PT Bank SMBC Indonesia Tbk - Asset Resilience Ratio
PT Bank SMBC Indonesia Tbk (BTPN) has an Asset Resilience Ratio of -2.89% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of PT Bank SMBC Indonesia Tbk to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2023)
This chart shows how PT Bank SMBC Indonesia Tbk's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see PT Bank SMBC Indonesia Tbk (BTPN) total assets.
Liquid Assets Composition Over Time
This chart breaks down PT Bank SMBC Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BTPN long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-6.82 Trillion | -2.89% |
| Total Liquid Assets | Rp-6.82 Trillion | -2.89% |
Asset Resilience Insights
- Limited Liquidity: PT Bank SMBC Indonesia Tbk maintains only -2.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
PT Bank SMBC Indonesia Tbk Industry Peers by Asset Resilience Ratio
Compare PT Bank SMBC Indonesia Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH |
Banks - Regional | 12.77% |
|
Banco Mercantil do Brasil S.A
SA:BMEB3 |
Banks - Regional | -18.66% |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL |
Banks - Regional | 7.67% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Banco Hipotecario SA
BA:BHIP |
Banks - Regional | 4.67% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for PT Bank SMBC Indonesia Tbk (2007–2023)
The table below shows the annual Asset Resilience Ratio data for PT Bank SMBC Indonesia Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -17.20% | Rp-34.66 Trillion ≈ $-2.03 Billion |
Rp201.45 Trillion ≈ $11.80 Billion |
-18.77pp |
| 2018-12-31 | 1.56% | Rp1.59 Trillion ≈ $93.27 Million |
Rp101.92 Trillion ≈ $5.97 Billion |
-1.84pp |
| 2017-12-31 | 3.40% | Rp3.25 Trillion ≈ $190.46 Million |
Rp95.49 Trillion ≈ $5.60 Billion |
+0.40pp |
| 2016-12-31 | 3.01% | Rp2.75 Trillion ≈ $160.95 Million |
Rp91.37 Trillion ≈ $5.35 Billion |
-2.89pp |
| 2015-12-31 | 5.90% | Rp4.78 Trillion ≈ $280.09 Million |
Rp81.04 Trillion ≈ $4.75 Billion |
-9.61pp |
| 2014-12-31 | 15.51% | Rp11.63 Trillion ≈ $681.72 Million |
Rp75.01 Trillion ≈ $4.40 Billion |
-5.59pp |
| 2013-12-31 | 21.10% | Rp14.70 Trillion ≈ $861.14 Million |
Rp69.66 Trillion ≈ $4.08 Billion |
+9.19pp |
| 2012-12-31 | 11.90% | Rp7.03 Trillion ≈ $412.17 Million |
Rp59.09 Trillion ≈ $3.46 Billion |
-9.74pp |
| 2011-12-31 | 21.64% | Rp10.10 Trillion ≈ $591.60 Million |
Rp46.65 Trillion ≈ $2.73 Billion |
+9.34pp |
| 2010-12-31 | 12.30% | Rp4.25 Trillion ≈ $248.90 Million |
Rp34.52 Trillion ≈ $2.02 Billion |
+6.54pp |
| 2009-12-31 | 5.77% | Rp1.28 Trillion ≈ $75.24 Million |
Rp22.27 Trillion ≈ $1.31 Billion |
-1.65pp |
| 2008-12-31 | 7.41% | Rp1.02 Trillion ≈ $59.49 Million |
Rp13.70 Trillion ≈ $802.62 Million |
-1.51pp |
| 2007-12-31 | 8.92% | Rp944.26 Billion ≈ $55.33 Million |
Rp10.58 Trillion ≈ $620.08 Million |
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About PT Bank SMBC Indonesia Tbk
PT Bank SMBC Indonesia Tbk provides various banking products and services primarily in Indonesia. It operates through six segments: Retail; Micro, Small & Medium Enterprises; Funding and Treasury; Corporate; Sharia; and Financing. The company offers savings, time deposits and demand deposit accounts. Its loan products include business, term installment, term, pension, pre-retirement, active emplo… Read more