PT Bank SMBC Indonesia Tbk (BTPN) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.083x

Based on the latest financial reports, PT Bank SMBC Indonesia Tbk (BTPN) has a cash flow conversion efficiency ratio of -0.083x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp-4.60 Trillion ≈ $-269.83 Million USD) by net assets (Rp55.53 Trillion ≈ $3.25 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See BTPN defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

PT Bank SMBC Indonesia Tbk - Cash Flow Conversion Efficiency Trend (2006–2024)

This chart illustrates how PT Bank SMBC Indonesia Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data.

PT Bank SMBC Indonesia Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of PT Bank SMBC Indonesia Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Alphamin Res V:AFM	0.124x
VGI Public Company Limited BK:VGI-R	-0.002x
Malaysia Building Society Bhd KLSE:1171	0.025x
Atlanticus Holdings Corporation NASDAQ:ATLC	0.419x
Wetown Electric Group Co Ltd SHG:688226	0.010x
Inox Wind Energy Limited NSE:IWEL	0.010x
G-III Apparel Group Ltd NASDAQ:GIII	0.129x
Navigator Holdings Ltd NYSE:NVGS	0.038x

Annual Cash Flow Conversion Efficiency for PT Bank SMBC Indonesia Tbk (2006–2024)

The table below shows the annual cash flow conversion efficiency of PT Bank SMBC Indonesia Tbk from 2006 to 2024. For the full company profile with market capitalisation and key ratios, see how much is PT Bank SMBC Indonesia Tbk worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	Rp54.75 Trillion ≈ $3.21 Billion	Rp10.83 Trillion ≈ $634.58 Million	0.198x	+440.67%
2023-12-31	Rp41.28 Trillion ≈ $2.42 Billion	Rp-2.40 Trillion ≈ $-140.47 Million	-0.058x	+48.18%
2022-12-31	Rp39.41 Trillion ≈ $2.31 Billion	Rp-4.42 Trillion ≈ $-258.76 Million	-0.112x	-130.74%
2021-12-31	Rp36.08 Trillion ≈ $2.11 Billion	Rp13.15 Trillion ≈ $770.56 Million	0.364x	-35.62%
2020-12-31	Rp32.96 Trillion ≈ $1.93 Billion	Rp18.66 Trillion ≈ $1.09 Billion	0.566x	+248.85%
2019-12-31	Rp31.47 Trillion ≈ $1.84 Billion	Rp-11.97 Trillion ≈ $-701.45 Million	-0.380x	-260.62%
2018-12-31	Rp19.36 Trillion ≈ $1.13 Billion	Rp4.59 Trillion ≈ $268.71 Million	0.237x	+261.77%
2017-12-31	Rp17.20 Trillion ≈ $1.01 Billion	Rp1.13 Trillion ≈ $65.98 Million	0.065x	-60.19%
2016-12-31	Rp16.31 Trillion ≈ $955.84 Million	Rp2.68 Trillion ≈ $157.17 Million	0.164x	-34.54%
2015-12-31	Rp13.92 Trillion ≈ $815.88 Million	Rp3.50 Trillion ≈ $204.95 Million	0.251x	+27.03%
2014-12-31	Rp12.06 Trillion ≈ $706.70 Million	Rp2.38 Trillion ≈ $139.75 Million	0.198x	+152.27%
2013-12-31	Rp9.91 Trillion ≈ $580.56 Million	Rp-3.75 Trillion ≈ $-219.64 Million	-0.378x	-148.92%
2012-12-31	Rp7.73 Trillion ≈ $453.18 Million	Rp5.98 Trillion ≈ $350.44 Million	0.773x	+381.28%
2011-12-31	Rp5.62 Trillion ≈ $329.15 Million	Rp-1.54 Trillion ≈ $-90.49 Million	-0.275x	-51.42%
2010-12-31	Rp4.22 Trillion ≈ $247.12 Million	Rp-765.73 Billion ≈ $-44.87 Million	-0.182x	-120.07%
2009-12-31	Rp2.04 Trillion ≈ $119.44 Million	Rp1.84 Trillion ≈ $108.03 Million	0.904x	+176.06%
2008-12-31	Rp1.62 Trillion ≈ $94.76 Million	Rp529.85 Billion ≈ $31.05 Million	0.328x	-2.91%
2007-12-31	Rp1.23 Trillion ≈ $72.03 Million	Rp414.80 Billion ≈ $24.31 Million	0.337x	+54.41%
2006-12-31	Rp890.94 Billion ≈ $52.21 Million	Rp194.70 Billion ≈ $11.41 Million	0.219x	--

About PT Bank SMBC Indonesia Tbk

JK:BTPN Indonesia Banks - Regional

Market Cap

$1.34 Billion

Rp22.89 Trillion IDR

Market Cap Rank

#7824 Global

#68 in Indonesia

Share Price

Rp2150.00

Change (1 day)

+0.47%

52-Week Range

Rp1930.00 - Rp2520.00

All Time High

Rp3906.53