Panin Financial Tbk (PNLF) - Total Assets
Based on the latest financial reports, Panin Financial Tbk (PNLF) holds total assets worth Rp241.55 Trillion IDR (≈ $14.15 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See PNLF book value for net asset value and shareholders' equity analysis.
Panin Financial Tbk - Total Assets Trend (2000–2024)
This chart illustrates how Panin Financial Tbk's total assets have evolved over time, based on quarterly financial data.
Panin Financial Tbk - Asset Composition Analysis
Current Asset Composition (December 2024)
Panin Financial Tbk's total assets of Rp241.55 Trillion consist of 31.6% current assets and 68.4% non-current assets.
| Asset Category | Amount (IDR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp20.43 Trillion | 8.7% |
| Accounts Receivable | Rp10.44 Trillion | 4.1% |
| Inventory | Rp0.00 | 0.0% |
| Property, Plant & Equipment | Rp10.12 Trillion | 3.9% |
| Intangible Assets | Rp596.55 Billion | 0.2% |
| Goodwill | Rp0.00 | 0.0% |
Asset Composition Trend (2000–2024)
This chart illustrates how Panin Financial Tbk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PNLF company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Panin Financial Tbk's current assets represent 31.6% of total assets in 2024, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 8.7% of total assets in 2024, up from 0.5% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is cash and equivalents at 8.7% of total assets.
Panin Financial Tbk Competitors by Total Assets
Key competitors of Panin Financial Tbk based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Banco de Chile
SN:CHILE
|
Chile | CL$55.47 Trillion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$100.53 Billion |
|
BKS Bank AG
VI:BKS
|
Austria | €11.06 Billion |
|
Bank Bukopin Tbk
JK:BBKP
|
Indonesia | Rp89.79 Trillion |
|
Laan & Spar Bank AS
CO:LASP
|
Denmark | Dkr40.98 Billion |
|
LINKBANCORP Inc
NASDAQ:LNKB
|
USA | $3.07 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
|
Quirin Privatbank AG
F:QB7
|
Germany | €1.14 Billion |
Panin Financial Tbk - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 260.55 | 1.97 | 33.99 |
| Quick Ratio | 260.55 | 1.97 | 33.99 |
| Cash Ratio | 69.74 | 0.00 | 0.00 |
| Working Capital | Rp59.99 Trillion | Rp16.08 Trillion | Rp7.40 Trillion |
Panin Financial Tbk - Advanced Valuation Insights
This section examines the relationship between Panin Financial Tbk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.26 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 9.6% |
| Total Assets | Rp257.06 Trillion |
| Market Capitalization | $454.08 Million USD |
Valuation Analysis
Below Book Valuation: The market values Panin Financial Tbk's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Panin Financial Tbk's assets grew by 9.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Panin Financial Tbk (2000–2024)
The table below shows the annual total assets of Panin Financial Tbk from 2000 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | Rp257.06 Trillion ≈ $15.06 Billion |
+9.63% |
| 2023-12-31 | Rp234.49 Trillion ≈ $13.74 Billion |
+592.35% |
| 2022-12-31 | Rp33.87 Trillion ≈ $1.98 Billion |
+2.04% |
| 2021-12-31 | Rp33.19 Trillion ≈ $1.94 Billion |
+2.50% |
| 2020-12-31 | Rp32.38 Trillion ≈ $1.90 Billion |
+6.91% |
| 2019-12-31 | Rp30.29 Trillion ≈ $1.77 Billion |
+7.21% |
| 2018-12-31 | Rp28.25 Trillion ≈ $1.66 Billion |
+6.73% |
| 2017-12-31 | Rp26.47 Trillion ≈ $1.55 Billion |
+6.00% |
| 2016-12-31 | Rp24.97 Trillion ≈ $1.46 Billion |
+25.69% |
| 2015-12-31 | Rp19.87 Trillion ≈ $1.16 Billion |
+1.43% |
| 2014-12-31 | Rp19.59 Trillion ≈ $1.15 Billion |
+20.96% |
| 2013-12-31 | Rp16.19 Trillion ≈ $948.91 Million |
+37.78% |
| 2012-12-31 | Rp11.75 Trillion ≈ $688.72 Million |
+11.82% |
| 2011-12-31 | Rp10.51 Trillion ≈ $615.91 Million |
+29.06% |
| 2010-12-31 | Rp8.14 Trillion ≈ $477.21 Million |
+15.05% |
| 2009-12-31 | Rp7.08 Trillion ≈ $414.77 Million |
+19.55% |
| 2008-12-31 | Rp5.92 Trillion ≈ $346.95 Million |
-9.70% |
| 2007-12-31 | Rp6.56 Trillion ≈ $384.22 Million |
+27.04% |
| 2006-12-31 | Rp5.16 Trillion ≈ $302.45 Million |
+99.89% |
| 2005-12-31 | Rp2.58 Trillion ≈ $151.31 Million |
-3.68% |
| 2004-12-31 | Rp2.68 Trillion ≈ $157.08 Million |
+45.74% |
| 2003-12-31 | Rp1.84 Trillion ≈ $107.78 Million |
+24.72% |
| 2002-12-31 | Rp1.47 Trillion ≈ $86.42 Million |
+7.92% |
| 2001-12-31 | Rp1.37 Trillion ≈ $80.08 Million |
+0.40% |
| 2000-12-31 | Rp1.36 Trillion ≈ $79.77 Million |
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About Panin Financial Tbk
PT Panin Financial Tbk provides Sharia banking and financial services in Indonesia. It operates in two segments, Life Insurance and Business Consulting Service; and Banking and Multi-finance. The company also offers life insurance products, including death, whole life, annuity, endowment, endowment combine, universal life, unit-linked, personal accident, and health insurance, as well as business … Read more