.97 Billion ≈ $26.74 Million	ILA89.25 Billion ≈ $239.28 Million	-0.20pp
2013-12-31	11.37%	ILA8.95 Billion ≈ $23.99 Million	ILA78.68 Billion ≈ $210.95 Million	-1.43pp
2012-12-31	12.80%	ILA8.11 Billion ≈ $21.75 Million	ILA63.37 Billion ≈ $169.90 Million	-0.21pp
2011-12-31	13.01%	ILA7.15 Billion ≈ $19.16 Million	ILA54.93 Billion ≈ $147.25 Million	+12.39pp
2010-12-31	0.62%	ILA321.92 Million ≈ $863.04K	ILA52.31 Billion ≈ $140.25 Million	+0.50pp
2009-12-31	0.12%	ILA51.65 Million ≈ $138.48K	ILA43.53 Billion ≈ $116.71 Million	-0.92pp
2008-12-31	1.04%	ILA354.45 Million ≈ $950.27K	ILA33.99 Billion ≈ $91.14 Million	-10.89pp
2007-12-31	11.93%	ILA4.04 Billion ≈ $10.83 Million	ILA33.84 Billion ≈ $90.72 Million	--

pp = percentage points

About Harel Insurance Investments & Financial Services Ltd

TA:HARL Israel Insurance - Diversified

Market Cap

$10.09 Billion

ILA3.76 Trillion ILA

Market Cap Rank

#2219 Global

#8 in Israel

Share Price

ILA18300.00

Change (1 day)

-0.11%

52-Week Range

ILA5945.00 - ILA19360.00

All Time High

ILA19360.00