Wüstenrot & Württembergische AG - Asset Resilience Ratio

Latest as of December 2025: 30.64%

Wüstenrot & Württembergische AG (WUW) has an Asset Resilience Ratio of 30.64% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check WUW strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€22.23 Billion

≈ $25.99 Billion USD Cash + Short-term Investments

Total Assets

€72.54 Billion

≈ $84.81 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Wüstenrot & Württembergische AG's Asset Resilience Ratio has changed over time. See net asset quality index of Wüstenrot & Württembergische AG to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Wüstenrot & Württembergische AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Wüstenrot & Württembergische AG.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€22.23 Billion	30.64%
Total Liquid Assets	€22.23 Billion	30.64%

Asset Resilience Insights

Very High Liquidity: Wüstenrot & Württembergische AG maintains exceptional liquid asset reserves at 30.64% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Wüstenrot & Württembergische AG Industry Peers by Asset Resilience Ratio

Compare Wüstenrot & Württembergische AG's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Life Insurance Corporation Of India NSE:LICI	Insurance - Life	0.50%
New China Life Insurance Co Ltd SHG:601336	Insurance - Life	29.93%
Power Corporation Of Canada TO:POW	Insurance - Life	1.79%
Challenger Ltd AU:CGF	Insurance - Life	2.14%
Prudential plc LSE:PRU	Insurance - Life	2.65%
Clearview Wealth Ltd AU:CVW	Insurance - Life	22.11%
Nobleoak Life Ltd AU:NOL	Insurance - Life	11.03%
Hapvida Participações e Investimentos S.A. SA:HAPV3	Insurance - Life	10.15%

Annual Asset Resilience Ratio for Wüstenrot & Württembergische AG (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Wüstenrot & Württembergische AG.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	29.92%	€22.23 Billion ≈ $25.99 Billion	€74.29 Billion ≈ $86.86 Billion	-3.01pp
2024-12-31	32.93%	€23.80 Billion ≈ $27.82 Billion	€72.27 Billion ≈ $84.49 Billion	-0.30pp
2023-12-31	33.23%	€22.82 Billion ≈ $26.68 Billion	€68.68 Billion ≈ $80.30 Billion	-1.15pp
2022-12-31	34.39%	€22.52 Billion ≈ $26.33 Billion	€65.50 Billion ≈ $76.58 Billion	-10.57pp
2021-12-31	44.96%	€33.82 Billion ≈ $39.53 Billion	€75.21 Billion ≈ $87.93 Billion	-4.92pp
2020-12-31	49.88%	€38.15 Billion ≈ $44.61 Billion	€76.49 Billion ≈ $89.42 Billion	+2.51pp
2019-12-31	47.37%	€35.88 Billion ≈ $41.95 Billion	€75.74 Billion ≈ $88.55 Billion	+2.76pp
2018-12-31	44.61%	€32.14 Billion ≈ $37.57 Billion	€72.04 Billion ≈ $84.22 Billion	+44.48pp
2017-12-31	0.13%	€95.81 Million ≈ $112.01 Million	€72.02 Billion ≈ $84.20 Billion	0.00pp
2016-12-31	0.14%	€97.63 Million ≈ $114.14 Million	€72.28 Billion ≈ $84.50 Billion	-0.03pp
2015-12-31	0.16%	€122.14 Million ≈ $142.80 Million	€74.09 Billion ≈ $86.61 Billion	-0.07pp
2014-12-31	0.23%	€184.19 Million ≈ $215.34 Million	€78.54 Billion ≈ $91.82 Billion	+0.05pp
2013-12-31	0.18%	€135.54 Million ≈ $158.47 Million	€75.04 Billion ≈ $87.73 Billion	+0.03pp
2012-12-31	0.15%	€118.35 Million ≈ $138.36 Million	€77.19 Billion ≈ $90.25 Billion	--

pp = percentage points

About Wüstenrot & Württembergische AG

XETRA:WUW Germany Insurance - Life

Market Cap

$1.62 Billion

€1.38 Billion EUR

Market Cap Rank

#7744 Global

#1044 in Germany

Share Price

€14.76

Change (1 day)

-0.40%

52-Week Range

€13.34 - €16.56

All Time High

€17.69