Arrow Financial Corporation (AROW) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Arrow Financial Corporation (AROW) has a cash flow conversion efficiency ratio of 0.035x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($15.24 Million) by net assets ($440.14 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Arrow Financial Corporation balance sheet quality to measure how much of total assets are equity-financed.
Arrow Financial Corporation - Cash Flow Conversion Efficiency Trend (1991–2025)
This chart illustrates how Arrow Financial Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Arrow Financial Corporation (AROW) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Arrow Financial Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Arrow Financial Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Southern California Bancorp Common Stock
NASDAQ:BCAL
|
0.015x |
|
Just Dial Limited
NSE:JUSTDIAL
|
0.023x |
|
Baramulti Suksessarana Tbk
JK:BSSR
|
0.121x |
|
New Trend International Logis-Tech Co Ltd
SHE:300532
|
0.072x |
|
Ningbo Baosi Energy Equipment Co Ltd
SHE:300441
|
0.024x |
|
AGF Management Limited
F:A3J
|
-0.021x |
|
Beijing North Star Co Ltd Class A
SHG:601588
|
0.076x |
|
Yunnan Tourism Co Ltd
SHE:002059
|
0.044x |
Annual Cash Flow Conversion Efficiency for Arrow Financial Corporation (1991–2025)
The table below shows the annual cash flow conversion efficiency of Arrow Financial Corporation from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see AROW company net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $431.85 Million | $41.28 Million | 0.096x | +11.18% |
| 2024-12-31 | $400.90 Million | $34.47 Million | 0.086x | -45.32% |
| 2023-12-31 | $379.77 Million | $59.71 Million | 0.157x | -6.91% |
| 2022-12-31 | $353.54 Million | $59.71 Million | 0.169x | -8.08% |
| 2021-12-31 | $371.19 Million | $68.21 Million | 0.184x | +45.21% |
| 2020-12-31 | $334.39 Million | $42.31 Million | 0.127x | -13.12% |
| 2019-12-31 | $301.73 Million | $43.94 Million | 0.146x | -6.46% |
| 2018-12-31 | $269.58 Million | $41.98 Million | 0.156x | +2.74% |
| 2017-12-31 | $249.60 Million | $37.83 Million | 0.152x | +1.71% |
| 2016-12-31 | $232.85 Million | $34.70 Million | 0.149x | +10.22% |
| 2015-12-31 | $213.97 Million | $28.93 Million | 0.135x | -11.35% |
| 2014-12-31 | $200.93 Million | $30.64 Million | 0.152x | -20.10% |
| 2013-12-31 | $192.15 Million | $36.67 Million | 0.191x | +3.38% |
| 2012-12-31 | $175.82 Million | $32.46 Million | 0.185x | -14.88% |
| 2011-12-31 | $166.38 Million | $36.09 Million | 0.217x | +223.14% |
| 2010-12-31 | $152.26 Million | $10.22 Million | 0.067x | -50.16% |
| 2009-12-31 | $140.82 Million | $18.96 Million | 0.135x | -33.81% |
| 2008-12-31 | $125.80 Million | $25.59 Million | 0.203x | +17.27% |
| 2007-12-31 | $122.26 Million | $21.21 Million | 0.173x | -11.58% |
| 2006-12-31 | $118.13 Million | $23.18 Million | 0.196x | -3.08% |
| 2005-12-31 | $117.42 Million | $23.77 Million | 0.202x | +10.56% |
| 2004-12-31 | $118.03 Million | $21.61 Million | 0.183x | -25.87% |
| 2003-12-31 | $105.86 Million | $26.15 Million | 0.247x | +32.10% |
| 2002-12-31 | $101.40 Million | $18.96 Million | 0.187x | -39.17% |
| 2001-12-31 | $91.50 Million | $28.13 Million | 0.307x | +22.88% |
| 2000-12-31 | $80.78 Million | $20.21 Million | 0.250x | +28.26% |
| 1999-12-31 | $72.29 Million | $14.10 Million | 0.195x | -36.55% |
| 1998-12-31 | $77.10 Million | $23.70 Million | 0.307x | +89.30% |
| 1997-12-31 | $73.90 Million | $12.00 Million | 0.162x | -6.47% |
| 1996-12-31 | $74.30 Million | $12.90 Million | 0.174x | -59.87% |
| 1995-12-31 | $67.50 Million | $29.20 Million | 0.433x | +20.30% |
| 1994-12-31 | $58.40 Million | $21.00 Million | 0.360x | -59.06% |
| 1993-12-31 | $50.10 Million | $44.00 Million | 0.878x | -8.25% |
| 1992-12-31 | $39.70 Million | $38.00 Million | 0.957x | +59.07% |
| 1991-12-31 | $34.90 Million | $21.00 Million | 0.602x | -- |
About Arrow Financial Corporation
Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and li… Read more