Arrow Financial Corporation (AROW) - Total Assets
Based on the latest financial reports, Arrow Financial Corporation (AROW) holds total assets worth $4.48 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Arrow Financial Corporation - Total Assets Trend (1991–2025)
This chart illustrates how Arrow Financial Corporation's total assets have evolved over time, based on quarterly financial data. Also see Arrow Financial Corporation (AROW) market capitalisation for the company's overall valuation and market capitalisation.
Arrow Financial Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
Arrow Financial Corporation's total assets of $4.48 Billion consist of 0.7% current assets and 99.3% non-current assets. Review AROW total debt and obligations to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.7% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.74 Million | 0.0% |
| Goodwill | $23.79 Million | 0.5% |
Asset Composition Trend (1991–2025)
This chart illustrates how Arrow Financial Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See latest Arrow Financial Corporation stock price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Arrow Financial Corporation's current assets represent 0.7% of total assets in 2025, a decrease from 6.7% in 1991.
- Cash Position: Cash and equivalents constituted 0.7% of total assets in 2025, down from 6.7% in 1991.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1991.
- Asset Diversification: The largest asset category is goodwill at 0.5% of total assets.
Arrow Financial Corporation Competitors by Total Assets
Key competitors of Arrow Financial Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Arrow Financial Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.01 | 0.18 | 0.27 |
| Quick Ratio | 0.01 | 0.18 | 0.27 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-3.93 Billion | $-3.21 Billion | $-2.53 Billion |
Arrow Financial Corporation - Advanced Valuation Insights
This section examines the relationship between Arrow Financial Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.64 |
| Latest Market Cap to Assets Ratio | 0.16 |
| Asset Growth Rate (YoY) | 3.2% |
| Total Assets | $4.45 Billion |
| Market Capitalization | $708.35 Million USD |
Valuation Analysis
Below Book Valuation: The market values Arrow Financial Corporation's assets below their book value (0.16x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Arrow Financial Corporation's assets grew by 3.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Arrow Financial Corporation (1991–2025)
The table below shows the annual total assets of Arrow Financial Corporation from 1991 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.45 Billion | +3.24% |
| 2024-12-31 | $4.31 Billion | +3.27% |
| 2023-12-31 | $4.17 Billion | +5.05% |
| 2022-12-31 | $3.97 Billion | -1.45% |
| 2021-12-31 | $4.03 Billion | +9.20% |
| 2020-12-31 | $3.69 Billion | +15.84% |
| 2019-12-31 | $3.18 Billion | +6.56% |
| 2018-12-31 | $2.99 Billion | +8.25% |
| 2017-12-31 | $2.76 Billion | +5.96% |
| 2016-12-31 | $2.61 Billion | +6.50% |
| 2015-12-31 | $2.45 Billion | +10.32% |
| 2014-12-31 | $2.22 Billion | +2.48% |
| 2013-12-31 | $2.16 Billion | +6.97% |
| 2012-12-31 | $2.02 Billion | +3.06% |
| 2011-12-31 | $1.96 Billion | +2.85% |
| 2010-12-31 | $1.91 Billion | +3.62% |
| 2009-12-31 | $1.84 Billion | +10.60% |
| 2008-12-31 | $1.67 Billion | +5.06% |
| 2007-12-31 | $1.58 Billion | +4.25% |
| 2006-12-31 | $1.52 Billion | +0.04% |
| 2005-12-31 | $1.52 Billion | +10.28% |
| 2004-12-31 | $1.38 Billion | +0.29% |
| 2003-12-31 | $1.37 Billion | +8.06% |
| 2002-12-31 | $1.27 Billion | +10.46% |
| 2001-12-31 | $1.15 Billion | +6.44% |
| 2000-12-31 | $1.08 Billion | +8.02% |
| 1999-12-31 | $1.00 Billion | +6.61% |
| 1998-12-31 | $939.00 Million | +12.91% |
| 1997-12-31 | $831.60 Million | +27.43% |
| 1996-12-31 | $652.60 Million | -17.37% |
| 1995-12-31 | $789.80 Million | +5.81% |
| 1994-12-31 | $746.40 Million | +1.77% |
| 1993-12-31 | $733.40 Million | +1.52% |
| 1992-12-31 | $722.40 Million | -6.17% |
| 1991-12-31 | $769.90 Million | -- |
About Arrow Financial Corporation
Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the United States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and li… Read more