Hotai Finance Corp
Hotai Finance Co., Ltd. provides sales and leasing services for vehicles and equipment in Taiwan and China. The company offers installment and refinancing installment loans for new/used cars, heavy motorcycles, and scooters; installment loans for commodities and equipment; and raw materials financing services. It also provides mobile payments and digital services. The company was incorporated in … Read more
Hotai Finance Corp - Asset Resilience Ratio
Hotai Finance Corp (6592) has an Asset Resilience Ratio of 1.77% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Hotai Finance Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Hotai Finance Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$5.70 Billion | 1.77% |
| Total Liquid Assets | NT$5.70 Billion | 1.77% |
Asset Resilience Insights
- Limited Liquidity: Hotai Finance Corp maintains only 1.77% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hotai Finance Corp Industry Peers by Asset Resilience Ratio
Compare Hotai Finance Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Hotai Finance Corp (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Hotai Finance Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.05% | NT$157.93 Million | NT$328.18 Billion | -0.11pp |
| 2023-12-31 | 0.16% | NT$506.02 Million | NT$312.14 Billion | -0.10pp |
| 2022-12-31 | 0.26% | NT$673.12 Million | NT$255.37 Billion | +0.05pp |
| 2021-12-31 | 0.22% | NT$439.16 Million | NT$201.56 Billion | -0.01pp |
| 2020-12-31 | 0.23% | NT$365.27 Million | NT$159.01 Billion | +0.17pp |
| 2019-12-31 | 0.06% | NT$74.60 Million | NT$133.35 Billion | -0.40pp |
| 2018-12-31 | 0.45% | NT$553.47 Million | NT$122.26 Billion | -0.05pp |
| 2017-12-31 | 0.51% | NT$555.42 Million | NT$109.53 Billion | +0.51pp |
| 2016-12-31 | 0.00% | NT$1.20 Million | NT$95.72 Billion | -- |