PT Bank SMBC Indonesia Tbk (BTPN) - Total Liabilities

Latest as of September 2025: Rp178.97 Trillion IDR ≈ $10.49 Billion USD

Based on the latest financial reports, PT Bank SMBC Indonesia Tbk (BTPN) has total liabilities worth Rp178.97 Trillion IDR (≈ $10.49 Billion USD) as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore net asset growth rate of PT Bank SMBC Indonesia Tbk to track the company's year-over-year net asset growth rate.

PT Bank SMBC Indonesia Tbk - Total Liabilities Trend (2006–2024)

This chart illustrates how PT Bank SMBC Indonesia Tbk's total liabilities have evolved over time, based on quarterly financial data. See BTPN FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

PT Bank SMBC Indonesia Tbk Competitors by Total Liabilities

The table below lists competitors of PT Bank SMBC Indonesia Tbk ranked by their total liabilities.

Company	Country	Total Liabilities
Dis-Chem Pharmacies JSE:DCP	South Africa	ZAC13.72 Billion
Jiangnan Mould & Plastic Technology Co Ltd SHE:000700	China	CN¥3.45 Billion
Biohaven Pharmaceutical Holding Co Ltd NYSE:BHVN	USA	$336.91 Million
Électricite de Strasbourg Société Anonyme PA:ELEC	France	€1.43 Billion
Jungheinrich AG O.N.VZO XETRA:JUN3	Germany	€5.88 Billion
Peoples Bancorp Inc NASDAQ:PEBO	USA	$8.43 Billion
Zhejiang Merit Interactive Network Technology Co Ltd Class A SHE:300766	China	CN¥189.93 Million
Sally Beauty Holdings Inc NYSE:SBH	USA	$2.02 Billion

Liability Composition Analysis (2006–2024)

This chart breaks down PT Bank SMBC Indonesia Tbk's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see BTPN stock market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.15	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	3.68	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.76	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how PT Bank SMBC Indonesia Tbk's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for PT Bank SMBC Indonesia Tbk (2006–2024)

The table below shows the annual total liabilities of PT Bank SMBC Indonesia Tbk from 2006 to 2024.

Year	Total Liabilities	Change
2024-12-31	Rp186.35 Trillion ≈ $10.92 Billion	+16.35%
2023-12-31	Rp160.17 Trillion ≈ $9.39 Billion	-5.65%
2022-12-31	Rp169.76 Trillion ≈ $9.95 Billion	+8.93%
2021-12-31	Rp155.84 Trillion ≈ $9.13 Billion	+3.75%
2020-12-31	Rp150.20 Trillion ≈ $8.80 Billion	+0.03%
2019-12-31	Rp150.16 Trillion ≈ $8.80 Billion	+81.89%
2018-12-31	Rp82.55 Trillion ≈ $4.84 Billion	+5.45%
2017-12-31	Rp78.29 Trillion ≈ $4.59 Billion	+4.30%
2016-12-31	Rp75.06 Trillion ≈ $4.40 Billion	+11.83%
2015-12-31	Rp67.12 Trillion ≈ $3.93 Billion	+6.61%
2014-12-31	Rp62.95 Trillion ≈ $3.69 Billion	+5.35%
2013-12-31	Rp59.76 Trillion ≈ $3.50 Billion	+16.36%
2012-12-31	Rp51.36 Trillion ≈ $3.01 Billion	+25.16%
2011-12-31	Rp41.03 Trillion ≈ $2.40 Billion	+35.40%
2010-12-31	Rp30.31 Trillion ≈ $1.78 Billion	+49.77%
2009-12-31	Rp20.23 Trillion ≈ $1.19 Billion	+67.50%
2008-12-31	Rp12.08 Trillion ≈ $707.85 Million	+29.16%
2007-12-31	Rp9.35 Trillion ≈ $548.05 Million	+70.84%
2006-12-31	Rp5.47 Trillion ≈ $320.81 Million	--

About PT Bank SMBC Indonesia Tbk

JK:BTPN Indonesia Banks - Regional

Market Cap

$1.37 Billion

Rp23.31 Trillion IDR

Market Cap Rank

#7468 Global

#71 in Indonesia

Share Price

Rp2190.00

Change (1 day)

+1.86%

52-Week Range

Rp1930.00 - Rp2400.00

All Time High

Rp3906.53