Shinkong Insurance Co Ltd
Shinkong Insurance Co., Ltd. provides property insurance to individuals and corporates in Taiwan. It offers motor insurance, such as voluntary physical damage and automobile liability, and compulsory motor motorcycle liability; fire insurance, including residential fire, earthquake pool, commercial, typhoon, and flood; and marine insurance comprising marine cargo and hull, fishing vessel, aviatio… Read more
Shinkong Insurance Co Ltd - Asset Resilience Ratio
Shinkong Insurance Co Ltd (2850) has an Asset Resilience Ratio of 2.09% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2024)
This chart shows how Shinkong Insurance Co Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Shinkong Insurance Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$1.26 Billion | 2.09% |
| Total Liquid Assets | NT$1.26 Billion | 2.09% |
Asset Resilience Insights
- Limited Liquidity: Shinkong Insurance Co Ltd maintains only 2.09% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Shinkong Insurance Co Ltd Industry Peers by Asset Resilience Ratio
Compare Shinkong Insurance Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Shinkong Insurance Co Ltd (2008–2024)
The table below shows the annual Asset Resilience Ratio data for Shinkong Insurance Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 2.39% | NT$1.31 Billion | NT$54.61 Billion | -0.51pp |
| 2023-12-31 | 2.90% | NT$1.36 Billion | NT$47.03 Billion | -0.17pp |
| 2022-12-31 | 3.07% | NT$1.35 Billion | NT$44.00 Billion | -0.09pp |
| 2021-12-31 | 3.16% | NT$1.39 Billion | NT$43.89 Billion | -0.18pp |
| 2020-12-31 | 3.34% | NT$1.32 Billion | NT$39.47 Billion | -0.46pp |
| 2019-12-31 | 3.80% | NT$1.35 Billion | NT$35.55 Billion | +1.12pp |
| 2018-12-31 | 2.68% | NT$885.83 Million | NT$33.03 Billion | -22.24pp |
| 2017-12-31 | 24.92% | NT$7.99 Billion | NT$32.05 Billion | +2.71pp |
| 2016-12-31 | 22.21% | NT$6.96 Billion | NT$31.33 Billion | -0.65pp |
| 2015-12-31 | 22.85% | NT$6.49 Billion | NT$28.40 Billion | +22.78pp |
| 2014-12-31 | 0.07% | NT$20.00 Million | NT$27.95 Billion | -20.29pp |
| 2013-12-31 | 20.36% | NT$5.13 Billion | NT$25.22 Billion | -4.65pp |
| 2010-12-31 | 25.00% | NT$5.84 Billion | NT$23.34 Billion | +1.07pp |
| 2009-12-31 | 23.93% | NT$5.01 Billion | NT$20.94 Billion | +8.61pp |
| 2008-12-31 | 15.32% | NT$2.81 Billion | NT$18.31 Billion | -- |