Panin Financial Tbk (PNLF) - Cash Flow Conversion Efficiency

Latest as of June 2025: 0.014x

Based on the latest financial reports, Panin Financial Tbk (PNLF) has a cash flow conversion efficiency ratio of 0.014x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp954.37 Billion ≈ $55.92 Million USD) by net assets (Rp66.62 Trillion ≈ $3.90 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See PNLF cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Panin Financial Tbk - Cash Flow Conversion Efficiency Trend (2007–2024)

This chart illustrates how Panin Financial Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Panin Financial Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Panin Financial Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
National Fertilizers Limited NSE:NFL	-0.903x
Eik fasteignafélag hf IC:EIK	0.017x
Solusi Bangun Indonesia Tbk PT JK:SMCB	0.046x
Clean Energy Fuels Corp NASDAQ:CLNE	-0.015x
Canopy Growth Corp NASDAQ:CGC	-0.023x
Lux Industries Limited NSE:LUXIND	-0.130x
Chang Lan Electric Technology Co Ltd SHE:002879	0.062x
AbClon Inc KQ:174900	-0.075x

Annual Cash Flow Conversion Efficiency for Panin Financial Tbk (2007–2024)

The table below shows the annual cash flow conversion efficiency of Panin Financial Tbk from 2007 to 2024. For the full company profile with market capitalisation and key ratios, see market value of Panin Financial Tbk.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	Rp65.12 Trillion ≈ $3.82 Billion	Rp19.23 Trillion ≈ $1.13 Billion	0.295x	+383.77%
2023-12-31	Rp61.89 Trillion ≈ $3.63 Billion	Rp3.78 Trillion ≈ $221.42 Million	0.061x	-0.82%
2022-12-31	Rp29.68 Trillion ≈ $1.74 Billion	Rp1.83 Trillion ≈ $107.06 Million	0.062x	+3279.79%
2021-12-31	Rp28.76 Trillion ≈ $1.69 Billion	Rp-55.68 Billion ≈ $-3.26 Million	-0.002x	-205.51%
2020-12-31	Rp27.85 Trillion ≈ $1.63 Billion	Rp51.09 Billion ≈ $2.99 Million	0.002x	+118.99%
2019-12-31	Rp25.89 Trillion ≈ $1.52 Billion	Rp-250.17 Billion ≈ $-14.66 Million	-0.010x	-112.55%
2018-12-31	Rp23.77 Trillion ≈ $1.39 Billion	Rp1.83 Trillion ≈ $107.20 Million	0.077x	+15.97%
2017-12-31	Rp21.96 Trillion ≈ $1.29 Billion	Rp1.46 Trillion ≈ $85.41 Million	0.066x	-11.96%
2016-12-31	Rp20.38 Trillion ≈ $1.19 Billion	Rp1.54 Trillion ≈ $90.01 Million	0.075x	+30.21%
2015-12-31	Rp15.64 Trillion ≈ $916.47 Million	Rp905.40 Billion ≈ $53.05 Million	0.058x	-33.94%
2014-12-31	Rp14.69 Trillion ≈ $860.96 Million	Rp1.29 Trillion ≈ $75.45 Million	0.088x	-4.64%
2013-12-31	Rp12.77 Trillion ≈ $748.29 Million	Rp1.17 Trillion ≈ $68.76 Million	0.092x	-31.39%
2012-12-31	Rp8.30 Trillion ≈ $486.22 Million	Rp1.11 Trillion ≈ $65.13 Million	0.134x	+31.07%
2011-12-31	Rp7.20 Trillion ≈ $421.70 Million	Rp735.50 Billion ≈ $43.10 Million	0.102x	+1193.59%
2010-12-31	Rp5.62 Trillion ≈ $329.15 Million	Rp-52.49 Billion ≈ $-3.08 Million	-0.009x	-147.61%
2009-12-31	Rp4.80 Trillion ≈ $281.02 Million	Rp94.13 Billion ≈ $5.52 Million	0.020x	+119.56%
2008-12-31	Rp4.33 Trillion ≈ $253.64 Million	Rp-434.28 Billion ≈ $-25.45 Million	-0.100x	-181.63%
2007-12-31	Rp4.21 Trillion ≈ $246.46 Million	Rp516.97 Billion ≈ $30.29 Million	0.123x	--

About Panin Financial Tbk

JK:PNLF Indonesia Banks - Regional

Market Cap

$409.05 Million

Rp6.98 Trillion IDR

Market Cap Rank

#13421 Global

#154 in Indonesia

Share Price

Rp218.00

Change (1 day)

+0.93%

52-Week Range

Rp195.00 - Rp334.00

All Time High

Rp745.00