Harel Insurance Investments & Financial Services Ltd - Asset Resilience Ratio
Harel Insurance Investments & Financial Services Ltd (HARL) has an Asset Resilience Ratio of 9.88% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Harel Insurance Investments & Financial (HARL) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2024)
This chart shows how Harel Insurance Investments & Financial Services Ltd's Asset Resilience Ratio has changed over time. See Harel Insurance Investments & Financial net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Harel Insurance Investments & Financial Services Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see HARL market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA15.67 Billion | 9.88% |
| Total Liquid Assets | ILA15.67 Billion | 9.88% |
Asset Resilience Insights
- Limited Liquidity: Harel Insurance Investments & Financial Services Ltd maintains only 9.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Harel Insurance Investments & Financial Services Ltd Industry Peers by Asset Resilience Ratio
Compare Harel Insurance Investments & Financial Services Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
|
iA Financial Corporation Inc
TO:IAG |
Insurance - Diversified | 0.65% |
|
Western Investment Company of Canada Limited
V:WI |
Insurance - Diversified | 5.56% |
Annual Asset Resilience Ratio for Harel Insurance Investments & Financial Services Ltd (2007–2024)
The table below shows the annual Asset Resilience Ratio data for Harel Insurance Investments & Financial Services Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 9.88% | ILA15.67 Billion ≈ $42.02 Million |
ILA158.66 Billion ≈ $425.37 Million |
+0.19pp |
| 2023-12-31 | 9.69% | ILA14.03 Billion ≈ $37.62 Million |
ILA144.81 Billion ≈ $388.22 Million |
-2.51pp |
| 2022-12-31 | 12.20% | ILA16.51 Billion ≈ $44.26 Million |
ILA135.27 Billion ≈ $362.66 Million |
-1.31pp |
| 2021-12-31 | 13.52% | ILA18.61 Billion ≈ $49.89 Million |
ILA137.67 Billion ≈ $369.09 Million |
+0.65pp |
| 2020-12-31 | 12.87% | ILA15.41 Billion ≈ $41.30 Million |
ILA119.75 Billion ≈ $321.03 Million |
-0.22pp |
| 2019-12-31 | 13.08% | ILA15.01 Billion ≈ $40.24 Million |
ILA114.72 Billion ≈ $307.55 Million |
+2.18pp |
| 2018-12-31 | 10.90% | ILA10.90 Billion ≈ $29.23 Million |
ILA100.02 Billion ≈ $268.15 Million |
+0.70pp |
| 2017-12-31 | 10.20% | ILA9.27 Billion ≈ $24.86 Million |
ILA90.90 Billion ≈ $243.69 Million |
+0.41pp |
| 2016-12-31 | 9.79% | ILA9.41 Billion ≈ $25.24 Million |
ILA96.17 Billion ≈ $257.83 Million |
-0.52pp |
| 2015-12-31 | 10.31% | ILA9.43 Billion ≈ $25.28 Million |
ILA91.49 Billion ≈ $245.27 Million |
-0.87pp |
| 2014-12-31 | 11.18% | ILA9.97 Billion ≈ $26.74 Million |
ILA89.25 Billion ≈ $239.28 Million |
-0.20pp |
| 2013-12-31 | 11.37% | ILA8.95 Billion ≈ $23.99 Million |
ILA78.68 Billion ≈ $210.95 Million |
-1.43pp |
| 2012-12-31 | 12.80% | ILA8.11 Billion ≈ $21.75 Million |
ILA63.37 Billion ≈ $169.90 Million |
-0.21pp |
| 2011-12-31 | 13.01% | ILA7.15 Billion ≈ $19.16 Million |
ILA54.93 Billion ≈ $147.25 Million |
+12.39pp |
| 2010-12-31 | 0.62% | ILA321.92 Million ≈ $863.04K |
ILA52.31 Billion ≈ $140.25 Million |
+0.50pp |
| 2009-12-31 | 0.12% | ILA51.65 Million ≈ $138.48K |
ILA43.53 Billion ≈ $116.71 Million |
-0.92pp |
| 2008-12-31 | 1.04% | ILA354.45 Million ≈ $950.27K |
ILA33.99 Billion ≈ $91.14 Million |
-10.89pp |
| 2007-12-31 | 11.93% | ILA4.04 Billion ≈ $10.83 Million |
ILA33.84 Billion ≈ $90.72 Million |
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About Harel Insurance Investments & Financial Services Ltd
Harel Insurance Investments & Financial Services Ltd offers insurance and financial services in Israel, Europe, and internationally. The company operates through seven segments: Life Insurance and Savings, Health Insurance, General Insurance, Pension Insurance (Pension and Provident Fund), Overseas Insurance Companies, Credit, and Financial Services. It offers various classes of life insurance pr… Read more