ProCredit Holding AG & Co KGaA (PCZ) - Total Assets
Based on the latest financial reports, ProCredit Holding AG & Co KGaA (PCZ) holds total assets worth €11.07 Billion EUR (≈ $12.94 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See PCZ book value for net asset value and shareholders' equity analysis.
ProCredit Holding AG & Co KGaA - Total Assets Trend (2006–2024)
This chart illustrates how ProCredit Holding AG & Co KGaA's total assets have evolved over time, based on quarterly financial data.
ProCredit Holding AG & Co KGaA - Asset Composition Analysis
Current Asset Composition (December 2024)
ProCredit Holding AG & Co KGaA's total assets of €11.07 Billion consist of 20.5% current assets and 79.5% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 20.1% |
| Accounts Receivable | €13.39 Million | 0.1% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €152.13 Million | 1.4% |
| Intangible Assets | €31.17 Million | 0.3% |
| Goodwill | €3.17 Million | 0.0% |
Asset Composition Trend (2006–2024)
This chart illustrates how ProCredit Holding AG & Co KGaA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PCZ market cap.
Key Asset Composition Facts
- Current vs. Non-Current Assets: ProCredit Holding AG & Co KGaA's current assets represent 20.5% of total assets in 2024, an increase from 0.0% in 2006.
- Cash Position: Cash and equivalents constituted 20.1% of total assets in 2024, up from 14.2% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is property, plant & equipment at 1.4% of total assets.
ProCredit Holding AG & Co KGaA Competitors by Total Assets
Key competitors of ProCredit Holding AG & Co KGaA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
ING Groep N.V
F:INNA
|
Germany | €1.05 Trillion |
|
Barclays PLC
LSE:BARC
|
UK | GBX1.63 Trillion |
|
Banco de Valores SA
BA:VALO
|
Argentina | AR$2.40 Trillion |
|
Westpac Banking Corporation
AU:WBCPI
|
Australia | AU$1.10 Trillion |
|
Commonwealth Bank of Australia
AU:CBA
|
Australia | AU$1.41 Trillion |
|
Westpac Banking Corporation
AU:WBC
|
Australia | AU$1.13 Trillion |
|
National Australia Bank Ltd
AU:NAB
|
Australia | AU$1.11 Trillion |
|
ANZ Group Holdings Ltd
AU:ANZ
|
Australia | AU$1.30 Trillion |
ProCredit Holding AG & Co KGaA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.21 | 0.24 | 0.23 |
| Quick Ratio | 0.21 | 0.24 | 0.23 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €-7.49 Billion | €-6.71 Billion | €-4.71 Billion |
ProCredit Holding AG & Co KGaA - Advanced Valuation Insights
This section examines the relationship between ProCredit Holding AG & Co KGaA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.47 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 10.3% |
| Total Assets | €10.75 Billion |
| Market Capitalization | $459.41 Million USD |
Valuation Analysis
Below Book Valuation: The market values ProCredit Holding AG & Co KGaA's assets below their book value (0.04x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: ProCredit Holding AG & Co KGaA's assets grew by 10.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for ProCredit Holding AG & Co KGaA (2006–2024)
The table below shows the annual total assets of ProCredit Holding AG & Co KGaA from 2006 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | €10.75 Billion ≈ $12.57 Billion |
+10.28% |
| 2023-12-31 | €9.75 Billion ≈ $11.40 Billion |
+10.46% |
| 2022-12-31 | €8.83 Billion ≈ $10.32 Billion |
+7.43% |
| 2021-12-31 | €8.22 Billion ≈ $9.61 Billion |
+12.10% |
| 2020-12-31 | €7.33 Billion ≈ $8.57 Billion |
+9.43% |
| 2019-12-31 | €6.70 Billion ≈ $7.83 Billion |
+12.26% |
| 2018-12-31 | €5.97 Billion ≈ $6.98 Billion |
+8.84% |
| 2017-12-31 | €5.48 Billion ≈ $6.41 Billion |
-3.28% |
| 2016-12-31 | €5.67 Billion ≈ $6.63 Billion |
-5.69% |
| 2015-12-31 | €6.01 Billion ≈ $7.03 Billion |
+0.69% |
| 2014-12-31 | €5.97 Billion ≈ $6.98 Billion |
+2.17% |
| 2013-12-31 | €5.84 Billion ≈ $6.83 Billion |
+1.27% |
| 2012-12-31 | €5.77 Billion ≈ $6.74 Billion |
+5.00% |
| 2011-12-31 | €5.49 Billion ≈ $6.42 Billion |
+5.89% |
| 2010-12-31 | €5.19 Billion ≈ $6.07 Billion |
+4.83% |
| 2009-12-31 | €4.95 Billion ≈ $5.79 Billion |
+3.45% |
| 2008-12-31 | €4.78 Billion ≈ $5.59 Billion |
+15.37% |
| 2007-12-31 | €4.15 Billion ≈ $4.85 Billion |
+33.48% |
| 2006-12-31 | €3.11 Billion ≈ $3.63 Billion |
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About ProCredit Holding AG & Co KGaA
ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private customers in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production;… Read more