ProCredit Holding AG & Co KGaA Asset Resilience Ratio
ProCredit Holding AG & Co KGaA asset resilience ratio. ProCredit Holding AG & Co KGaA (PCZ) has an Asset Resilience Ratio of -8.02% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ProCredit Holding AG & Co KGaA (PCZ) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of ProCredit Holding AG & Co KGaA (2006–2023)
Asset resilience ratio of ProCredit Holding AG & Co KGaA from 2006 to 2023. This chart shows how ProCredit Holding AG & Co KGaA's Asset Resilience Ratio has changed over time. Read ProCredit Holding AG & Co KGaA total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down ProCredit Holding AG & Co KGaA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of ProCredit Holding AG & Co KGaA.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €-806.83 Million | -8.02% |
| Total Liquid Assets | €-806.83 Million | -8.02% |
Asset Resilience Insights
- Limited Liquidity: ProCredit Holding AG & Co KGaA maintains only -8.02% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
ProCredit Holding AG & Co KGaA Industry Peers by Asset Resilience Ratio
Compare ProCredit Holding AG & Co KGaA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Nova Scotia
TO:BNS |
Banks - Diversified | 8.30% |
|
The Bank of New York Mellon Corporation
NYSE:BNY |
Banks - Diversified | 36.03% |
|
Firstrand Ltd
JSE:FSR |
Banks - Diversified | -1.86% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
ProCredit Holding AG & Co KGaA Asset Resilience Ratio by Year (2006–2023)
ProCredit Holding AG & Co KGaA asset resilience ratio by year from 2006 to 2023. The table below shows the annual Asset Resilience Ratio data for ProCredit Holding AG & Co KGaA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -7.77% | €-757.68 Million ≈ $-885.81 Million |
€9.75 Billion ≈ $11.40 Billion |
-14.28pp |
| 2017-12-31 | 6.51% | €356.75 Million ≈ $417.08 Million |
€5.48 Billion ≈ $6.41 Billion |
+0.73pp |
| 2016-12-31 | 5.78% | €327.41 Million ≈ $382.78 Million |
€5.67 Billion ≈ $6.63 Billion |
+0.54pp |
| 2015-12-31 | 5.23% | €314.59 Million ≈ $367.79 Million |
€6.01 Billion ≈ $7.03 Billion |
-0.97pp |
| 2014-12-31 | 6.20% | €370.19 Million ≈ $432.80 Million |
€5.97 Billion ≈ $6.98 Billion |
-0.19pp |
| 2013-12-31 | 6.39% | €373.27 Million ≈ $436.39 Million |
€5.84 Billion ≈ $6.83 Billion |
+0.15pp |
| 2012-12-31 | 6.24% | €359.92 Million ≈ $420.78 Million |
€5.77 Billion ≈ $6.74 Billion |
-0.89pp |
| 2011-12-31 | 7.13% | €391.77 Million ≈ $458.03 Million |
€5.49 Billion ≈ $6.42 Billion |
-1.63pp |
| 2010-12-31 | 8.76% | €454.42 Million ≈ $531.26 Million |
€5.19 Billion ≈ $6.07 Billion |
-0.08pp |
| 2009-12-31 | 8.84% | €437.52 Million ≈ $511.50 Million |
€4.95 Billion ≈ $5.79 Billion |
-0.19pp |
| 2008-12-31 | 9.03% | €432.05 Million ≈ $505.11 Million |
€4.78 Billion ≈ $5.59 Billion |
-1.98pp |
| 2007-12-31 | 11.01% | €456.47 Million ≈ $533.67 Million |
€4.15 Billion ≈ $4.85 Billion |
+1.46pp |
| 2006-12-31 | 9.55% | €296.56 Million ≈ $346.71 Million |
€3.11 Billion ≈ $3.63 Billion |
-- |
About ProCredit Holding AG & Co KGaA
ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private customers in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production;… Read more