Panin Financial Tbk (PNLF) - Cash Flow Conversion Efficiency

Latest as of June 2025: 0.014x

Based on the latest financial reports, Panin Financial Tbk (PNLF) has a cash flow conversion efficiency ratio of 0.014x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp954.37 Billion ≈ $55.92 Million USD) by net assets (Rp66.62 Trillion ≈ $3.90 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Panin Financial Tbk net asset quality index to measure how much of total assets are equity-financed.

Panin Financial Tbk - Cash Flow Conversion Efficiency Trend (2007–2024)

This chart illustrates how Panin Financial Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check PNLF cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Panin Financial Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Panin Financial Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Shinhan Alpha REIT Co Ltd KO:293940	0.005x
Changshu Tongrun Auto SHG:603201	N/A
Nouveau Monde Graphite Inc NYSE:NMG	-0.133x
Frp Holdings Ord NASDAQ:FRPH	0.021x
Shanghai Hollywave Electronic System Co. Ltd. A SHG:688682	-0.012x
Curro Hol JSE:COH	0.097x
Hey-Song Corp TW:1234	-0.001x
Clean Energy Fuels Corp NASDAQ:CLNE	-0.015x

Annual Cash Flow Conversion Efficiency for Panin Financial Tbk (2007–2024)

The table below shows the annual cash flow conversion efficiency of Panin Financial Tbk from 2007 to 2024. For the full company profile with market capitalisation and key ratios, see Panin Financial Tbk (PNLF) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	Rp65.12 Trillion ≈ $3.82 Billion	Rp19.23 Trillion ≈ $1.13 Billion	0.295x	+383.77%
2023-12-31	Rp61.89 Trillion ≈ $3.63 Billion	Rp3.78 Trillion ≈ $221.42 Million	0.061x	-0.82%
2022-12-31	Rp29.68 Trillion ≈ $1.74 Billion	Rp1.83 Trillion ≈ $107.06 Million	0.062x	+3279.79%
2021-12-31	Rp28.76 Trillion ≈ $1.69 Billion	Rp-55.68 Billion ≈ $-3.26 Million	-0.002x	-205.51%
2020-12-31	Rp27.85 Trillion ≈ $1.63 Billion	Rp51.09 Billion ≈ $2.99 Million	0.002x	+118.99%
2019-12-31	Rp25.89 Trillion ≈ $1.52 Billion	Rp-250.17 Billion ≈ $-14.66 Million	-0.010x	-112.55%
2018-12-31	Rp23.77 Trillion ≈ $1.39 Billion	Rp1.83 Trillion ≈ $107.20 Million	0.077x	+15.97%
2017-12-31	Rp21.96 Trillion ≈ $1.29 Billion	Rp1.46 Trillion ≈ $85.41 Million	0.066x	-11.96%
2016-12-31	Rp20.38 Trillion ≈ $1.19 Billion	Rp1.54 Trillion ≈ $90.01 Million	0.075x	+30.21%
2015-12-31	Rp15.64 Trillion ≈ $916.47 Million	Rp905.40 Billion ≈ $53.05 Million	0.058x	-33.94%
2014-12-31	Rp14.69 Trillion ≈ $860.96 Million	Rp1.29 Trillion ≈ $75.45 Million	0.088x	-4.64%
2013-12-31	Rp12.77 Trillion ≈ $748.29 Million	Rp1.17 Trillion ≈ $68.76 Million	0.092x	-31.39%
2012-12-31	Rp8.30 Trillion ≈ $486.22 Million	Rp1.11 Trillion ≈ $65.13 Million	0.134x	+31.07%
2011-12-31	Rp7.20 Trillion ≈ $421.70 Million	Rp735.50 Billion ≈ $43.10 Million	0.102x	+1193.59%
2010-12-31	Rp5.62 Trillion ≈ $329.15 Million	Rp-52.49 Billion ≈ $-3.08 Million	-0.009x	-147.61%
2009-12-31	Rp4.80 Trillion ≈ $281.02 Million	Rp94.13 Billion ≈ $5.52 Million	0.020x	+119.56%
2008-12-31	Rp4.33 Trillion ≈ $253.64 Million	Rp-434.28 Billion ≈ $-25.45 Million	-0.100x	-181.63%
2007-12-31	Rp4.21 Trillion ≈ $246.46 Million	Rp516.97 Billion ≈ $30.29 Million	0.123x	--

About Panin Financial Tbk

JK:PNLF Indonesia Banks - Regional

Market Cap

$427.81 Million

Rp7.30 Trillion IDR

Market Cap Rank

#12852 Global

#153 in Indonesia

Share Price

Rp228.00

Change (1 day)

+0.00%

52-Week Range

Rp195.00 - Rp334.00

All Time High

Rp745.00