Taichung Commercial Bank Co Ltd

TW:2812 Taiwan Banks - Regional
Market Cap
$3.73 Billion
NT$123.44 Billion TWD
Market Cap Rank
#4418 Global
#94 in Taiwan
Share Price
NT$20.50
Change (1 day)
-0.24%
52-Week Range
NT$17.75 - NT$23.85
All Time High
NT$23.85
About

Taichung Commercial Bank Co., Ltd., together with its subsidiaries, provides various banking products and services in Taiwan, rest of Asia, and America. The company offers various deposit products, such as savings accounts and time deposit accounts, as well as ATM card services; and foreign currency services, including foreign currency demand deposits, cash, travel checks, and remittances. It als… Read more

Taichung Commercial Bank Co Ltd - Asset Resilience Ratio

Latest as of June 2024: -23.97%

Taichung Commercial Bank Co Ltd (2812) has an Asset Resilience Ratio of -23.97% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
NT$-218.02 Billion
Cash + Short-term Investments
Total Assets
NT$909.59 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2005–2019)

This chart shows how Taichung Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Taichung Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents NT$0.00 0%
Short-term Investments NT$-218.02 Billion -23.97%
Total Liquid Assets NT$-218.02 Billion -23.97%

Asset Resilience Insights

  • Limited Liquidity: Taichung Commercial Bank Co Ltd maintains only -23.97% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Taichung Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio

Compare Taichung Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Ping An Bank Co Ltd
SHE:000001
Banks - Regional -6.06%
Bank of Ningbo Co Ltd
SHE:002142
Banks - Regional 6.40%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
Bank of Suzhou
SHE:002966
Banks - Regional -8.31%
Jeju Bank
KO:006220
Banks - Regional 2.45%
Industrial Bank Of Korea
KO:024110
Banks - Regional 4.07%
Hana Financial
KO:086790
Banks - Regional 3.29%
PT Bank Sinarmas Tbk
F:08S
Banks - Regional 3.70%

Annual Asset Resilience Ratio for Taichung Commercial Bank Co Ltd (2005–2019)

The table below shows the annual Asset Resilience Ratio data for Taichung Commercial Bank Co Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2019-12-31 1.50% NT$10.26 Billion NT$682.69 Billion +0.16pp
2018-12-31 1.35% NT$9.29 Billion NT$690.83 Billion -0.49pp
2017-12-31 1.84% NT$12.18 Billion NT$663.02 Billion -7.59pp
2016-12-31 9.43% NT$59.15 Billion NT$627.10 Billion -1.79pp
2015-12-31 11.23% NT$64.63 Billion NT$575.63 Billion -3.63pp
2014-12-31 14.86% NT$78.75 Billion NT$530.05 Billion +13.94pp
2013-12-31 0.92% NT$4.55 Billion NT$496.24 Billion -14.12pp
2012-12-31 15.03% NT$66.90 Billion NT$444.94 Billion -4.16pp
2011-12-31 19.19% NT$73.76 Billion NT$384.27 Billion -0.83pp
2010-12-31 20.03% NT$68.14 Billion NT$340.26 Billion -0.17pp
2009-12-31 20.20% NT$62.48 Billion NT$309.36 Billion +2.20pp
2008-12-31 17.99% NT$51.30 Billion NT$285.13 Billion +1.98pp
2007-12-31 16.01% NT$42.03 Billion NT$262.58 Billion +13.21pp
2005-12-31 2.80% NT$7.32 Billion NT$261.48 Billion --
pp = percentage points