PT Bank SMBC Indonesia Tbk - Asset Resilience Ratio

Latest as of June 2024: -2.89%

PT Bank SMBC Indonesia Tbk (BTPN) has an Asset Resilience Ratio of -2.89% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Rp-6.82 Trillion

≈ $-399.85 Million USD Cash + Short-term Investments

Total Assets

Rp235.82 Trillion

≈ $13.82 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2007–2023)

This chart shows how PT Bank SMBC Indonesia Tbk's Asset Resilience Ratio has changed over time. Check PT Bank SMBC Indonesia Tbk PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down PT Bank SMBC Indonesia Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of PT Bank SMBC Indonesia Tbk.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rp0.00	0%
Short-term Investments	Rp-6.82 Trillion	-2.89%
Total Liquid Assets	Rp-6.82 Trillion	-2.89%

Asset Resilience Insights

Limited Liquidity: PT Bank SMBC Indonesia Tbk maintains only -2.89% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

PT Bank SMBC Indonesia Tbk Industry Peers by Asset Resilience Ratio

Compare PT Bank SMBC Indonesia Tbk's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Banco de Chile SN:CHILE	Banks - Regional	6.38%
King’s Town Bank TW:2809	Banks - Regional	-9.61%
Bk Harda Internasional Tbk Pt JK:BBHI	Banks - Regional	2.06%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%
CFM Indosuez Wealth SA PA:MLCFM	Banks - Regional	50.57%
Banco da Amazônia S.A SA:BAZA3	Banks - Regional	-2.37%
VersaBank TO:VBNK	Banks - Regional	1.65%
Bank Rakyat Indonesia Agroniaga JK:AGRO	Banks - Regional	8.38%

Annual Asset Resilience Ratio for PT Bank SMBC Indonesia Tbk (2007–2023)

The table below shows the annual Asset Resilience Ratio data for PT Bank SMBC Indonesia Tbk.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	-17.20%	Rp-34.66 Trillion ≈ $-2.03 Billion	Rp201.45 Trillion ≈ $11.80 Billion	-18.77pp
2018-12-31	1.56%	Rp1.59 Trillion ≈ $93.27 Million	Rp101.92 Trillion ≈ $5.97 Billion	-1.84pp
2017-12-31	3.40%	Rp3.25 Trillion ≈ $190.46 Million	Rp95.49 Trillion ≈ $5.60 Billion	+0.40pp
2016-12-31	3.01%	Rp2.75 Trillion ≈ $160.95 Million	Rp91.37 Trillion ≈ $5.35 Billion	-2.89pp
2015-12-31	5.90%	Rp4.78 Trillion ≈ $280.09 Million	Rp81.04 Trillion ≈ $4.75 Billion	-9.61pp
2014-12-31	15.51%	Rp11.63 Trillion ≈ $681.72 Million	Rp75.01 Trillion ≈ $4.40 Billion	-5.59pp
2013-12-31	21.10%	Rp14.70 Trillion ≈ $861.14 Million	Rp69.66 Trillion ≈ $4.08 Billion	+9.19pp
2012-12-31	11.90%	Rp7.03 Trillion ≈ $412.17 Million	Rp59.09 Trillion ≈ $3.46 Billion	-9.74pp
2011-12-31	21.64%	Rp10.10 Trillion ≈ $591.60 Million	Rp46.65 Trillion ≈ $2.73 Billion	+9.34pp
2010-12-31	12.30%	Rp4.25 Trillion ≈ $248.90 Million	Rp34.52 Trillion ≈ $2.02 Billion	+6.54pp
2009-12-31	5.77%	Rp1.28 Trillion ≈ $75.24 Million	Rp22.27 Trillion ≈ $1.31 Billion	-1.65pp
2008-12-31	7.41%	Rp1.02 Trillion ≈ $59.49 Million	Rp13.70 Trillion ≈ $802.62 Million	-1.51pp
2007-12-31	8.92%	Rp944.26 Billion ≈ $55.33 Million	Rp10.58 Trillion ≈ $620.08 Million	--

pp = percentage points

About PT Bank SMBC Indonesia Tbk

JK:BTPN Indonesia Banks - Regional

Market Cap

$1.37 Billion

Rp23.31 Trillion IDR

Market Cap Rank

#7468 Global

#71 in Indonesia

Share Price

Rp2190.00

Change (1 day)

+1.86%

52-Week Range

Rp1930.00 - Rp2400.00

All Time High

Rp3906.53