Panin Financial Tbk (PNLF) - Total Liabilities
Based on the latest financial reports, Panin Financial Tbk (PNLF) has total liabilities worth Rp174.93 Trillion IDR (≈ $10.25 Billion USD) as of June 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore investment intensity of Panin Financial Tbk to see how much of total assets are deployed in long-term investments.
Panin Financial Tbk - Total Liabilities Trend (2000–2024)
This chart illustrates how Panin Financial Tbk's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see PNLF total asset value.
Panin Financial Tbk Competitors by Total Liabilities
The table below lists competitors of Panin Financial Tbk ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Miwon Commerci
KO:002840
|
Korea | ₩87.16 Billion |
|
Ellaktor S.A
AT:ELLAKTOR
|
Greece | €1.13 Billion |
|
Tatva Chintan Pharma Chem Limited
NSE:TATVA
|
India | Rs1.53 Billion |
|
Zhejiang Yueling Co Ltd
SHE:002725
|
China | CN¥326.15 Million |
|
Dongwon System
KO:014820
|
Korea | ₩701.13 Billion |
|
PTG Energy PCL
BK:PTG
|
Thailand | ฿45.64 Billion |
|
ShaMaran Petroleum Corp
V:SNM
|
Canada | CA$202.99 Million |
Liability Composition Analysis (2000–2024)
This chart breaks down Panin Financial Tbk's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See PNLF equity financing ratio to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.73 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.72 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Panin Financial Tbk's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Panin Financial Tbk (2000–2024)
The table below shows the annual total liabilities of Panin Financial Tbk from 2000 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | Rp191.94 Trillion ≈ $11.25 Billion |
+11.21% |
| 2023-12-31 | Rp172.60 Trillion ≈ $10.11 Billion |
+4020.38% |
| 2022-12-31 | Rp4.19 Trillion ≈ $245.45 Million |
-5.44% |
| 2021-12-31 | Rp4.43 Trillion ≈ $259.57 Million |
-2.35% |
| 2020-12-31 | Rp4.54 Trillion ≈ $265.82 Million |
+3.23% |
| 2019-12-31 | Rp4.39 Trillion ≈ $257.49 Million |
-1.96% |
| 2018-12-31 | Rp4.48 Trillion ≈ $262.64 Million |
-0.58% |
| 2017-12-31 | Rp4.51 Trillion ≈ $264.17 Million |
-1.90% |
| 2016-12-31 | Rp4.60 Trillion ≈ $269.28 Million |
+8.66% |
| 2015-12-31 | Rp4.23 Trillion ≈ $247.82 Million |
-13.62% |
| 2014-12-31 | Rp4.90 Trillion ≈ $286.89 Million |
+43.00% |
| 2013-12-31 | Rp3.42 Trillion ≈ $200.62 Million |
-0.93% |
| 2012-12-31 | Rp3.46 Trillion ≈ $202.50 Million |
+4.27% |
| 2011-12-31 | Rp3.31 Trillion ≈ $194.21 Million |
+31.17% |
| 2010-12-31 | Rp2.53 Trillion ≈ $148.06 Million |
+10.69% |
| 2009-12-31 | Rp2.28 Trillion ≈ $133.76 Million |
+43.35% |
| 2008-12-31 | Rp1.59 Trillion ≈ $93.31 Million |
-32.27% |
| 2007-12-31 | Rp2.35 Trillion ≈ $137.77 Million |
+59.25% |
| 2006-12-31 | Rp1.48 Trillion ≈ $86.51 Million |
+79.13% |
| 2005-12-31 | Rp824.22 Billion ≈ $48.30 Million |
-12.29% |
| 2004-12-31 | Rp939.76 Billion ≈ $55.07 Million |
+72.14% |
| 2003-12-31 | Rp545.92 Billion ≈ $31.99 Million |
+37.01% |
| 2002-12-31 | Rp398.44 Billion ≈ $23.35 Million |
+20.70% |
| 2001-12-31 | Rp330.11 Billion ≈ $19.34 Million |
+0.50% |
| 2000-12-31 | Rp328.47 Billion ≈ $19.25 Million |
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About Panin Financial Tbk
PT Panin Financial Tbk provides Sharia banking and financial services in Indonesia. It operates in two segments, Life Insurance and Business Consulting Service; and Banking and Multi-finance. The company also offers life insurance products, including death, whole life, annuity, endowment, endowment combine, universal life, unit-linked, personal accident, and health insurance, as well as business … Read more