ProCredit Holding AG & Co KGaA - Asset Resilience Ratio
ProCredit Holding AG & Co KGaA (PCZ) has an Asset Resilience Ratio of -8.02% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PCZ current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2023)
This chart shows how ProCredit Holding AG & Co KGaA's Asset Resilience Ratio has changed over time. See PCZ total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down ProCredit Holding AG & Co KGaA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is ProCredit Holding AG & Co KGaA worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €-806.83 Million | -8.02% |
| Total Liquid Assets | €-806.83 Million | -8.02% |
Asset Resilience Insights
- Limited Liquidity: ProCredit Holding AG & Co KGaA maintains only -8.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
ProCredit Holding AG & Co KGaA Industry Peers by Asset Resilience Ratio
Compare ProCredit Holding AG & Co KGaA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep N.V
F:INNA |
Banks - Diversified | 5.07% |
|
Barclays PLC
LSE:BARC |
Banks - Diversified | 28.91% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
Annual Asset Resilience Ratio for ProCredit Holding AG & Co KGaA (2006–2023)
The table below shows the annual Asset Resilience Ratio data for ProCredit Holding AG & Co KGaA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -7.77% | €-757.68 Million ≈ $-885.81 Million |
€9.75 Billion ≈ $11.40 Billion |
-14.28pp |
| 2017-12-31 | 6.51% | €356.75 Million ≈ $417.08 Million |
€5.48 Billion ≈ $6.41 Billion |
+0.73pp |
| 2016-12-31 | 5.78% | €327.41 Million ≈ $382.78 Million |
€5.67 Billion ≈ $6.63 Billion |
+0.54pp |
| 2015-12-31 | 5.23% | €314.59 Million ≈ $367.79 Million |
€6.01 Billion ≈ $7.03 Billion |
-0.97pp |
| 2014-12-31 | 6.20% | €370.19 Million ≈ $432.80 Million |
€5.97 Billion ≈ $6.98 Billion |
-0.19pp |
| 2013-12-31 | 6.39% | €373.27 Million ≈ $436.39 Million |
€5.84 Billion ≈ $6.83 Billion |
+0.15pp |
| 2012-12-31 | 6.24% | €359.92 Million ≈ $420.78 Million |
€5.77 Billion ≈ $6.74 Billion |
-0.89pp |
| 2011-12-31 | 7.13% | €391.77 Million ≈ $458.03 Million |
€5.49 Billion ≈ $6.42 Billion |
-1.63pp |
| 2010-12-31 | 8.76% | €454.42 Million ≈ $531.26 Million |
€5.19 Billion ≈ $6.07 Billion |
-0.08pp |
| 2009-12-31 | 8.84% | €437.52 Million ≈ $511.50 Million |
€4.95 Billion ≈ $5.79 Billion |
-0.19pp |
| 2008-12-31 | 9.03% | €432.05 Million ≈ $505.11 Million |
€4.78 Billion ≈ $5.59 Billion |
-1.98pp |
| 2007-12-31 | 11.01% | €456.47 Million ≈ $533.67 Million |
€4.15 Billion ≈ $4.85 Billion |
+1.46pp |
| 2006-12-31 | 9.55% | €296.56 Million ≈ $346.71 Million |
€3.11 Billion ≈ $3.63 Billion |
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About ProCredit Holding AG & Co KGaA
ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private customers in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production;… Read more