Shanghai Commercial & Savings Bank Ltd
The Shanghai Commercial & Savings Bank, Ltd. provides various commercial banking services. It offers time, savings, demand, checking, and negotiable certificate of deposit accounts, as well as remittance services; and corporate and personal finance. The company also provides credit cards, ATMs, and internet and mobile banking services. In addition, it offers traveling, human resources, insurance … Read more
Shanghai Commercial & Savings Bank Ltd - Asset Resilience Ratio
Shanghai Commercial & Savings Bank Ltd (5876) has an Asset Resilience Ratio of -27.14% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2023)
This chart shows how Shanghai Commercial & Savings Bank Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Shanghai Commercial & Savings Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$-665.01 Billion | -27.14% |
| Total Liquid Assets | NT$-665.01 Billion | -27.14% |
Asset Resilience Insights
- Limited Liquidity: Shanghai Commercial & Savings Bank Ltd maintains only -27.14% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Shanghai Commercial & Savings Bank Ltd Industry Peers by Asset Resilience Ratio
Compare Shanghai Commercial & Savings Bank Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Shanghai Commercial & Savings Bank Ltd (2005–2023)
The table below shows the annual Asset Resilience Ratio data for Shanghai Commercial & Savings Bank Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -15.89% | NT$-385.08 Billion | NT$2.42 Trillion | -15.91pp |
| 2018-12-31 | 0.02% | NT$438.02 Million | NT$1.89 Trillion | +0.01pp |
| 2017-12-31 | 0.01% | NT$195.06 Million | NT$1.73 Trillion | -1.21pp |
| 2016-12-31 | 1.22% | NT$20.15 Billion | NT$1.65 Trillion | +0.59pp |
| 2015-12-31 | 0.63% | NT$10.25 Billion | NT$1.62 Trillion | -1.85pp |
| 2014-12-31 | 2.48% | NT$38.26 Billion | NT$1.54 Trillion | +0.38pp |
| 2013-12-31 | 2.10% | NT$30.19 Billion | NT$1.44 Trillion | +0.22pp |
| 2012-12-31 | 1.88% | NT$25.19 Billion | NT$1.34 Trillion | -0.05pp |
| 2011-12-31 | 1.93% | NT$24.38 Billion | NT$1.26 Trillion | +1.67pp |
| 2010-12-31 | 0.26% | NT$2.86 Billion | NT$1.12 Trillion | +0.14pp |
| 2009-12-31 | 0.11% | NT$1.23 Billion | NT$1.08 Trillion | -0.08pp |
| 2008-12-31 | 0.19% | NT$2.00 Billion | NT$1.06 Trillion | +0.02pp |
| 2007-12-31 | 0.16% | NT$1.66 Billion | NT$1.01 Trillion | -0.30pp |
| 2006-12-31 | 0.47% | NT$4.13 Billion | NT$879.05 Billion | -0.62pp |
| 2005-12-31 | 1.09% | NT$8.61 Billion | NT$791.23 Billion | -- |