Arrow Financial Corporation (AROW) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Arrow Financial Corporation (AROW) has a cash flow conversion efficiency ratio of 0.035x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($15.24 Million) by net assets ($440.14 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how many days can Arrow Financial Corporation fund operations to measure how many days the company can operate on defensive assets alone.
Arrow Financial Corporation - Cash Flow Conversion Efficiency Trend (1991–2025)
This chart illustrates how Arrow Financial Corporation's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Arrow Financial Corporation Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Arrow Financial Corporation ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Forge Global Holdings Inc
NYSE:FRGE
|
-0.055x |
|
Hypoport SE
XETRA:HYQ
|
0.012x |
|
Verano Holdings Corp Ordinary Shares - Class A (Sub Voting)
NEO:VRNO
|
0.027x |
|
Olvi Oyj A
HE:OLVAS
|
0.099x |
|
TMK
KLSE:5330
|
N/A |
|
Postal Realty Trust Inc
NYSE:PSTL
|
0.030x |
|
Zhejiang Qianjiang Biochemical Co Ltd
SHG:600796
|
0.057x |
|
Xinjiang Sailing Information Technology Co Ltd
SHE:300588
|
0.057x |
Annual Cash Flow Conversion Efficiency for Arrow Financial Corporation (1991–2025)
The table below shows the annual cash flow conversion efficiency of Arrow Financial Corporation from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see how much is Arrow Financial Corporation worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $431.85 Million | $41.28 Million | 0.096x | +11.18% |
| 2024-12-31 | $400.90 Million | $34.47 Million | 0.086x | -45.32% |
| 2023-12-31 | $379.77 Million | $59.71 Million | 0.157x | -6.91% |
| 2022-12-31 | $353.54 Million | $59.71 Million | 0.169x | -8.08% |
| 2021-12-31 | $371.19 Million | $68.21 Million | 0.184x | +45.21% |
| 2020-12-31 | $334.39 Million | $42.31 Million | 0.127x | -13.12% |
| 2019-12-31 | $301.73 Million | $43.94 Million | 0.146x | -6.46% |
| 2018-12-31 | $269.58 Million | $41.98 Million | 0.156x | +2.74% |
| 2017-12-31 | $249.60 Million | $37.83 Million | 0.152x | +1.71% |
| 2016-12-31 | $232.85 Million | $34.70 Million | 0.149x | +10.22% |
| 2015-12-31 | $213.97 Million | $28.93 Million | 0.135x | -11.35% |
| 2014-12-31 | $200.93 Million | $30.64 Million | 0.152x | -20.10% |
| 2013-12-31 | $192.15 Million | $36.67 Million | 0.191x | +3.38% |
| 2012-12-31 | $175.82 Million | $32.46 Million | 0.185x | -14.88% |
| 2011-12-31 | $166.38 Million | $36.09 Million | 0.217x | +223.14% |
| 2010-12-31 | $152.26 Million | $10.22 Million | 0.067x | -50.16% |
| 2009-12-31 | $140.82 Million | $18.96 Million | 0.135x | -33.81% |
| 2008-12-31 | $125.80 Million | $25.59 Million | 0.203x | +17.27% |
| 2007-12-31 | $122.26 Million | $21.21 Million | 0.173x | -11.58% |
| 2006-12-31 | $118.13 Million | $23.18 Million | 0.196x | -3.08% |
| 2005-12-31 | $117.42 Million | $23.77 Million | 0.202x | +10.56% |
| 2004-12-31 | $118.03 Million | $21.61 Million | 0.183x | -25.87% |
| 2003-12-31 | $105.86 Million | $26.15 Million | 0.247x | +32.10% |
| 2002-12-31 | $101.40 Million | $18.96 Million | 0.187x | -39.17% |
| 2001-12-31 | $91.50 Million | $28.13 Million | 0.307x | +22.88% |
| 2000-12-31 | $80.78 Million | $20.21 Million | 0.250x | +28.26% |
| 1999-12-31 | $72.29 Million | $14.10 Million | 0.195x | -36.55% |
| 1998-12-31 | $77.10 Million | $23.70 Million | 0.307x | +89.30% |
| 1997-12-31 | $73.90 Million | $12.00 Million | 0.162x | -6.47% |
| 1996-12-31 | $74.30 Million | $12.90 Million | 0.174x | -59.87% |
| 1995-12-31 | $67.50 Million | $29.20 Million | 0.433x | +20.30% |
| 1994-12-31 | $58.40 Million | $21.00 Million | 0.360x | -59.06% |
| 1993-12-31 | $50.10 Million | $44.00 Million | 0.878x | -8.25% |
| 1992-12-31 | $39.70 Million | $38.00 Million | 0.957x | +59.07% |
| 1991-12-31 | $34.90 Million | $21.00 Million | 0.602x | -- |
About Arrow Financial Corporation
Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and li… Read more